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Best Online Short-term Loans in Alexandria

Need cash fast? You're not alone. Life's unexpected expenses can strike at any moment, leaving you scrambling for solutions. Don't let short-term financial hiccups keep you up at night. With our Best Cash Advance Short-term Loans, you'll breeze through monetary hurdles effortlessly. Designed for your immediate needs, our quick and easy loans deliver funds without the stress. A tight budget shouldn't compromise your peace of mind. Choose our short-term loans and regain control of your finances today!

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Best Online Short-term Loans in Alexandria

1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 1317 MacArthur Dr, Alexandria, LA 71301

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (318) 443-6367

Website: locations.1ffc.com/la/alexandria/1317-macarthur-dr..html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Premier Loans Residential Mortgage Retail Sales Financing Sales Financing
Security Finance
Loan agency
5.00
2 reviews

Address: 1719 MacArthur Dr, Alexandria, LA 71301

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (318) 445-0713

Website: securityfinance.com/locations/alexandria-la-0489

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Checklenders
Loan agency
5.00
3 reviews

Address: 1613 MacArthur Dr, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 445-6688

Website: checklenders-loan-agency.business.site

Quick Cash
Loan agency
5.00
1 reviews

Address: 3714 S MacArthur Dr, Alexandria, LA 71302

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (318) 442-0011

Advance Payday Loans
Loan agency
5.00
2 reviews

Address: 1310 Texas Ave, Alexandria, LA 71301

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (318) 373-6488

Website: advancepdloans.com/locations/alexandria

Courtesy Cash
Loan agency

Address: 1725 MacArthur Dr, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 445-6035

Home Town Financial Services Inc
Loan agency

Address: 3103 S MacArthur Dr, Alexandria, LA 71301

Phone Number: +1 (318) 484-3571

Advantage Financial Services - Alexandria
Loan agency
5.00
1 reviews

Address: 2371 S MacArthur Dr Suite C, Alexandria, LA 71301

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (318) 321-1974

Website: advantagefinancialonline.net/locations/louisiana/alexandria-installment-loans

Services:

Installment loans Payday loans Signature loans Cash Loans Loan Debt Consolidation Home Improvements Loan Application Personal Loans Quick Cash Quick Cash Loans Quick Loan
State Finance
Loan agency
4.90
3 reviews

Address: 1785 Elliott St # B, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 445-0607

Website: wallacemgt.com

Services:

Installment loans Line of credit Payday loans Signature loans Title loans Build Credit Car Repair Loans Consumer Finance Emergency Loans School Loans Small Consumer Loan Starter Loans Vacation Loans
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 4609 Jackson St, Alexandria, LA 71303

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (318) 487-6514

Website: acecashexpress.com/locations/louisiana/alexandria/768

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Check Cashing Money Transfers Money Orders Tax Services Business Services
The Money Shack LLC
Loan agency
4.30
3 reviews

Address: 105 Bolton Ave, Alexandria, LA 71301

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (318) 448-0815

Services:

Business loans Installment loans Signature loans Auto Boat Travel Trailers & Much More Cars Trucks Boats Atvs Debt Consolidation Loan Holiday Loans Home Equity Loans Home Improvement Loan Home Loans Financing Mortgage Loan Personal Loans Refinance Your Home Vacation Loans
Alexandria Cash Advance
Loan agency
4.30
10 reviews

Address: 1710 Jackson St, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 443-2838

Website: flexiblefinanceloans.com

World Finance
Loan agency
4.30
10 reviews

Address: 2710 S MacArthur Dr Ste C, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (318) 445-8293

Website: loansbyworld.com/locations/louisiana/alexandria/71301/700

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Fast Money
Loan agency
3.70
2 reviews

Address: 1719 MacArthur Dr, Alexandria, LA 71301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (318) 561-7511

Deep South Financial Services Inc
Loan agency
3.00
2 reviews

Address: 1257 MacArthur Dr, Alexandria, LA 71303

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (318) 473-2274

Website: deepsouthloans.com

Services:

Business loans Signature loans Title loans Auto Repair Loans Consolidation Loans Financial Services Home Renovations Personal Loans Real Estate Loans Special Loan Tax Preperation
First Heritage Credit
Loan agency
2.30
4 reviews

Address: 3654 North Blvd A, Alexandria, LA 71301

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (318) 473-9100

Website: 1stheritagecredit.com

Services:

Installment loans Signature loans Personal Loans
Check Point
Loan agency

Address: 1020 MacArthur Dr # L, Alexandria, LA 71303

Phone Number: +1 (318) 561-6217

Alternatives to Short-term Loans in Alexandria

Short-term loans are financial solutions designed to address immediate cash needs, typically with repayment terms under one year. Personal loans offer quick funding without requiring collateral and can be used for a variety of purposes, although they often come with higher interest rates due to their unsecured nature. Installment loans are repaid over a set period with regular payments, providing a structured payoff plan that can help with budgeting, with terms often ranging from a few months to several years. Title loans, secured by the borrower's vehicle title, allow for quick access to funds but carry the risk of losing the vehicle if the loan is not repaid, and these typically have high interest rates and short repayment durations.

Best Personal Loan

Mariner Finance
5.00
10 reviews

Short-term personal loans are a popular choice for individuals seeking quick access to cash for unexpected expenses or urgent needs. These loans typically have shorter repayment periods, often ranging from a few weeks to a few months, and are generally unsecured. This means that borrowers are not required to provide collateral, making the application process relatively straightforward. Interest rates can vary significantly depending on the lender, creditworthiness, and loan terms, so it's crucial to compare different options to find the best rate available.

Best Car Title Loan

American Title and Loan Closings, a Limited Liability Company
0.00
0 reviews

Title loans are short-term secured loans where the borrower uses their vehicle title as collateral. They offer quick access to funds, making them appealing for those in urgent financial need but also come with higher interest rates and risk of losing the vehicle if not repaid on time. The best title loans provide reasonable interest rates, transparent terms, and flexible repayment options, allowing borrowers to regain financial stability without jeopardizing their vehicle ownership. These loans are available through specialized title loan companies, and it's crucial for borrowers to ensure they fully understand the terms and obligations involved.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, you can allocate the funds to essential local services that cater to immediate needs. Medical, car repair, legal, funeral, and appliance services are crucial areas where this financial cushion could be effectively utilized. Whether handling medical emergencies, fixing a vehicle, addressing legal matters, managing unexpected funeral expenses, or repairing essential home appliances, the loan can provide the necessary financial support.

Car Wash
1201 Bolton Avenue, Alexandria, LA 71301
+1 (318) 613-2579
Club & Association
271 Vandenburg Drive, Alexandria, LA 71303
+1 (318) 473-1203
College/University
1423 Peterman Drive, Alexandria, LA 71301
+1 (318) 561-6620
Community Center
712 Broadway Avenue, Alexandria, LA 71302
+1 (318) 473-1213
Dentist
1212 MacArthur Drive, Alexandria, LA 71303
+1 (318) 473-2302
Doctor
3330 Masonic Drive, Alexandria, LA 71301
+1 (318) 442-6188
Fast Food
3910 North Blvd, Alexandria, LA 71301
Fitness Club & Center
3158 North MacArthur Drive, Alexandria, LA 71303
+1 (214) 334-9417
Hospital
104 N 3Rd St, Alexandria, LA 71301
+1 (318) 449-1370
Hotel
2716 North MacArthur Drive, Alexandria, LA 71303
+1 (318) 321-1212
Library
503 Washington Street, Alexandria, LA 71301
+1 (318) 487-8556
Local Post Office
3401 Government Street, Alexandria, LA 71302
+1 (318) 442-6522
Mobile Phone Shop
3601 North Boulevard, Alexandria, LA 71301
+1 (318) 445-2065
Museum
3016 Masonic Drive, Alexandria, LA 71301
+1 (318) 473-1143
Other Repair Shops
200 McKeithen Drive, Alexandria, LA 71303
+1 (318) 427-7511

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

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Alexandria ZIP Codes

71301
71302
71303
71306
71307
71309
71315
71409