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Best Online Short-term Loans in Deridder

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Deridder

1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 1045 N Pine St Suite B, DeRidder, LA 70634

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (337) 460-1010

Website: locations.1ffc.com/la/deridder/1045-north-pine-street.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Premier Loans Residential Mortgage Retail Sales Financing Sales Financing
Family Choice Financial
Loan agency
5.00
10 reviews

Address: 1612 N Pine St, DeRidder, LA 70634

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 462-1000

Website: familychoicefinancial.com

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Auto loans Auto repair loans Easy Loan Emergency loans Furniture loans Home Improvement Loans Home Loans Apply Home improvement loans Loans Personal Loans Personal loans Same Day loans Student Loans Student loans Vacation Loans Vacation loans
World Finance
Loan agency
5.00
10 reviews

Address: 1033 N Pine St, DeRidder, LA 70634

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (337) 463-9181

Website: loansbyworld.com/locations/louisiana/deridder/70634/745

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
5.00
10 reviews

Address: 1013 N Pine St, DeRidder, LA 70634

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (337) 463-4290

Website: advanceamerica.net/store-locations/louisiana/1013-n-pine-street-deridder-70634

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan New Loans No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Easy Money EMG
Financial institution

Address: 1026 N Pine St, DeRidder, LA 70634

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (337) 460-1060

Website: easymoneynow.com

Services:

Accounting services Installment loans Payday loans Consumer Loan Credit Counseling Financial Solution Home Loans Loan Program Payment Plan Personal Loans Repayment Plans
Credit Central
Loan agency

Address: 1039 N Pine St, DeRidder, LA 70634

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (337) 401-3029

Website: creditcentralllc.com

Services:

Business loans Installment loans Payday loans Account Servicing Financial Services Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Tax Refund Tax Return Preparation Traditional Bank Loans Vehicle Repairs
Tower Loan
Loan agency

Address: 1426 N Pine St Ste B, DeRidder, LA 70634

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (337) 463-6177

Website: towerloan.com/branch/deridder

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Money Tree of Louisiana Inc
Loan agency

Address: 1210 N Pine St, DeRidder, LA 70634

State Finance
Loan agency

Address: 1212 N Pine St, DeRidder, LA 70634

Phone Number: +1 (337) 463-6159

Alternatives to Short-term Loans in Deridder

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Cash Cow
5.00
21 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Car Title Loan

Guaranty Title Co Inc.
0.00
0 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral in exchange for immediate cash. These loans are beneficial for individuals who might not qualify for traditional loans due to poor credit but own a vehicle outright. The best title loans offer lower interest rates compared to industry standards, quick approval processes, and customer-friendly terms, allowing borrowers to access the funds they need while still retaining the use of their vehicle.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan may find it particularly beneficial to allocate the funds towards essential services offered by local providers. These include obtaining urgent medical care, covering necessary car repair costs, handling legal fees, addressing funeral expenses, or purchasing or repairing home appliances. Each of these services plays a vital role in addressing immediate needs and ensuring well-being and functionality in day-to-day life.

Car Wash
1705 North Pine Street, Deridder, LA 70634
+1 (337) 401-2973
Club & Association
1115 Highway 27, Deridder, LA 70634
+1 (337) 463-3977
Community Center
104 West Port Street, Deridder, LA 70634
+1 (337) 463-9694
Dentist
501 Bon Ami Street, Deridder, LA 70634
+1 (337) 462-1315
Doctor
2581 Highway 190 West, Deridder, LA 70634
+1 (337) 221-3075
Fast Food
812 North Pine Street, Deridder, LA 70634
Fitness Club & Center
354 Hooks Road, Deridder, LA 70634
+1 (337) 202-7848
Government Office
735 West 7th Street, Deridder, LA 70634
+1 (337) 462-8931
Hotel
1055 North Pine Street, Deridder, LA 70634
+1 (337) 460-2066
Library
7580 Highway 26, Deridder, LA 70634
+1 (337) 463-6217
Local Post Office
116 East 4th Street, Deridder, LA 70634
+1 (337) 463-7057
Museum
1145 Pleasant Hill Road, Deridder, LA 70634
+1 (337) 463-5962
Pharmacy
18507 Johnny B. Hall Memorial Highway, Deridder, LA 70634
+1 (337) 462-0177
Rent-a-Car Facility
702 Mahlon Street, Deridder, LA 70634
+1 (337) 463-5050
Shopping Center
1007 North Pine Street, Deridder, LA 70634

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

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Deridder ZIP Codes

70634