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Best Online Short-term Loans in Bogalusa

Need cash fast? You're not alone! Short-term financial hiccups can be stressful, leaving you scrambling for solutions. But fret not, as our Best Cash Advance Short-term Loans are here to rescue you from those pesky money woes. Imagine having the funds you need right at your fingertips! Our quick and straightforward loan process is designed to get you back on your feet in no time. Discover the ease and convenience of securing short-term loans without the hassle. Say goodbye to stress and hello to financial freedom today!

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Best Online Short-term Loans in Bogalusa

Tower Loan
Loan agency
5.00
1 reviews

Address: 14309 LA-21, Bogalusa, LA 70427

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (985) 735-5665

Website: towerloan.com/branch/bogalusa

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Security Finance
Loan agency
5.00
1 reviews

Address: 240 Cumberland St, Bogalusa, LA 70427

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 732-1616

Website: securityfinance.com/locations/bogalusa-la-0635

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Hope For Cash
Loan agency

Address: 100 Richmond St, Bogalusa, LA 70427

Advance America
Financial institution
4.90
10 reviews

Address: 400 Georgia Ave Ste. 8, Bogalusa, LA 70427

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (985) 730-7330

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan New Loans Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
American Cash Advance
Loan agency
4.30
1 reviews

Address: 442 Memphis St, Bogalusa, LA 70427

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 735-5626

Website: americancashadvance.net

Services:

Installment loans Payday loans Signature loans Title loans Easy Cash Loans Identity Theft Protection Small Loan
Bogalusa Credit Inc
Loan agency
1.00
1 reviews

Address: 322 Austin St, Bogalusa, LA 70427

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (985) 735-5540

Website: bogalusacredit.com

Services:

Title loans Auto Loans Vehicle Repairs
Atlas Loans of Bogalusa
Loan agency
1.00
1 reviews

Address: 121 Carolina Ave, Bogalusa, LA 70427

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 735-3637

Lee Finance Co
Loan agency

Address: 344 Martin Luther King Jr Dr, Bogalusa, LA 70427

Phone Number: +1 (985) 735-6526

Instant Payday Loans Inc
Loan agency

Address: 113 Carolina Ave, Bogalusa, LA 70427

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 732-5755

Services:

Payday loans
Quick N Easy Payday
Check cash

Address: 413 Austin St, Bogalusa, LA 70427

Phone Number: +1 (985) 732-1001

Easy Money EMG
Loan agency

Address: 222 Richmond St, Bogalusa, LA 70427

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (985) 732-4647

Website: easymoneynow.com

Services:

Business loans Installment loans Payday loans Signature loans Consumer Loan Home Loans Instant Loan Personal Loans Repayment Plans Short-Term Loans
Easy Money EMG
Loan agency

Address: 307 Cumberland St, Bogalusa, LA 70427

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 732-4647

Website: easymoneynow.com

Services:

Business loans Installment loans Microloans Payday loans Signature loans Consumer Loan Home Loans Instant Loan Large Consumer Loans Personal Loans Repayment Plans Short-Term Loans

Alternatives to Short-term Loans in Bogalusa

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

Citizens Savings Bank
5.00
0 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Installment Loan

World Finance
5.00
10 reviews

Installment loans are ideal for borrowers who prefer structured payments over a set term, allowing for predictable monthly payments and easier budget management. LendingClub stands out as an excellent option in the installment loan category. Known for its peer-to-peer lending model, LendingClub connects borrowers with investors, offering a range of loan amounts with fixed interest rates. Borrowers benefit from a straightforward application process and flexible terms that can cater to various financial needs, making it a suitable choice for anyone looking to manage short-term financial obligations with clarity and reliability.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource when unexpected expenses arise across various local services. They can be utilized for covering medical bills at healthcare providers, addressing urgent car repairs at auto service centers, handling legal fees with law firms, managing funeral costs through local funeral homes, and purchasing or repairing household appliances. Utilizing these loans in such sectors can help individuals meet immediate financial demands effectively.

Car Repair and Service
550 Columbia Street, Bogalusa, LA 70427
+1 (985) 732-2518
Car Wash
83298 Highway 21, Bogalusa, LA 70427
+1 (985) 750-4072
Club & Association
305 Avenue B, Bogalusa, LA 70427
+1 (985) 735-1299
College/University
1100 Long Avenue, Bogalusa, LA 70427
+1 (985) 732-4539
Dentist
600 Memorial Drive, Bogalusa, LA 70427
+1 (986) 735-0078
Fitness Club & Center
400 Georgia Avenue, Bogalusa, LA 70427
+1 (985) 732-1774
General Practitioner
1415 Avenue F, Bogalusa, LA 70427
+1 (985) 735-1198
Government Office
301 Montgomery Street, Bogalusa, LA 70427
+1 (985) 732-3677
Hospital
433 Plaza Street, Bogalusa, LA 70427
+1 (985) 730-6700
Library
304 Avenue F, Bogalusa, LA 70427
+1 (985) 735-1961
Local Post Office
305 Avenue B, Bogalusa, LA 70427
+1 (985) 735-1356
Motel
15130 Highway 21 South, Bogalusa, LA 70427
+1 (985) 732-7138
Pharmacy
217 Superior Avenue, Bogalusa, LA 70427
+1 (985) 735-6434
Rent-a-Car Facility
14511 Highway 21 South, Bogalusa, LA 70427
+1 (985) 735-7211
Restaurant
141 Cumberland Street, Bogalusa, LA 70427
+1 (985) 241-5244

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

Find Short-term Loans Near Me

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Bogalusa ZIP Codes

70427
70429