Home page Leesville

Best Online Short-term Loans in Leesville

Feeling the pinch before payday? You're not alone. Short-term financial hiccups can happen to anyone, but they don't have to derail your life. That's where our come in. Designed to tackle unexpected expenses quickly, these loans offer an easy and fast solution when you need it most. Say goodbye to the stress of sudden bills and hello to financial peace of mind. Let us help bridge your financial gap with a hassle-free loan experience tailored just for you.

Table of content
Jump to

Best Online Short-term Loans in Leesville

World Finance
Loan agency
5.00
10 reviews

Address: 1766 S 5th St, Leesville, LA 71446

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (337) 238-5911

Website: loansbyworld.com/locations/louisiana/leesville/71446/713

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Koury Financial Services
Loan agency

Address: 108 Fertitta Blvd C, Leesville, LA 71446

Today's Business Hours: 8:00 AM - 5:30 PM

Phone Number: +1 (337) 239-5933

1st Franklin Financial
Loan agency
4.80
10 reviews

Address: 2414 S 5th St Suite A, Leesville, LA 71446

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (337) 238-3030

Website: locations.1ffc.com/la/leesville/2414-s.-fifth-street.html

Services:

Installment loans Signature loans Fixed Rates Loans Personal Loans Premier Loans Residential Mortgage Retail Sales Financing Sales Financing Financial Loan Military Lending Premier Loan Securing Loans
Security Finance
Loan agency
3.70
1 reviews

Address: 1302 S 5th St, Leesville, LA 71446

Phone Number: +1 (337) 238-4105

Services:

Flex loans Installment loans Payday loans Signature loans Account Management Appliance Repair Auto Repair Bond Finance Car Repair Consumer Loans Disability Insurance Electronic Services Existing Loan Financial Solutions Health Insurance Income Tax Preparation Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Security Finance Small Personal Loan Tax Deductions Tax Help Tax Returns
Tower Loan
Loan agency
3.40
3 reviews

Address: 1626 S 5th St, Leesville, LA 71446

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (337) 238-2868

Website: towerloan.com/branch/leesville

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Direct Payday Loans
Loan agency

Address: 2414 S 5th St, Leesville, LA 71446

Phone Number: +1 (855) 289-0220

Website: directpaydayloans.net/leesville

Services:

Business loans Government benefits check cashing Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Auto Insurance Automobile Loans Bad Credit Auto Financing Boat Insurance Church Financing Church Loans Credit Reporting Crypto Exchange Debt Settlement Hard Money Loans Home Insurance Home Mortgage Individual Loans Loan By Phone Loan For Military Loan Payments Mortgage Broker Online Cash Loan Online Lending Online Loan Application Private Equity Loans Property Insurance Property Tax Loans Real Estate Investment Loans Repayment Plan Reverse Mortgages Second Mortgages Self Employed Home Loan Short-Term Loan Structured Settlement Traditional Loans
Security Finanace
Loan agency

Address: 401 S 5th St, Leesville, LA 71446

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 392-1004

Cash Exchange
Loan agency

Address: 12579 Lake Charles Hwy, Leesville, LA 71446

Phone Number: +1 (337) 537-9604

Advance Til Payday
Loan agency

Address: 1506 S 5th St C, Leesville, LA 71446

Phone Number: +1 (337) 392-5021

Alternatives to Short-term Loans in Leesville

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Cash Cow
5.00
10 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Harbor Loans of Leesville
5.00
0 reviews

For installment loans, a leading option combines both manageable terms and broader access to funds. These loans are characterized by their structured repayment plans, where the borrower pays back the loan amount in equal installments over a predetermined period, which can range from a few months to a couple of years. This setup helps in making budgeting easier for borrowers, as they know exactly how much they need to pay each month. Installment loans are typically chosen by individuals who require a larger amount than what is available via payday loans and prefer a more predictable and manageable repayment schedule.

Best Car Title Loan

American Title and Loan Closings, LLC
5.00
5 reviews

Title loans are a subset of short-term financing where borrowers use their vehicle title as collateral to secure the loan. These loans are attractive to those who may not have strong credit scores, as the value of the vehicle often determines the loan amount. However, title loans can be risky, as defaulting on the payment could result in the loss of the vehicle. The best title loans are those that offer clear terms, competitive interest rates, and the opportunity for borrowers to retain their vehicle while repaying the debt. Borrowers should carefully assess their ability to repay the loan within the agreed timeframe to avoid detrimental consequences.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

American Restaurant
410 North 5th Street, Leesville, LA 71446
+1 (337) 404-3939
College/University
424 Airport Road, Leesville, LA 71446
+1 (337) 392-5111
Community Center
200 East Lee Street, Leesville, LA 71446
+1 (337) 239-4361
Dentist
706 South 6th Street, Leesville, LA 71446
+1 (337) 238-2631
Fitness Club & Center
213 Browns Lane, Leesville, LA 71446
+1 (337) 353-4272
Government Office
508 South 5th Street, Leesville, LA 71446
+1 (337) 404-2150
Hairdresser
512 South 3rd Street, Leesville, LA 71446
+1 (337) 404-3935
Hospital
305 West Harriet Street, Leesville, LA 71446
+1 (337) 238-4449
Hotel
11498 Lake Charles Highway, Leesville, LA 71446
+1 (337) 404-3890
Library
3329 University Parkway, Leesville, LA 71446
+1 (337) 392-3126
Local Post Office
303 South 3rd Street, Leesville, LA 71446
+1 (337) 239-2617
Movie Theater
1350 Boone Street, Leesville, LA 71446
+1 (844) 462-7342
Museum
South 3rd Street, Leesville, LA 71446
+1 (337) 239-0927
Rent-a-Car Facility
901 North 5th Street, Leesville, LA 71446
+1 (225) 533-6861
Shopping Center
Boone Street, Leesville, LA 71446
+1 (337) 238-0140

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAbita SpringsAlbanyAlexandriaAmite CityAnacocoAngolaArabiArcadiaArnaudvilleAthensBakerBaldwinBallBarksdale AfbBasileBastropBaton RougeBelle ChasseBelle RoseBentonBerniceBerwickBlanchardBogalusaBossier CityBourgBoutteBreaux BridgeBridge CityBroussardBruslyBunkieCalhounCameronCamptiCaneCarencroCarvilleChalmetteCharentonChaseChathamChauvinCheneyvilleChoudrantChurch PointCityClintonCloutiervilleColfaxColumbiaConventConverseCotton ValleyCottonportCoushattaCovingtonCrowleyCullenCut OffDelcambreDelhiDenham SpringsDequincyDeridderDes AllemandsDestrehanDevilleDonaldsonvilleDry ProngDubachEdgardEffieElmwoodEltonEppsErathEuniceFarmervilleFerridayFlorienFlukerForest HillFort Polk SouthFranklinFranklintonFriersonGallianoGaryvilleGeismarGibslandGilbertGlenmoraGlosterGolden MeadowGonzalesGramercyGrand CaneGrand CoteauGraysonGreensburgGreenwel SpgsGreenwell SpringsGreenwoodGretnaGrosse TeteGueydanHackberryHahnvilleHammondHarahanHarveyHaughtonHaynesvilleHessmerHinestonHodgeHomerHoumaIndependenceIowaJacksonJeaneretteJeffersonJenaJenningsJonesboroJonesvilleJunction CityKaplanKeachiKeithvilleKennerKentwoodKillonaKinderKrotz SpringsLabadievilleLacassineLafayetteLake ArthurLake CharlesLake ProvidenceLaplaceLaroseLawtellLecompteLeesvilleLeonvilleLivingstonLockportLogansportLorangerLoreauvilleLulingLutcherMadisonvilleMamouMandevilleManghamMansfieldMansuraManyMaringouinMarksvilleMarreroMaurepasMauriceMerauxMermentauMerryvilleMetairieMindenMonroeMontpelierMoreauvilleMorgan CityMoss BluffNapoleonvilleNatchitochesNew IberiaNew LlanoNew OrleansNew RoadsNewelltonNorcoOak GroveOakdaleOberlinOil CityOllaOpelousasOrleansPaincourtvillePattersonPaulinaPearl RiverPierre PartPine PrairiePinevillePlain DealingPlaqueminePlattenvillePlauchevillePleasant HillPonchatoulaPort AllenPort BarrePort SulphurPort VincentPrairievilleRacelandRayneRayvilleReserveRinggoldRiver RidgeRobelineRosepineRougeRustonScotlandvilleScottShreveportSicily IslandSimmesportSimsboroSlaughterSlidellSpringfieldSpringhillSpringsSt AmantSt BernardSt FrancisvilleSt GabrielSt MartinvilleSt RoseStonewallSulphurSunsetTallulahTerrytownThibodauxTullosVacherieVidaliaVille PlatteVintonVivianWalkerWashingtonWelshWest MonroeWestlakeWestwegoWhite CastleWinnfieldWinnsboroYoungsvilleZacharyZwolle

Leesville ZIP Codes

71446
71459
71496