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Best Online Short-term Loans in Covington

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Covington

Access Financial Co-Covington
Loan agency

Address: 2200 N Hwy 190 ste c, Covington, LA 70433

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (985) 875-1919

Arbor Lending Group
Loan agency
5.00
1 reviews

Address: 5001 U.S. Hwy 190, Covington, LA 70433

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (985) 867-8334

Website: arborlending.net

Services:

Business loans Installment loans Microloans Signature loans Adjustable Rate Mortgages Balloon Mortgages Close Loans Conventional Loans Debt Consolidation Fha Loans Fixed Rate Mortgages Home Improvement Loan Investment Loan Loan Process Loan Programs Mortgage Calculators Mortgage Process Preferred Loan Private Mortgage Residential Loan
Magee Financial
Loan agency
5.00
1 reviews

Address: 2225 U.S. Hwy 190, Covington, LA 70433

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (985) 893-1600

Website: mageefinancial.com

Services:

Business loans Installment loans Line of credit Signature loans Ach Loan Consumer Loans Credit Card Debt Debt Consolidation Loan Easy Personal Loan Holiday Loans Home Equity Financing Home Equity Loan Home Improvement Loans Home Mortgage Loans Home Refinancing Instant Loan Loan Funding Loans Personal Loans Mortgage Loan Process Mortgage Loan Refinancing Mortgage Options Online Loan Applications Online Mortgage Application Online Personal Loan Real Estate Loan Refinancing Options Renovation Project Travel Loans
Absolute Cash Payday Loans
Loan agency
5.00
3 reviews

Address: Winn Dixie Shopping Center, 2100 N Collins Blvd STE 156, Covington, LA 70433

Advantage Financial Services - Covington
Loan agency
4.40
3 reviews

Address: 857 N Collins Blvd, Covington, LA 70433

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 892-5536

Website: advantagefinancialonline.net/locations/louisiana/covington-installment-loans

Services:

Installment loans Payday loans Signature loans Auto Repairs Cash Loans Loan Loan Application Personal Loans Quick Cash Quick Cash Loans Quick Loan
American Thrift and Finance Plan llc
Loan agency
3.70
5 reviews

Address: 600 N Hwy 190, Covington, LA 70433

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (985) 892-5566

Website: american-thrift.net

Services:

Business loans Auto/Truck Loans Finance Plan
Republic Finance
Loan agency
3.60
1 reviews

Address: 1170 N Hwy 190 Unit C, Covington, LA 70433

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (985) 234-9134

Website: locations.republicfinance.com/republic-finance-73ca02efbcfe

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Microloans Auto Insurance Auto Repairs Auto Secured Loan Automobile Loan Bill Consolidation Loans Car Maintenance Car Repairs Consumer Credit Consumer Finance Consumer Loans Corporate Finance Credit Insurance Current Loans Customers Finance Debt Settlements Emergency Loans Existing Loans Financial Assistance Fixed Rate Financing Flexible Spending Accounts Full Financial Holiday Cash Holiday Loan Home Improvement Loan Home Repairs K 12 School Expense Loan Loan Funds Loan Payments Loan Personal Loan Loan Refinance New Loan Options Online Loan Application Online Personal Loan Payment Processing Payment Transfer Personal Finance Project Management Refinancing Option Repayment Plan Repayment Plans Sales Finance Secured Personal Loans Small Loan Specialty Finance Standard Loan Strategic Plans Unsecured Loan Vacation Loan Vehicle Refinancing
Tower Loan
Loan agency
1.60
10 reviews

Address: 842 N Collins Blvd l, Covington, LA 70433

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (985) 893-9388

Website: towerloan.com/branch/covington

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Lee Finance Co Inc
Loan agency

Address: 411 N New Hampshire St, Covington, LA 70433

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (985) 892-0992

World Finance
Loan agency

Address: 1600 N Hwy 190 Unit 11, Covington, LA 70433

Phone Number: +1 (985) 892-0007

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Debt Consolidation Loans Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Preparation Services Tax Returns

Alternatives to Short-term Loans in Covington

Short-term loans offer quick access to funds and are typically repaid within a few months to a year. Personal loans are unsecured, allowing borrowers flexibility in use, with payments spread out over a set period in fixed installments. Installment loans, on the other hand, are typically secured and involve agreed-upon repayment in regular monthly payments, often with lower interest rates compared to credit cards. Title loans provide immediate cash by using a vehicle title as collateral, allowing borrowers to keep using their car while loan payments are made, but posing a risk of losing the vehicle if the loan is not repaid.

Best Personal Loan

Advance America
5.00
10 reviews

Short-term personal loans are a type of unsecured loan provided by financial institutions or online lenders to individuals for personal use. These loans typically have a fast approval process and do not require collateral, making them accessible for borrowers with a decent credit score. Personal loans are generally used to cover unexpected expenses, emergencies, or small to moderate-sized financial needs, offering flexible repayment terms ranging from a few weeks to a year, though they may come with higher interest rates compared to traditional, long-term loans.

Best Car Title Loan

Carrie Sanders at GMFS Mortgage - NMLS #586409
5.00
10 reviews

Short-term title loans are secured loans where the borrower uses their vehicle as collateral to secure the funds. This option is useful for those who need quick access to cash but might not qualify for an unsecured personal loan due to credit constraints. The best title loans offer competitive interest rates and allow borrowers to continue using their vehicle while they repay the loan. It is crucial, however, for borrowers to consider the risk factor, as failing to repay the title loan could result in the lender repossessing their vehicle. For many, this option provides a viable, albeit riskier, means to obtain short-term funding.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Car Accessories
72147 Military Road, Covington, LA 70435
+1 (985) 893-2700
Car Wash
2501 North Highway 190, Covington, LA 70433
+1 (985) 302-1828
Club & Association
2027 Ronald Reagan Highway, Covington, LA 70433
+1 (985) 893-4201
College/University
2401 N 6Th St, Covington, LA 70433
Community Center
72060 Ramos Avenue, Covington, LA 70433
+1 (985) 809-8975
Dentist
604 South Tyler Street, Covington, LA 70433
+1 (985) 892-2273
Do-It-Yourself Centers
69284 Highway 21, Covington, LA 70433
+1 (985) 893-8400
Doctor
1000 Ochsner Boulevard, Covington, LA 70433
+1 (985) 875-2883
Fitness Club & Center
400 River Highlands Boulevard, Covington, LA 70433
+1 (985) 327-7210
Government Office
609 North Columbia Street, Covington, LA 70433
+1 (985) 898-4731
Hotel
130 Holiday Boulevard, Covington, LA 70433
+1 (985) 338-2549
Library
1200 North Highway 190, Covington, LA 70433
+1 (985) 893-6280
Local Post Office
Covington, LA 70435
+1 (800) 275-8777
Movie Theater
201 North Highway 190, Covington, LA 70433
+1 (985) 247-0757
Museum
419 North New Hampshire Street, Covington, LA 70433

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

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Covington ZIP Codes

70433
70434
70435