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Best Online Short-term Loans in Houma

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Houma

Dupre's Fast Cash
Financial institution
5.00
1 reviews

Address: 1934 Prospect Blvd, Houma, LA 70363

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 851-2775

American Cash Advance
Loan agency
5.00
2 reviews

Address: 814 Grand Caillou Rd ste 7, Houma, LA 70363

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 853-1480

Website: americancashadvance.net

Services:

Installment loans Payday loans Signature loans Title loans Easy Cash Loans Identity Theft Protection Small Loan
American Cash Advance
Loan agency
5.00
1 reviews

Address: 5658 W Main St apt b, Houma, LA 70360

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 850-0022

Website: americancashadvance.net

Services:

Installment loans Payday loans Signature loans Title loans Easy Cash Loans Identity Theft Protection Small Loan
Advance America
Financial institution
5.00
10 reviews

Address: 1058 Grand Caillou Rd, Houma, LA 70363

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (985) 876-6628

Website: advanceamerica.net/store-locations/louisiana/1058-grand-caillou-road-houma-70363

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan New Loans No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Security Finance
Loan agency
5.00
1 reviews

Address: 814 Grand Caillou Rd Suite 5a, Houma, LA 70363

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 873-8070

Website: securityfinance.com/locations/houma-la-1074

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Payday Loan Express
Loan agency
5.00
1 reviews

Address: 1155 St Charles St, Houma, LA 70360

Phone Number: +1 (985) 872-3333

Website: premiumloans.pw

Cash 2 U
Loan agency

Address: 1426 E Tunnel Blvd, Houma, LA 70363

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 853-0883

Website: cash2ula.com

Services:

Business loans Installment loans Payday loans Signature loans Appliance Repairs Car Repairs Direct Lending No Credit Check Loans Same-Day Loans Short-Term Borrowing Short-Term Loans Traditional Lending
Foti Finance Co-Houma
Loan agency
5.00
1 reviews

Address: 6486 W Park Ave, Houma, LA 70364

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (985) 879-2335

Website: fotifinance.com

Bon Terre Credit
Loan agency
5.00
10 reviews

Address: 303 Bayou Gardens Blvd #1434, Houma, LA 70364

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 580-0023

Website: bonterrecredit.com

Services:

Installment loans Line of credit Payday loans Signature loans Title loans Auto loans Build credit Money Loan Personal Loans
ABC Cash Advance LLC
Loan agency
5.00
1 reviews

Address: 1426 E Tunnel Blvd, Houma, LA 70363

Phone Number: +1 (985) 853-0883

Finance Center Of Houma
Loan agency

Address: 6110 W Park Ave, Houma, LA 70364

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (985) 851-3887

Website: financecenterofhouma.com

Services:

Business loans Installment loans Payday loans Signature loans Advance Loans Consolidation Loans Debt Consolidation Debt Consolidation Loans Financial Services Home Improvement Loans Improvement Loans Personal Loans Starter Loans
Cash Cow
Loan agency
5.00
10 reviews

Address: 292 S Hollywood Rd, Houma, LA 70360

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (985) 868-0280

Website: cashcowlouisiana.com/louisiana-title-loan-locations/la0698/292-south-hollywood-road/houma/la/70360

Services:

Payday loans Title loans Auto Repairs Bathroom Remodel Car Repair Loans Credit Reporting Emergency Cash Emergency Cash Loans Emergency Loans Emergency Money Loan Home Repair Loans Loan Payments Loans For Bad Credit Loans For The Unemployed Local Loan Medical Loans Mobile Home Loans Personal Finance Personal Loan Phone Service Poor Credit Loans Same Day Cash Secured Loan Short-Term Loan Traditional Bank Loans Unsecured Loans Veteran Loans
Security Finance
Loan agency
5.00
3 reviews

Address: 6122 W Park Ave, Houma, LA 70364

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 857-3596

Website: security-finance.com

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advance America
Financial institution
5.00
10 reviews

Address: 6770 W Park Ave, Houma, LA 70364

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (985) 857-9441

Website: advanceamerica.net/store-locations/louisiana/6770-west-park-ave-houma-70364

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan New Loans No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.70
10 reviews

Address: 632 Corporate Dr Ste A, Houma, LA 70360

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (985) 580-3315

Website: loansbyworld.com/locations/louisiana/houma/70360/723

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Easy Money EMG
Loan agency
4.70
1 reviews

Address: 1500 E Tunnel Blvd, Houma, LA 70363

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 872-4777

Website: easymoneynow.com

Services:

Business loans Installment loans Microloans Payday loans Signature loans Consumer Loan Home Loans Instant Loan Large Consumer Loans Personal Loans Repayment Plans Short-Term Loans
Approved Cash
Loan agency
4.30
5 reviews

Address: 1783 Martin Luther King Blvd Suite 3-102, Houma, LA 70360

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (985) 223-8895

Website: approvedcashadvance.com/locations/houma

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services Title Loans
Ameriplus Finance
Loan agency

Address: 725 Grand Caillou Rd, Houma, LA 70363

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (985) 873-8883

Star Pay-Day Loans
Loan agency
3.70
1 reviews

Address: 33 Professional Dr, Houma, LA 70360

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (985) 223-0011

Website: premiumloans.xyz

Delta Financial Services-Terrebonne
Loan agency
3.00
4 reviews

Address: 6260 W Park Ave, Houma, LA 70364

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 223-0069

Services:

Business loans Auto Repairs Bill Consolidation Financial Services Home Improvement Home Repairs Real Estate Real Estate Purchase
P C Credit
Loan agency
3.00
2 reviews

Address: 6130 W Park Ave, Houma, LA 70364

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (985) 223-3456

Tower Loan
Loan agency
2.30
7 reviews

Address: 814 Grand Caillou Rd Ste 16, Houma, LA 70363

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (985) 872-3272

Website: towerloan.com/branch/houma

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Arrow Loans of Houma
Loan agency
1.80
3 reviews

Address: 1056 Grand Caillou Rd, Houma, LA 70363

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 851-2115

Payday Express
Loan agency

Address: 936 Grand Caillou Rd, Houma, LA 70363

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (985) 851-7151

Westside Finance Inc
Loan agency

Address: 6214 W Park Ave, Houma, LA 70364

Phone Number: +1 (985) 872-0411

Zip Star Finance
Loan agency

Address: 209 Bayou Gardens Blvd # G, Houma, LA 70364

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (985) 868-4833

Debt Consolidation & Counseling
Loan agency

Address: Houma, LA 70360

Phone Number: +1 (985) 876-2660

American South Financial
Loan agency

Address: Houma, LA 70360

Phone Number: +1 (985) 872-9860

Finance One of Houma LLC
Loan agency

Address: 5949 W Main St, Houma, LA 70360

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (985) 853-2891

NCO Financial Systems Inc
Loan agency

Address: 8166 W Main St, Houma, LA 70360

Phone Number: +1 (985) 917-0694

Alternatives to Short-term Loans in Houma

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

Bayou Finance of Houma, Inc
5.00
3 reviews

Short-term personal loans are an excellent option for individuals seeking a quick financial boost for personal expenses. These loans are typically unsecured, meaning they do not require collateral, and can be useful in covering unexpected expenses or emergencies. One of the best personal loans in this category usually offers favorable terms such as competitive interest rates, flexible repayment terms, and quick approval processes, making it ideal for borrowers who need funds rapidly.

Best Installment Loan

HOUMA FINANCE
5.00
0 reviews

Installment loans, another form of short-term borrowing, require the borrower to repay the loan amount in fixed monthly payments. The top option for these loans typically comes from lenders that prioritize transparency, with clearly defined terms and reasonable interest rates. It's advantageous to choose institutions with positive customer service reputations to facilitate any necessary communications throughout the repayment process. Peer-to-peer lending platforms have emerged as a competitive alternative to traditional installment loan sources, offering potential borrowers lower rates due to lower overhead costs.

Best Car Title Loan

Star Key Title
0.00
0 reviews

Title loans differ from personal and installment loans in that they require the borrower to use their vehicle title as collateral. These loans typically have higher interest rates and shorter terms, but they can be an option for those who need cash quickly and have difficulty qualifying for other types of loans. LoanMart is a leading option in the title loan space, offering competitive rates and flexible terms. Known for its transparent application process, LoanMart ensures that borrowers understand the terms and conditions of the loan, helping them make informed decisions regarding their borrowing needs.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Wash
220 Baptiste Circle, Houma, LA 70363
+1 (985) 852-2491
Club & Association
280 Brighton Loop, Houma, LA 70360
College/University
805 Barrow Street, Houma, LA 70360
+1 (985) 601-4000
Community Center
7614 Main Street, Houma, LA 70360
+1 (985) 873-7927
Dentist
761 West Tunnel Boulevard, Houma, LA 70360
+1 (985) 746-1028
Fitness Club & Center
6782 West Park Avenue, Houma, LA 70364
+1 (985) 262-1564
Government Office
809 Barrow Street, Houma, LA 70360
+1 (985) 873-6892
Hospital
218 Corprate Dr, Houma, LA 70360
+1 (985) 853-1390
Hotel
142 Citiplace Drive, Houma, LA 70360
+1 (985) 262-0145
Library
778 Grand Caillou Road, Houma, LA 70363
+1 (985) 876-7072
Movie Theater
5737 West Park Avenue, Houma, LA 70364
+1 (985) 876-5759
Museum
550 South Van Avenue, Houma, LA 70363
+1 (985) 879-2443
Pharmacy
8065 Main Street, Houma, LA 70360
+1 (985) 851-0900
Real Estate Agent
204 Mystic Boulevard, Houma, LA 70360
+1 (985) 223-1777
Rent-a-Car Facility
1997 Grand Caillou Road, Houma, LA 70363
+1 (985) 879-2481

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

Find Short-term Loans Near Me

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Houma ZIP Codes

70360
70361
70363
70364