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Best Online Short-term Loans in Opelousas

Need quick cash relief? You've come to the right place. When unexpected expenses pop up, stress and worry can quickly follow. Short-term loans can bridge the gap without the headache of lengthy loan processes. At Best Cash Advance Short-term Loans, we understand your urgency and are here to help. Our streamlined service ensures you access funds as seamlessly as possible, so you can get back on track with minimal fuss. Experience fast approvals and a straightforward process with us, your reliable solution for cash advances when you need it most.

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Best Online Short-term Loans in Opelousas

Deep South Financial Services Inc
Loan agency
5.00
1 reviews

Address: 908 Creswell Ln, Opelousas, LA 70570

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 942-3337

Website: deepsouthloans.com

Services:

Business loans Signature loans Title loans Auto Repair Loans Consolidation Loans Financial Services Home Renovations Personal Loans Real Estate Loans Special Loan Tax Preperation
American Cash Advance
Loan agency
5.00
1 reviews

Address: 1000 Creswell Ln, Opelousas, LA 70570

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 407-1360

Website: americancashadvance.net

Services:

Installment loans Payday loans Signature loans Title loans Easy Cash Loans Identity Theft Protection Small Loan
Advance America
Financial institution
5.00
10 reviews

Address: 720 Creswell Ln, Opelousas, LA 70570

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (337) 942-8110

Website: advanceamerica.net/store-locations/louisiana/720-creswell-lane-opelousas-70570

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan New Loans No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Security Finance
Loan agency
5.00
1 reviews

Address: 5577 Interstate 49 South Service Rd, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 948-4744

Website: securityfinance.com/locations/opelousas-la-0577

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Security Finance
Loan agency

Address: 634 Creswell Ln Suite 2, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 948-4771

Website: securityfinance.com/locations/opelousas-la-1318

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Louisiana First Credit Inc
Loan agency
5.00
10 reviews

Address: 213 E Landry St, Opelousas, LA 70570

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 948-9090

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Title Loan Alternative Payday Loan Alternative Auto Financing Cash Loan Confidential Loan Credit Repair Free Consultation Home Loan Services Loan Auto Loans Starter Loan Home Loan
Cajun Credit of Opelousas
Loan agency

Address: 127 E Landry St, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 948-7052

Website: cajuncredit.com

Services:

Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Loans Back To School Loans Cash Loan From $100 – $5 000 Consolidation Loans Credit Card Debt Financial Advisors Fixed Income Loan Furniture Loans Home Improvement Loans Loan Personal Loan Personal Loans Small Loan Used Vehicle Vacation Loans
Community Loans of America
Loan agency

Address: 349 W Landry St, Opelousas, LA 70570

Phone Number: +1 (337) 594-8920

World Finance
Loan agency
5.00
8 reviews

Address: 614 Creswell Ln, Opelousas, LA 70570

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (337) 943-2017

Website: loansbyworld.com/locations/louisiana/opelousas/70570/704

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
1st Franklin Financial
Loan agency
4.90
10 reviews

Address: 1511 Commerce Blvd Suite 9, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (337) 942-5200

Website: locations.1ffc.com/la/opelousas/1511-commerce-blvd..html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Premier Loans Residential Mortgage Retail Sales Financing Sales Financing
First South Farm Credit
Financial institution

Address: 5059 I 49 Rd S, Opelousas, LA 70570

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (337) 948-3003

Website: firstsouthfarmcredit.com

Southwest Loan Co of Opelousas
Loan agency
1.00
1 reviews

Address: 128 N Court St, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (337) 948-7047

Services:

Installment loans Signature loans
Western Shamrock Corporation
Loan agency

Address: 716 Creswell Ln, Opelousas, LA 70570

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (337) 942-9551

Money Tree Investments
Loan agency

Address: 215 E Landry St #1, Opelousas, LA 70570

Phone Number: +1 (337) 942-9551

Louisiana First Financial Group, Inc.
Financial institution

Address: 2343 Larkspur Ln, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 948-7200

Website: lafirst.net

Assurance Financial Group LLC
Loan agency

Address: 2426 Jake Dr #2, Opelousas, LA 70570

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 407-9412

Website: lendtheway.com

Southland Finance Co
Loan agency

Address: 1234 Edith St, Opelousas, LA 70570

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 942-9422

Community Loan
Loan agency

Address: 337 E Landry St, Opelousas, LA 70570

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 948-8711

Opelousas Cash Advance
Loan agency

Address: 1238 Edith St, Opelousas, LA 70570

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 678-1504

Website: opelousas-cash-advance.business.site

Services:

Payday loans

Alternatives to Short-term Loans in Opelousas

Short-term loans are financial products designed to provide immediate cash with a short repayment period. For personal loans, borrowers typically receive a lump sum which they must repay over a short duration, usually with higher interest rates. Installment loans, on the other hand, allow borrowers to receive a set amount of money which is then paid back in scheduled installments over a set period, often providing a slightly more flexible repayment option. Title loans require the borrower to use their vehicle title as collateral, granting the lender rights to the vehicle if the loan is not repaid; these loans typically offer quick access to funds but come with significant risk of losing one's vehicle.

Best Personal Loan

Cash Cow
5.00
10 reviews

Short-term personal loans are an excellent option for individuals seeking a quick financial boost for personal expenses. These loans are typically unsecured, meaning they do not require collateral, and can be useful in covering unexpected expenses or emergencies. One of the best personal loans in this category usually offers favorable terms such as competitive interest rates, flexible repayment terms, and quick approval processes, making it ideal for borrowers who need funds rapidly.

Best Car Title Loan

Vallot's Automotive
5.00
3 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral in exchange for immediate cash. These loans are beneficial for individuals who might not qualify for traditional loans due to poor credit but own a vehicle outright. The best title loans offer lower interest rates compared to industry standards, quick approval processes, and customer-friendly terms, allowing borrowers to access the funds they need while still retaining the use of their vehicle.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Car Repair and Service
812 West Vine Street, Opelousas, LA 70570
+1 (337) 948-8363
Car Wash
971 East Landry Street, Opelousas, LA 70570
Club & Association
917 North Main Street, Opelousas, LA 70570
+1 (337) 942-4607
College/University
332 East South Street, Opelousas, LA 70570
+1 (337) 943-1518
Community Center
122 Park Street, Opelousas, LA 70570
+1 (337) 585-0096
Dentist
506 North Court Street, Opelousas, LA 70570
+1 (337) 942-3441
Fast Food
943 Creswell Lane, Opelousas, LA 70570
+1 (337) 329-6905
Fitness Club & Center
901 Creswell Lane, Opelousas, LA 70570
+1 (337) 948-2000
Government Office
1638 Creswell Lane Extension, Opelousas, LA 70570
+1 (337) 407-1283
Hotel
5696 I-49 North Service Road, Opelousas, LA 70570
+1 (337) 948-3300
Library
212 East Grolee Street, Opelousas, LA 70570
+1 (337) 948-3693
Local Post Office
152 Wallior Street, Opelousas, LA 70570
+1 (337) 948-7623
Movie Theater
120 South Market Street, Opelousas, LA 70570
+1 (337) 407-1806
Museum
329 North Main Street, Opelousas, LA 70570
+1 (337) 948-2589
Pharmacy
410 Creswell Lane, Opelousas, LA 70570
+1 (337) 942-4228

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

Find Short-term Loans Near Me

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Opelousas ZIP Codes

70570
70571