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Best Online Short-term Loans in Minden

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Minden

Century Loans
Loan agency
5.00
10 reviews

Address: 1214 Homer Rd, Minden, LA 71055

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (318) 377-6509

Website: centuryloansla.com

Services:

Business loans Installment loans Microloans Payday loans Signature loans Title loans Auto Loan Cash Loan Furniture Loan Home Improvement Home Improvement Loan Home Loans Loan Applications New Car Personal Loans School Loan Starter Loan Vacation Loan
Cash 2 U
Loan agency

Address: 1108 Homer Rd, Minden, LA 71055

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 382-7326

Website: cash2ula.com

Services:

Business loans Installment loans Payday loans Signature loans Appliance Repairs Car Repairs Direct Lending No Credit Check Loans Same-Day Loans Short-Term Borrowing Short-Term Loans Traditional Lending
Security Finance
Loan agency
5.00
1 reviews

Address: 324 Homer Rd, Minden, LA 71055

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (318) 371-1014

Website: securityfinance.com/locations/minden-la-0315

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
4.20
10 reviews

Address: 1164 Homer Rd Ste. 11, Minden, LA 71055

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (318) 707-0039

Website: loansbyworld.com/locations/louisiana/minden/71055/759

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Pay Day Now
Loan agency
4.00
1 reviews

Address: 1176 Homer Rd, Minden, LA 71055

Phone Number: +1 (318) 382-8299

Tower Loan
Loan agency
2.30
7 reviews

Address: 719 Broadway St, Minden, LA 71055

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (318) 382-8892

Website: towerloan.com/branch/minden

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Alpine Finance Inc
Loan agency

Address: 306 E Union St, Minden, LA 71055

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (318) 377-0400

White Robert
Loan agency

Address: 615 Homer Rd, Minden, LA 71055

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (318) 377-0216

Stahl Finance Inc
Loan agency

Address: 407 Morris Dr, Minden, LA 71055

Phone Number: +1 (318) 377-4201

Community Loans of America
Loan agency

Address: 600 Homer Rd, Minden, LA 71055

Phone Number: +1 (318) 382-0082

Alternatives to Short-term Loans in Minden

Short-term loans are financial solutions designed to provide quick access to funds and are typically paid back within a short period. Personal loans are unsecured, allowing borrowers to use them for various personal needs without the necessity for collateral. Installment loans require borrowers to pay back the loan in fixed amounts over a predetermined schedule, often accompanied by interest, making budgeting easier. Title loans, however, are secured by using the borrower's vehicle title as collateral, offering quick approval but posing a risk of losing the vehicle if repayments are not made timely. Each type of short-term loan has distinct characteristics, making them suitable for different financial situations and borrower requirements.

Best Personal Loan

Capital One Bank
5.00
1 reviews

Short-term personal loans are a popular option for individuals seeking quick access to cash for unexpected expenses or emergencies. These loans are typically unsecured, meaning they do not require collateral, and they have shorter repayment terms compared to traditional loans. One of the best choices in this category is LightStream, known for its low-interest rates and flexible loan amounts that cater to different financial needs. LightStream also offers same-day funding in many cases, making it convenient for borrowers who need immediate access to funds.

Best Car Title Loan

Durrett Law & Title, LLC
4.90
4 reviews

Title loans are an option for those who own their vehicles outright and need a quick infusion of cash. Borrowers use their car titles as collateral; hence, title loans are often easier to obtain than unsecured loans, even for individuals with poor credit histories. However, these loans can come with high-interest rates and the risk of losing one's vehicle if the loan is not repaid. The best title loans offer competitive rates and clear terms, with reputable lenders ensuring borrowers can make informed decisions. It's crucial for borrowers to fully understand the terms and risks involved before proceeding with a title loan.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you’ve secured a short-term loan, it can be strategically used for various immediate needs across several local services. For instance, you can allocate funds to cover unexpected medical expenses, essential car repairs, pressing legal fees, funeral costs, or necessary appliance repairs or purchases. By utilizing the loan for these critical services, you can efficiently manage unforeseeable financial obligations that require prompt attention.

Car Wash
101 Morris Drive, Minden, LA 71055
+1 (318) 377-4868
College/University
109 Clerk Street, Minden, LA 71055
+1 (318) 377-9362
Curtains/Textiles
106 Ryans Way, Minden, LA 71055
+1 (318) 382-4466
Dentist
600 Cline Street, Minden, LA 71055
+1 (318) 869-1248
Fast Food
1050 Homer Road, Minden, LA 71055
Fitness Club & Center
1005 Homer Road, Minden, LA 71055
+1 (318) 377-3100
Government Office
1209 East Street, Minden, LA 71055
+1 (318) 371-1167
Hospital
1 Medical Placeaza Place, Minden, LA 71055
+1 (318) 377-2321
Library
521 East & West Street, Minden, LA 71055
+1 (318) 371-3080
Motel
1205 Shreveport Road, Minden, LA 71055
+1 (318) 377-2434
Museum
116 Pearl Street, Minden, LA 71055
+1 (318) 377-3002
Pharmacy
120 Homer Road, Minden, LA 71055
+1 (318) 639-5134
Post Office
East Union Street, Minden, LA 71055
+1 (318) 377-9877
Rent-a-Car Facility
1130 Homer Road, Minden, LA 71055
+1 (318) 377-0090
Shopping Center
Homer Road, Minden, LA 71055
+1 (318) 371-6774

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

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Minden ZIP Codes

71055
71058
71073