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Best Online Short-term Loans in Monroe

Need cash in a hurry? A financial bind doesn't have to stress you out. Short-term loans are your quick and easy fix! We understand the frustration of unexpected expenses, feeling stuck, and having no way out. Luckily, our Best Cash Advance Short-term Loans offer a fast, reliable solution to get you back on track. Whether it's an emergency repair or a sudden bill, we’re here to help you bridge the gap with flexibility and speed. You deserve a hassle-free way to manage life's surprises. Let us help you find the stability you need.

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Best Online Short-term Loans in Monroe

American Cash Advance (263)
Loan agency
5.00
2 reviews

Address: 400 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 651-0800

Website: americancashadvance.net

Services:

Cash for gift cards Installment loans Payday loans Signature loans Easy Cash Loans Identity Theft Protection Small Loan
American Cash Advance (264)
Loan agency
5.00
4 reviews

Address: 404 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 324-0800

Website: americancashadvance.net

Services:

Cash for gift cards Installment loans Payday loans Signature loans Easy Cash Loans Identity Theft Protection Small Loan
Citizens Financial Services
Loan agency
5.00
11 reviews

Address: 1909 Roselawn Ave, Monroe, LA 71201

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (318) 324-0011

Website: citizens-finance.com

Services:

Business loans Cash for gift cards Installment loans Microloans Signature loans Title loans Auto Financing Auto Loans Automobile Repairs Bill Loans Car Loans Car Repairs Community Support Credit Card Debt Debt Consolidation Dental Loans Different Kind Of Loan Emergency Funds Financial Assistance Financial Plan Financing Solution Flexible Payment Holiday Loans Holiday Money Home Improvement Loans Home Projects Home Renovations Home Repair Loans Home Upgrades Homeowners Insurance Insurance Plan Loan Applications Loan Consolidation Loan Payments Management Plan Medical Bills Medical Loans Mortgage Payment New Car New Loan Payment Plans Personal Finances Renovating Your Home Revolving Loans Same Day Loans Short Term Loans Simple Loan Small Loan Special Day Tax Prep Tax Returns Use Loans Used Vehicle Vacation Cash Vacation Loans Vet Loans Veterinary Loans Wedding Loans
Able Finance Co
Loan agency

Address: 1010 N 18th St, Monroe, LA 71201

Today's Business Hours: 8:30 AM - 6:00 PM

Phone Number: +1 (318) 387-4000

World Finance
Loan agency
5.00
10 reviews

Address: 1114 Oliver Rd, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (318) 460-1854

Website: loansbyworld.com/locations/louisiana/monroe/71201/760

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
World Finance
Loan agency
5.00
5 reviews

Address: 2500 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (318) 324-0770

Website: loansbyworld.com/locations/louisiana/monroe/71201/706

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Build Credit Car Repairs Home Improvement Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Refund Anticipation Tax Returns
ACE Cash Express
Loan agency
4.70
12 reviews

Address: 1417 Winnsboro Road, Monroe, LA 71202

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (318) 324-8003

Website: acecashexpress.com/locations/louisiana/monroe/744

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Check Into Cash
Loan agency
4.50
10 reviews

Address: 1930 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 322-9110

Website: local.checkintocash.com/us/la/monroe/1930-louisville-avenue

Services:

Bad Credit Cash Advance Cash Today Check Into Cash Loans Checking Account Credit Card Customer Support Dollar Loans Easy Loan Home Improvements Home Loans Identity Verification Loan By Phone Loan Lending Loans Funds New Loan Online Lending Payment Plan Pre Paid U.s. Money Visa Debit Card Prepaid Debit Card Quick Cash Refinance Your Loan Registration Loan Retail Loans Short-Term Loans Small Loan
Louisiana Business Loans Inc
Loan agency
4.30
6 reviews

Address: 1810 Auburn Ave, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (614) 412-4293

Services:

Business loans Commercial Lending Financial Assistance
Advantage Financial Services - Monroe
Loan agency
4.10
7 reviews

Address: 403 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (318) 654-6691

Website: advantagefinancialonline.net/locations/louisiana/monroe-installment-loans

Services:

Business loans Installment loans Payday loans Signature loans Back To School Loans Cash Loans Loan House Repairs Loan Application Personal Loans Quick Cash Quick Cash Loans Quick Loan School Loans
Paycheck Loans
Loan agency
4.00
1 reviews

Address: 511 Louisville Ave STE A, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 322-1116

Services:

Microloans Payday loans Signature loans Debt Consolidation Personal Loans Smaller Loan Term Loans
Security Finance
Loan agency
3.30
3 reviews

Address: 3201 Louisville Ave #8, Monroe, LA 71201

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (318) 388-5865

Website: securityfinance.com/locations/monroe-la-0510

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Tower Loan
Loan agency
2.80
5 reviews

Address: 1345 Louisville Ave, Monroe, LA 71201

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (318) 387-2971

Website: towerloan.com/branch/monroe

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Mr Payroll
Check cash

Address: 3201 Desiard St, Monroe, LA 71201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (318) 388-0504

Signature Loan Service
Loan agency

Address: 400 Louisville Ave, Monroe, LA 71201

Website: cashcashcash.org

Royal Acceptance Associates
Loan agency

Address: 109 Pine St, Monroe, LA 71201

Phone Number: +1 (318) 322-5787

Money Tree of Louisiana Inc
Loan agency

Address: 505 N 18th St A, Monroe, LA 71201

Phone Number: +1 (318) 387-5210

Equity Construction-Monroe Job
Loan agency

Address: 3718 Harvester Dr, Monroe, LA 71203

Phone Number: +1 (318) 410-1164

Alternatives to Short-term Loans in Monroe

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Monroe Cash Advance
5.00
10 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.

Best Installment Loan

1st Heritage Credit Monroe LA
5.00
4 reviews

Installment loans are another common type of short-term financing. They provide borrowers with a lump sum of money that is repaid over a set period in regular installments, which can help with budgeting and managing repayments. For installment loans, LightStream is often considered the best choice due to its competitive rates, no fees, and a wide range of loan amounts and terms suitable for different borrowers with good to excellent credit.

Best Car Title Loan

Heck Dean Title Company
5.00
2 reviews

Title loans are a form of secured loan where the borrower uses a vehicle title as collateral, offering a way to access funds quickly. These loans are typically for those needing cash who own their vehicle outright or have considerable equity. While they can be convenient, they often come with higher interest rates due to the secured nature. TitleMax is often considered for short-term title loans because of its fast approval process and the ability to obtain funds based on the vehicle's value. However, it's crucial for borrowers to have a solid repayment strategy to avoid the risk of losing their vehicle.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already obtained a short-term loan, there are several local service providers where the funds can be effectively utilized. Medical services offer necessary treatments and consultations, while car repair shops can address urgent vehicle maintenance needs. Additionally, legal services can provide essential assistance, funeral services ensure a dignified process during difficult times, and appliance services handle unexpected home equipment malfunctions.

Car Glass Replacement Shop
107 Brent Road, West Monroe, LA 71292
+1 (318) 460-0200
Car Wash
1401 Sterlington Road, Monroe, LA 71203
+1 (318) 651-7894
Club & Association
205 University Avenue, Monroe, LA 71203
+1 (318) 343-6388
College/University
700 University Avenue, Monroe, LA 71203
Community Center
North 7th Street, West Monroe, LA 71291
+1 (318) 322-2203
Dentist
2005 Forsythe Avenue, Monroe, LA 71201
+1 (318) 322-0432
Do-It-Yourself Centers
3750 Millhaven Road, Monroe, LA 71203
+1 (318) 324-0220
Fast Food
1706 Martin Luther King Junior Drive, Monroe, LA 71202
Fitness Club & Center
3801 Chauvin Lane, Monroe, LA 71201
+1 (318) 387-2352
Government Office
3901 Jackson Street, Monroe, LA 71202
+1 (318) 812-1176
Hospital for Women and Children
309 Jackson Street, Monroe, LA 71201
+1 (318) 966-4126
Hotel/Motel
3210 Concordia Avenue, Monroe, LA 71201
Library
700 University Avenue, Monroe, LA 71203
+1 (318) 342-1000
Movie Theater
4700 Millhaven Road, Monroe, LA 71203
+1 (318) 325-4760
Museum
Sterlington Road, Monroe, LA 71203

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

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Monroe ZIP Codes

71201
71202
71203
71207
71208
71209
71210
71211
71212
71213
71217