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Best Online Short-term Loans in New Iberia

Need cash fast? That's where short-term loans come in! Life’s unexpected expenses can throw your budget off balance. Those unplanned bills and emergencies can keep you up at night. But don't worry! Our Best Cash Advance Short-term Loans service is the quick, reliable solution you need. Designed to help you overcome financial hiccups without the stress, you’ll find the cash you need right at your fingertips. Get back to your day with peace of mind and a secure financial future. Apply now and move past your financial hurdles with ease!

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Best Online Short-term Loans in New Iberia

Deep South Financial Services
Loan agency

Address: 810 Jefferson Terrace, New Iberia, LA 70560

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 364-2274

Website: deepsouthloans.com

Services:

Business loans Signature loans Title loans Auto Repair Loans Consolidation Loans Financial Services Home Renovations Personal Loans Real Estate Loans Special Loan Tax Preperation
Acadiana Acceptance Inc
Loan agency

Address: 606 S Lewis St # A, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (337) 367-0158

Check Into Cash
Financial institution

Address: 1102 E Admiral Doyle Dr Suite A08B, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 364-5150

Website: local.checkintocash.com/us/la/new-iberia/1102-e-admiral-doyle-dr-suite-a-08-b

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Security Finance
Loan agency
5.00
4 reviews

Address: 941 S Lewis St C, New Iberia, LA 70560

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 367-8445

Website: securityfinance.com/locations/new-iberia-la-0665

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advance America
Financial institution
5.00
10 reviews

Address: 1002 Jefferson Terrace E, New Iberia, LA 70560

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (337) 369-9223

Website: advanceamerica.net/store-locations/louisiana/1002-jefferson-ter-ste-e-new-iberia-70560

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Transfers New Loan New Loans No Credit Check Loans Online Bill Payments Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans Vehicle Insurance
Advance America
Financial institution
5.00
11 reviews

Address: 820 E Admiral Doyle Dr, New Iberia, LA 70563

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (337) 364-1120

Website: advanceamerica.net/store-locations/louisiana/820-j-e-admiral-doyle-drive-new-iberia-70563

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Child Tax Credit Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Expanded Loan Fast Cash Loans Financial Services Financial Solutions Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loans With No Credit Check Manage Loan Money Loans Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Pawn Shop Loans Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance Verification Service
Money Mart
Check cash
4.90
10 reviews

Address: 601-A E Admiral Doyle Dr, New Iberia, LA 70560

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (337) 365-2274

Website: moneymart.com/storedetails/storedetails

Services:

Bill paying Business check cashing Money orders Money transfers Payday loans Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Cash Advance Loans Cash Flow Financial Services Mobile Check Cashing Online Cash Advance Pre Paid Debit Cards Pre-Paid Cards Prepaid Cards Prepaid Debit Card Western Union Tax Preperation Small Business
American Cash Advance
Loan agency
4.80
1 reviews

Address: 703-I S Lewis St, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 365-9599

Website: americancashadvance.net

Services:

Installment loans Payday loans Signature loans Title loans Easy Cash Loans Identity Theft Protection Small Loan
Approved Cash
Loan agency
4.80
7 reviews

Address: 902 S Lewis St, New Iberia, LA 70560

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (337) 365-3121

Website: approvedcashadvance.com/locations/new_iberia

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preparation Tax Preperation Services Title Loans
ACE Cash Express
Loan agency
4.70
9 reviews

Address: 1103 E Admiral Doyle Dr, New Iberia, LA 70560

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (337) 364-3388

Website: acecashexpress.com/locations/louisiana/new-iberia/731

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
World Finance
Loan agency
3.70
3 reviews

Address: 941 S Lewis St D, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (337) 365-6377

Website: loansbyworld.com/locations/louisiana/new-iberia/70560/708

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
United Credit of New Iberia
Loan agency
3.50
1 reviews

Address: 1119 Center St, New Iberia, LA 70560

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 369-9811

Consumer Credit Inc
Loan agency

Address: 606 S Lewis St, New Iberia, LA 70560

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (337) 365-5626

Website: consumercredit.com

Services:

Business loans Installment loans Line of credit Signature loans Title loans Bankruptcy Counseling Budget Plan Car Loans Consulting Services Consumer Debt Management Credit Consolidation Loan Credit Counseling Services Credit Counselors Credit Education Debt Consolidation Loans Debt Counseling Services Debt Counselors Debt Reduction Debt Relief Debt Restructuring Debt Settlement Services Financial Counseling Financial Education Home Mortgage Homebuyer Course Homebuyer Education Housing Counseling Housing Counselors Lending Programs Loan Payment Plan Money Management Mortgage Loans Repayment Plan Retirement Planning Reverse Mortgages Student Loans Terms Loan Unsecured Personal Loans
Sugarland Credit
Loan agency

Address: 715 Center St, New Iberia, LA 70560

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (337) 367-1475

P C Credit Inc
Loan agency

Address: 1005 E Dale St, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (337) 364-6969

Acadiana Check Advance Inc
Loan agency

Address: 603 W Admiral Doyle Dr # H, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 367-1660

Acadiana First Financial
Loan agency

Address: 905 S Lewis St, New Iberia, LA 70560

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (337) 560-6500

Southland Finance Co
Loan agency

Address: 810 Jefferson Terrace Suite B, New Iberia, LA 70560

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (337) 367-3266

Easy Money EMG
Loan agency

Address: 715 E Admiral Doyle Dr Suite D, New Iberia, LA 70560

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (337) 365-9020

Website: easymoneynow.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Consumer Loan Fast Approval Home Loans Instant Loan Personal Loans Repayment Plans Same Day Funds Short-Term Loans

Alternatives to Short-term Loans in New Iberia

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Monica C. Hebert: First Horizon Mortgage
5.00
9 reviews

Short-term loans serve various immediate financial needs, and personal loans are one of the most versatile options available. Best suited for individuals needing quick access to funds without providing collateral, personal loans often come with a straightforward application process. They are typically unsecured, which means you don't need to offer any assets as security, making them an attractive choice for borrowers with a good credit history. The repayment period can range from a few months to a couple of years, offering flexibility depending on the lender's terms.

Best Car Title Loan

Musson-Patout Automotive Group
4.30
31 reviews

Title loans are a form of secured loan where borrowers use their vehicle title as collateral. These loans are advantageous for individuals who need quick access to cash and are confident in their ability to repay the loan swiftly, often within 30 days. While title loans can offer fast approval and no credit check, they come with significant risks, such as high-interest rates and fees. Additionally, failure to repay on time can lead to the loss of the borrower's vehicle. Thus, title loans are typically recommended only as a last resort for borrowers who are in immediate need of funds and possess a clear plan to repay the loan promptly.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Bodyshop
3302 East Old Spanish Trail, New Iberia, LA 70560
+1 (337) 365-5123
Car Wash
811 South Lewis Street, New Iberia, LA 70560
+1 (337) 365-5404
Club & Association
12445 Po Street, New Iberia, LA 70563
+1 (504) 232-3240
College/University
4401 West Admiral Doyle Drive, New Iberia, LA 70560
+1 (337) 482-2411
Community Center
300 Parkview Drive, New Iberia, LA 70563
+1 (337) 369-2337
Construction Material & Equipment
4713 West Admiral Doyle Drive, New Iberia, LA 70560
+1 (337) 560-8160
Dentist
715 North Lewis Street, New Iberia, LA 70563
+1 (337) 256-8658
Doctor
1803 Jane Street, New Iberia, LA 70563
+1 (337) 365-2466
Fast Food
1007 East Main Street, New Iberia, LA 70560
Fitness Club & Center
2300 Palmland Boulevard, New Iberia, LA 70563
+1 (337) 365-2640
Government Office
457 East Main Street, New Iberia, LA 70560
+1 (337) 369-2333
Hotel
2714 Highway 14, New Iberia, LA 70560
+1 (337) 364-3030
Library
7205 Weeks Island Road, New Iberia, LA 70560
+1 (337) 373-0083
Local Post Office
817 East Dale Street, New Iberia, LA 70560
+1 (337) 364-6972
Movie Theater
129 East Main Street, New Iberia, LA 70560
+1 (337) 369-2346

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is typically repaid over a short period, often ranging from a few weeks to a few months. These loans are designed to provide quick financial relief and are often used for emergencies or unexpected expenses. Short-term loans can include short-term loans, same-day loans, and other similar credit options.

Can I get a short-term loan with bad credit?

Yes, some lenders are willing to provide short-term loans to individuals with bad credit. These lenders focus on other factors such as income and employment status rather than just your credit score. However, be aware that loans for individuals with bad credit may come with higher interest rates.

What is the difference between a short-term loan and a same-day loan?

Short-term loans are a type of short-term loan that is typically due on your next payday. These loans often have high interest rates and fees. Same-day loans are similar in that they are designed for short-term financial needs, but the key feature is that they can be approved and disbursed on the same day, offering quick access to funds.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial situation. Typically, these loans range from a few hundred dollars to a few thousand dollars. Always borrow only what you need and can afford to repay to avoid financial strain.

What are the risks associated with short-term loans?

Short-term loans come with several risks, including high interest rates and fees. Failing to repay on time can lead to additional charges and negatively impact your credit score. It's important to carefully consider your ability to repay the loan before applying.

How quickly can I receive funds from a short-term loan?

One of the primary benefits of short-term loans is their fast disbursement. Many lenders offer same-day or next-day funding if the application is approved. The exact timing depends on the lender and your bank's processing times.

Are there any alternatives to short-term loans for bad-credit individuals?

Yes, there are alternatives to short-term loans for those with bad credit. Consider borrowing from friends or family, negotiating a payment plan with creditors, or seeking assistance from a local community or charitable organization. Additionally, some lenders offer installment loans with longer repayment terms, which may be more manageable.

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New Iberia ZIP Codes

70560
70562
70563