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Best Online Short-term Loans in Metairie

Need quick cash relief? When unexpected expenses hit, our Best Cash Advance Short-term Loans offer the speedy solution you need. Forget about the stress and hassle of traditional lending. We understand the urgency and are here to make borrowing easy. Traditional loans can be tedious, leaving you waiting when you don’t have time to spare. Our streamlined application process ensures you get what you need, when you need it, without the wait. Whether it's a car repair or an urgent bill, count on us for immediate financial support. Get back to what matters most with our fast and reliable short-term loans.

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Best Online Short-term Loans in Metairie

ACE Cash Express
Loan agency
5.00
10 reviews

Address: 6417 Airline Dr, Metairie, LA 70003

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (504) 736-0029

Website: acecashexpress.com/locations/louisiana/metairie/725

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
American Thrift & Finance Plan
Financial institution
5.00
1 reviews

Address: 7815 Airline Dr, Metairie, LA 70003

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (504) 822-5333

Website: american-thrift.net

ACE Cash Express
Loan agency
5.00
10 reviews

Address: 5920 Veterans Mem. Blvd, Ste 102, Metairie, LA 70003

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (504) 457-0223

Website: acecashexpress.com/locations/louisiana/metairie/726

Services:

Bill paying Business check cashing Business loans Cash for gift cards Direct deposits Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Mortgage Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Credit Card Credit Cards Credit Counseling Emergency Loans Financial Services Home Mortgage Identity Verification Individual Payment Instant Loan Loan Funding Loans Money No Credit Check Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Short Term Loans Online Store Loans Tax Preparation ACE Flare ACE Elite Tax Services Business Services
Your Credit Inc
Loan agency

Address: 3440 Division Street j, Metairie, LA 70002

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (504) 780-2611

Hope Forest Working Capital Loans
Loan agency
5.00
1 reviews

Address: 3445 N Causeway Blvd, Metairie, LA 70002

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (504) 470-0454

State-Farm Acceptance
Loan agency

Address: 7815 E Airline Hwy, Metairie, LA 70003

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (504) 822-5333

Website: amthriftloans.com

Services:

Business loans Auto/Truck Loans Finance Plan Truck Loans
Kendall Chenier, Arbor Lending Group LLC
Loan agency

Address: 3525 N Causeway Blvd STE 618, Metairie, LA 70002

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (504) 832-6279

Website: arborlending.net

Easy Money EMG
Loan agency
5.00
2 reviews

Address: 7939 Airline Dr, Metairie, LA 70003

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (504) 737-2274

Website: easymoneynow.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Consumer Loan Home Loans Instant Loan Personal Loans Repayment Plans Short-Term Loans
ACE Cash Express
Loan agency
4.80
10 reviews

Address: 3601 N Causeway Blvd, Metairie, LA 70002

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (504) 828-4503

Website: acecashexpress.com/locations/louisiana/metairie/719

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Tax Services Business Services
Check Into Cash
Financial institution
4.40
4 reviews

Address: 7016 Veterans Memorial Blvd, Metairie, LA 70003

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (504) 455-8880

Website: local.checkintocash.com/us/la/metairie/7016-veterans-memorial-blvd

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
King Payday Loan
Loan agency
2.60
4 reviews

Address: 3640 Airline Dr, Metairie, LA 70001

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (504) 267-0836

Website: expressloansofamerica.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Bad Credit Borrowed Funds Commercial Financing Credit Card Express Loans Home Improvement Loans Mortgage Lender Payment Plans Personal Loans Quick Loan Short Term Loans
Woods Biz Loans
Loan agency

Address: 1001 S Sibley St, Metairie, LA 70003

Today's Business Hours: 7:00 AM - 6:00 PM

Phone Number: +1 (504) 491-7821

Website: mpbusinessfunding.com/iso/herman-woods

Services:

Business loans Flex loans Installment loans Line of credit Microloans $1 000 to $25 Million Rates Start at 5% Monthly Payments For-Profit Non-Profit Short Long-Term Loans 550 Credit $50 000 to $30 Million Rates Start at 5% Up To 85% LTV 30-Year Amortizing Loans No Prepay Penalty Options Interest Only 10 000 to $5 Million Custom Payment Options Competitive Pricing Up to 60-Month Terms Flexible Credit Minimum Most Indust Advances Loans Cash Advances Loans Merchant Cash Advances Loans Real Estate Business Equipment
Louisiana Bancorp Inc
Loan agency

Address: 1600 Veterans Memorial Blvd, Metairie, LA 70005

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (504) 834-1190

Your Credit Inc
Loan agency

Address: 3104 Cleary Ave, Metairie, LA 70002

Phone Number: +1 (504) 456-9951

Alternatives to Short-term Loans in Metairie

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Advance America
5.00
20 reviews

Short-term loans are a versatile solution for individuals needing quick access to cash. Interest rates and fees can vary, so finding the best option tailored to specific needs is crucial. For personal loans, some lenders offer low-interest, no-collateral options where borrowers can apply for amounts based on their creditworthiness. With an efficient application and approval process, these loans can be ideal for unexpected expenses or financial emergencies requiring immediate attention.

Best Installment Loan

Sun Mortgage Funding, Inc.
5.00
9 reviews

Installment loans are another option for short-term borrowing, offering borrowers a fixed amount of money that is repaid over a set period through scheduled payments. This type of loan typically has lower interest rates compared to credit cards and other revolving credit options. Because payments are spread out evenly over the term of the loan, borrowers can manage their budgets more effectively. Installment loans are suitable for situations where larger sums are required, such as consolidating debt or financing a major purchase.

Best Car Title Loan

Latitude Title Group
5.00
10 reviews

Title loans are secured short-term loans where the borrower uses their vehicle title as collateral. These loans generally allow individuals to borrow money based on the vehicle's appraised value. The best title loan option would be one that offers a reasonable interest rate and allows the borrower to retain possession and use of their vehicle during the loan term. It is essential that the lender does not employ aggressive collection practices and provides clear communication on terms and conditions regarding repossession if the loan is not repaid on time.

Loan Regulations in Louisiana

Short-term loan regulations are designed to protect consumers while offering accessible short-term credit solutions in Louisiana. The state allows a maximum short-term loan amount of $350, with loan terms capped at 30 days. This helps prevent borrowers from falling into long-term debt cycles. The finance charges are regulated as well, with lenders allowed to charge up to 16.75% of the loan amount in fees, up to a maximum of $45. Additionally, borrowers are limited to taking out one short-term loan at a time.

Eligibility for these loans typically includes proof of income and an active checking account. Lenders might also check the borrower's credit history. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, ensuring that short-term loans remain a viable and regulated option for those in need in Louisiana.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource for managing unexpected expenses, allowing individuals to access immediate services across various sectors. They can be particularly useful for covering urgent medical bills for health treatments, financing necessary car repairs at automotive shops, or securing legal assistance from professional attorneys. Additionally, these loans can help in managing the costs of funeral arrangements or appliances repairs, ensuring that essential home equipment is functional and reliable.

American Restaurant
5910 Veterans Memorial Boulevard, Metairie, LA 70003
+1 (504) 454-8840
Club & Association
2122 North Causeway Boulevard, Metairie, LA 70001
+1 (504) 833-8551
College/University
3501 Severn Avenue, Metairie, LA 70002
+1 (504) 235-4100
Community Center
3747 West Esplanade Avenue North, Metairie, LA 70002
+1 (504) 887-5158
Dentist
5201 Veterans Memorial Boulevard, Metairie, LA 70006
+1 (504) 273-7156
Do-It-Yourself Centers
16th Street, Metairie, LA 70002
+1 (504) 885-6690
Doctor
3400 Division Street, Metairie, LA 70002
+1 (504) 454-3600
Fitness Club & Center
2701 Airline Drive, Metairie, LA 70001
+1 (504) 313-1013
Government Office
1125 Rosa Avenue, Metairie, LA 70005
+1 (504) 838-1034
Hospital
2005 Veterans Memorial Boulevard, Metairie, LA 70002
+1 (504) 836-9820
Hotel
2421 Clearview Parkway, Metairie, LA 70001
+1 (504) 456-9081
Library
2350 Metairie Road, Metairie, LA 70001
+1 (504) 838-4353
Local Post Office
7044 Veterans Memorial Boulevard, Metairie, LA 70003
+1 (504) 780-0724
Movie Theater
4486 Veterans Memorial Boulevard, Metairie, LA 70006
+1 (504) 887-1257
Museum
Madison Street, Metairie, LA 70001
+1 (504) 722-3932

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is usually repaid within a year. These loans are designed to cover immediate financial needs and can be approved quickly, sometimes on the same day. They are ideal for emergencies or situations where waiting for funds isn't an option.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders offer products specifically tailored for individuals with poor credit scores. However, these loans often come with higher interest rates and fees, so it's important to compare options thoroughly before proceeding.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and release of funds happen within the same day. These loans are particularly useful in emergencies where funds are needed immediately. However, they may come with higher interest rates due to the quick processing time involved.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on your income. Typically due on your next payday, they are generally used to cover immediate financial gaps. Due to their high interest rates and fees, they should be considered only as a last resort for short-term financial needs.

What Are the Risks of Short-Term Loans?

Short-term loans can be useful for quick cash but come with disadvantages. They often carry high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's crucial to read the terms carefully and ensure you can meet the repayment schedule to avoid financial difficulties.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan typically ranges from a few hundred to several thousand dollars, depending on the lender and your financial situation. For short-term loans specifically, the loan amount is usually smaller and may be determined by your monthly income.

Do I Need Collateral for a Short-Term Loan?

Most short-term loans, particularly short-term loans, are unsecured, meaning they do not require collateral. However, some lenders may offer secured short-term loans for those with poor credit scores. In these cases, collateral such as a car or valuable goods will be required to secure the loan.

Find Short-term Loans Near Me

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Metairie ZIP Codes

70001
70002
70003
70004
70005
70006
70009
70010
70011
70033
70055
70060
70062