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Best Online Short-term Loans in Alexander City

Need cash fast? You're not alone! Short-term financial hiccups can be stressful, leaving you scrambling for solutions. But fret not, as our Best Cash Advance Short-term Loans are here to rescue you from those pesky money woes. Imagine having the funds you need right at your fingertips! Our quick and straightforward loan process is designed to get you back on your feet in no time. Discover the ease and convenience of securing short-term loans without the hassle. Say goodbye to stress and hello to financial freedom today!

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Best Online Short-term Loans in Alexander City

Security Finance
Loan agency

Address: 114 Calhoun St, Alexander City, AL 35010

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 329-9395

Website: securityfinance.com/locations/alexander-city-al-1533

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Tower Loan
Loan agency
5.00
1 reviews

Address: 781 Airport Dr, Alexander City, AL 35010

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (256) 397-8785

Website: towerloan.com/branch/alexander-city

Services:

Apply For Loans Online Auto Loans Auto Repairs Automobile Financing Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Finance Loans Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Sales Financing Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Covington Credit
Loan agency
4.90
10 reviews

Address: 786 Commerce Dr, Alexander City, AL 35010

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 409-3884

Website: heightsfinance.com/loan-office-location/cash-loans-alexander-city-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Advance America
Financial institution
4.70
10 reviews

Address: 859 Market Pl, Alexander City, AL 35010

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 212-9383

Website: advanceamerica.net/store-locations/alabama/859-marketplace-alexander-city-35010

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Home Improvement Home Loans Loan Applications Loan Refinancing Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Short Term Loan Single Repayment Loan Small Loans Term Lending Term Loans Unsecured Loans Vehicle Insurance
Truist
Bank
4.60
2 reviews

Address: 2055 Cherokee Rd, Alexander City, AL 35010

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 215-5430

Website: truist.com/locations

Check Into Cash
Financial institution
4.40
5 reviews

Address: 3706 US-280, Alexander City, AL 35010

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 329-9542

Website: local.checkintocash.com/us/al/alexander-city/3706-hwy-280

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card
Always Money
Loan agency
4.30
1 reviews

Address: 2975 US-280 suite b, Alexander City, AL 35010

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 329-2141

Website: alwaysmoney.com/locations/al/alexander%20city/highway-280/114

Credit Central
Loan agency

Address: 931 Market Pl, Alexander City, AL 35010

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 212-9758

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Supreme Lending Alexander City
Loan agency
1.00
1 reviews

Address: 1995 Cherokee Rd, Alexander City, AL 35010

Phone Number: +1 (256) 392-7691

Small Loans Inc
Loan agency

Address: 2028 Cherokee Rd, Alexander City, AL 35010

Phone Number: +1 (256) 329-8411

Money Tree
Check cash

Address: 2028 Cherokee Rd, Alexander City, AL 35010

Phone Number: +1 (256) 234-3501

Services:

Bill paying Business check cashing Installment loans Money orders Payday loans Personal check cashing Title loans Auto Equity Loans Financial Services Short Term Loan
Alexander City Branch
Bank

Address: 3961 US-280, Alexander City, AL 35010

Alternatives to Short-term Loans in Alexander City

Short-term loans come in various forms, including personal, installment, and title loans, each tailored to meet specific financial needs with differing terms and conditions. Personal loans are unsecured loans generally used for urgent expenses and repaid over a short period. Installment loans, another type of short-term loan, allow borrowers to repay the borrowed sum plus interest in regularly scheduled payments, offering a more manageable repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, typically offering quicker access to funds but often at higher interest rates. Each type of short-term loan provides different advantages and risks, making it crucial for borrowers to assess their financial situation and borrowing needs carefully.

Best Personal Loan

OneMain Financial
5.00
6 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Installment Loan

World Finance
5.00
0 reviews

For installment loans, the best option is often through reputable online lenders or traditional financial institutions that offer flexibility in repayment terms. These loans allow borrowers to repay over a predetermined period with fixed monthly payments, making it easier to manage one's budget. Installment loans are typically used for larger purchases or to consolidate debt, as they often come with lower interest rates than revolving credit options. When selecting an installment loan, evaluating the total cost, including any fees and the annual percentage rate (APR), is important to ensure that it fits within one's financial capabilities.

Best Car Title Loan

TitleMax Title Loans
5.00
13 reviews

Title loans are a type of short-term loan where the borrower uses their vehicle title as collateral. These loans are typically available even to individuals with poor credit, as the lender holds the vehicle title as security. Title loans can provide fast cash, with loan amounts generally based on the vehicle's value. However, they often come with high-interest rates, and the risk of losing the vehicle if the borrower defaults on the loan.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Car Glass Replacement Shop
173 Wheeler Street, Alexander City, AL 35010
+1 (256) 234-2765
Car Wash
3079 Highway 280, Alexander City, AL 35010
+1 (256) 216-4885
Club & Association
658 Elks Parkway, Alexander City, AL 35010
+1 (256) 329-9152
Dentist
340 Church Street, Alexander City, AL 35010
+1 (256) 234-5678
Do-It-Yourself Centers
1460 Highway 280, Alexander City, AL 35010
+1 (256) 234-6399
Fast Food
955 Airport Drive, Alexander City, AL 35010
Fitness Club & Center
615 Alex City Shopping Center Drive, Alexander City, AL 35010
+1 (256) 329-1163
Government Office
Court Square, Alexander City, AL 35010
+1 (256) 329-6750
Hospital
3316 Highway 280, Alexander City, AL 35010
+1 (256) 329-7100
Hotel
2945 Highway 280, Alexander City, AL 35010
+1 (256) 234-5900
Library
318 Church Street, Alexander City, AL 35010
+1 (256) 329-6796
Local Post Office
233 Lee Street, Alexander City, AL 35010
+1 (800) 275-8777
Movie Theater
1236 Cherokee Road, Alexander City, AL 35010
+1 (256) 234-2509
Museum
124 Broad Street, Alexander City, AL 35010
+1 (256) 329-8474
Pharmacy
1974 Cherokee Road, Alexander City, AL 35010
+1 (256) 234-2538

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Alexander City ZIP Codes

35010
35011
35089
36861