Home page Bessemer

Best Online Short-term Loans in Bessemer

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

Table of content
Jump to

Best Online Short-term Loans in Bessemer

Advance America
Financial institution
4.80
4 reviews

Address: 725 9th Ave N, Bessemer, AL 35020

Phone Number: +1 (205) 425-8132

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Auto Repair Loans Child Support Consumers Loans Credit Counseling Credit Reporting Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Fund Transfer Home Loans Money Orders Money Services Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Personal Finances Prepaid Cards Refinance Loan Refinance Options Short Term Loan Single Repayment Loan Small Loans Term Lending Vehicle Insurance Verification Service Wire Transfer
World Finance
Loan agency
4.80
10 reviews

Address: 5031 Ford Pkwy Ste 108, Bessemer, AL 35022

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (205) 424-1717

Website: loansbyworld.com/locations/alabama/bessemer/35022/1520

Covington Credit
Loan agency
4.60
10 reviews

Address: 1400 9th Ave N Suite 124, Bessemer, AL 35020

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 733-4228

Website: heightsfinance.com/loan-office-location/cash-loans-bessemer-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Always Money
Loan agency
4.00
1 reviews

Address: 1516 9th Ave N Ste 116, Bessemer, AL 35020

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 424-9555

Website: alwaysmoney.com/locations/al/bessemer/9th-avenue-north/93

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Check Into Cash
Financial institution
3.80
9 reviews

Address: 700 Academy Dr Suite 136, Bessemer, AL 35022

Phone Number: +1 (205) 425-9123

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Term Loans
Truist
Bank
3.70
4 reviews

Address: 200 18th St N, Bessemer, AL 35020

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 445-2297

Website: truist.com/locations

Tower Loan
Loan agency
3.10
8 reviews

Address: 5031 Ford Pkwy Ste 102, Bessemer, AL 35022

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (205) 432-1093

Website: towerloan.com/branch/bessemer

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Cash Max
Loan agency

Address: 918 Allison-Bonnett Memorial Dr, Bessemer, AL 35023

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 744-4799

Mutual Finance
Loan agency
3.00
2 reviews

Address: 5031 Ford Pkwy #101, Bessemer, AL 35022

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 428-5626

Credit Central
Loan agency
3.00
1 reviews

Address: 536 W Town Plz, Bessemer, AL 35020

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 424-0714

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Security Finance
Loan agency
2.90
7 reviews

Address: 532 W Town Plaza, Bessemer, AL 35020

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 424-5057

Website: securityfinance.com/locations/bessemer-al-1876

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Ezmoney
Loan agency

Address: 614 9th Ave N, Bessemer, AL 35020

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 425-7156

Alternatives to Short-term Loans in Bessemer

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

US Title Loans
5.00
10 reviews

Short-term personal loans are typically unsecured loans granted based on the borrower's creditworthiness. This makes them an attractive option for borrowers who may not own collateral. The best personal short-term loans often have lower interest rates compared to payday loans and offer more flexibility in repayment terms. These loans are generally used for emergencies or unexpected expenses and can be obtained quickly from online lenders or financial institutions.

Best Installment Loan

Cash Express
0.00
0 reviews

Installment loans are another option for short-term borrowing, offering borrowers a fixed amount of money that is repaid over a set period through scheduled payments. This type of loan typically has lower interest rates compared to credit cards and other revolving credit options. Because payments are spread out evenly over the term of the loan, borrowers can manage their budgets more effectively. Installment loans are suitable for situations where larger sums are required, such as consolidating debt or financing a major purchase.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After taking out a short-term loan, individuals can allocate funds across essential local service providers including medical, car repair, legal, funeral, and appliance services. Such financial support empowers borrowers to address urgent health care needs, vehicle maintenance for dependable transportation, legal counsel for pressing matters, and expenses related to funeral arrangements. Additionally, purchasing or repairing home appliances ensures everyday convenience and functionality.

Community Center
1088 9th Avenue Southwest, Bessemer, AL 35022
+1 (800) 723-3233
Convenience Store
2800 9th Avenue North, Bessemer, AL 35020
+1 (205) 277-0517
Dentist
5751 Pocahontas Road, Bessemer, AL 35022
+1 (205) 425-4141
Doctor
2201 Arlington Avenue, Bessemer, AL 35020
Fast Food
1818 9th Avenue North, Bessemer, AL 35020
Government Office
1121 15th Avenue North, Bessemer, AL 35020
+1 (205) 424-5627
Hospital
995 9Th Ave Sw, Bessemer, AL 35022
+1 (205) 481-7000
Hotel
5001 Academy Lane, Bessemer, AL 35022
+1 (205) 424-2600
Library
400 19th Street North, Bessemer, AL 35020
+1 (205) 428-7882
Movie Theater
4801 Promenade Parkway, Bessemer, AL 35022
+1 (205) 428-4401
Museum
1905 Alabama Avenue, Bessemer, AL 35020
+1 (205) 426-1633
Pharmacy
230 19th Street North, Bessemer, AL 35020
+1 (205) 425-1641
Post Office
3985 Parkwood Road, Bessemer, AL 35022
+1 (205) 230-0088
Tire Service
1206 9th Avenue North, Bessemer, AL 35020
+1 (205) 424-2822
Veterinarian
1705 9th Avenue North, Bessemer, AL 35020
+1 (205) 424-1308

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAdamsvilleAdgerAlabasterAlbertvilleAlexander CityAlexandriaAlicevilleAltoonaAndalusiaAnnistonArabArdmoreAritonArleyAshfordAshlandAshvilleAthensAtmoreAttallaAuburnAutaugavilleBaileytonBay MinetteBayou La BatreBeachBear CreekBerryBessemerBirminghamBlountsvilleBoazBoligeeBrantleyBrentBrewtonBridgeportBrilliantBrookwoodBrundidgeBryantBurkvilleButlerBynumCaleraCamdenCarbon HillCarrolltonCastleberryCedar BluffCenter PointCentreCentrevilleChatomChelseaCherokeeChickasawChildersburgCitronelleCityClantonClaytonColumbianaCoosadaCottondaleCottonwoodCourtlandCrane HillCreolaCropwellCullmanDadevilleDalevilleDaphneDauphin IslandDecaturDemopolisDepositDoraDothanDouble SpringsDozierEastabogaEclecticEight MileElbaElbertaElkmontEnterpriseEthelsvilleEufaulaEutawEvaEvergreenFairfieldFairhopeFalkvilleFayetteFlomatonFloralaFlorenceFoleyForestdaleFortFort DepositFort PayneFort RuckerFrisco CityFultondaleFyffeGadsdenGardendaleGenevaGeorgianaGeraldineGilbertownGlencoeGoodwaterGordoGrand BayGrantGraysvilleGreenGreensboroGreenvilleGrove HillGuinGulf ShoresGuntersvilleHackleburgHaleyvilleHamiltonHampton CoveHancevilleHarpersvilleHartfordHartselleHarvestHaydenHaynevilleHazel GreenHeadlandHeflinHelenaHenagarHigdonHighland HomeHodgesHokes BluffHolly PondHomewoodHooverHortonHueytownHuntsvilleHurtsboroIderIrondaleIrvingtonJacksonJacksonvilleJasperJemisonKillenLaceys SpringLanettLangstonLeedsLeesburgLeightonLillianLincolnLindenLinevilleLivingstonLocust ForkLowndesboroLoxleyLuverneMadisonMaplesvilleMarionMarion JunctionMayleneMccallaMcintoshMeridianvilleMidfieldMidland CityMillbrookMillportMillryMinetteMobileMonroevilleMontevalloMontgomeryMoodyMoultonMoundvilleMountain BrookMunfordMuscle ShoalsNew BrocktonNew HopeNewtonNorthportNotasulgaOdenvilleOhatcheeOneontaOpelikaOppOrange BeachOwens Cross RoadsOxfordOzarkPaynePelhamPell CityPenningtonPerdue HillPhenix CityPhil CampbellPiedmontPike RdPinsonPisgahPrattvillePrichardRaglandRainbow CityRainsvilleRamerRanburneRed BayRed LevelReformRoanokeRobertsdaleRogersvilleRussellvilleSamsonSaralandSardis CityScottsboroSelmaSeminoleSemmesSheffieldShorterSilverhillSkippervilleSlocombSmiths StationSneadSouthsideSpanish FortSpringsSpringvilleStevensonSulligentSumitonSummerdaleSweet WaterSylacaugaTalladegaTallasseeTaylorTheodoreThomasvilleThorsbyTown CreekTroyTrussvilleTuscaloosaTuscumbiaTuskegeeUnion SpringsUniversityValhermoso SpringsValleyValley HeadVanceVernonVestavia HillsVinaVincentVinemontWadleyWarriorWeaverWedoweeWest BloctonWetumpkaWilsonvilleWinfieldWoodstockWoodvilleYork

Bessemer ZIP Codes

35020
35021
35022
35023
35111
35244