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Best Online Short-term Loans in Saraland

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Saraland

K&M Financial Services LLC
Financial institution

Address: 1120 Joaneen Dr Suite F, Saraland, AL 36571

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (251) 533-4196

Website: kandmfinancialgroup.com

Services:

Accounting services Financial planning Tax analysis of financial plans Tax refund processing Accounting Functions Business Articles of Formation Business Plan Financial Analyses Fraud Detection Prevention Free Consultation Regulatory Compliance Regulatory Filings Set-Up Strategic Business Planning Tax Documents Tax Preparation
World Finance
Loan agency
5.00
10 reviews

Address: 15 Shelton Beach Rd, Saraland, AL 36571

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (251) 442-0992

Website: loansbyworld.com/locations/alabama/saraland/36571/1524

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
I Loans
Loan agency
5.00
7 reviews

Address: 802 Saraland Blvd S, Saraland, AL 36571

Phone Number: +1 (205) 463-3137

Approved Cash
Loan agency
4.90
5 reviews

Address: 802 US-43, Saraland, AL 36571

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 679-9721

Website: approvedcashadvance.com/locations/saraland

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services Title Loans
1st Franklin Financial
Loan agency
4.80
8 reviews

Address: 1018 Industrial Pkwy, Saraland, AL 36571

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 679-1403

Website: locations.1ffc.com/al/saraland/1018-industrial-pkwy.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Liberty Tax and Loans
Loan agency
4.60
5 reviews

Address: 1204 Shelton Beach Road #2 Ste 2, Saraland, AL 36571

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 675-4787

Website: approvedcashadvance.com/locations/saraland

Services:

Business loans Cash for gift cards Installment loans Payday loans Checking Account Financial Services Home Loans New Loan Online Loans Online Payments Prepaid Debit Cards Small Loan Tax Preparation
Covington Credit
Loan agency
4.50
10 reviews

Address: 25 Saraland Blvd, Saraland, AL 36571

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 679-0791

Website: heightsfinance.com/loan-office-location/cash-loans-saraland-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Credit Central
Loan agency

Address: 1120 C, Shelton Beach Rd, Saraland, AL 36571

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 675-6411

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Tower Loan
Loan agency

Address: 705 Us Hwy 43 S Bowdoin Place Shopping Center, Ste 12, Saraland, AL 36571

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (251) 679-5559

Website: towerloan.com/branch/saraland

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Fruit Cash
Check cash

Address: 1204 Shelton Beach Rd, Saraland, AL 36571

Phone Number: +1 (251) 675-4787

Alternatives to Short-term Loans in Saraland

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

All-Star Mortgages, LLC
5.00
8 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Car Title Loan

Alabama Title Loans, Inc.
5.00
10 reviews

Title loans provide short-term cash solutions by using a vehicle title as collateral. These loans can be acquired quickly, with approval processes often completed within a day, making them suitable for emergencies. Loan amounts depend on the vehicle's value, and borrowers maintain use of their vehicle during the loan period. While title loans can offer significant advantages for those with few other borrowing options, it's important to consider the high interest rates and the risk of vehicle repossession if repayment terms are not met.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Car Accessories
600 Saraland Boulevard South, Saraland, AL 36571
+1 (251) 679-3669
Car Wash
119 Shelton Beach Road, Saraland, AL 36571
+1 (251) 675-5209
Club & Association
118 Industrial Parkway, Saraland, AL 36571
+1 (251) 287-0180
College/University
716 Mae Street, Saraland, AL 36571
+1 (251) 679-5511
Dentist
1095 Industrial Parkway, Saraland, AL 36571
+1 (251) 675-6062
Doctor
1097 Industrial Parkway, Saraland, AL 36571
+1 (251) 375-2270
Fast Food
815 Saraland Boulevard South, Saraland, AL 36571
Fitness Club & Center
120 Industrial Parkway, Saraland, AL 36571
+1 (251) 207-8869
Government Office
943 Saraland Boulevard South, Saraland, AL 36571
+1 (251) 675-5103
Greengrocer
703 Shelton Beach Road, Saraland, AL 36571
+1 (251) 679-8345
Hospital
95 Shell Rd, Saraland, AL 36571
+1 (251) 435-8000
Library
111 Saraland Loop, Saraland, AL 36571
+1 (251) 679-5516
Motel
Industrial Parkway, Saraland, AL 36571
+1 (251) 675-7800
Pharmacy
106 Saraland Loop, Saraland, AL 36571
+1 (251) 675-3333
Post Office
1204 Shelton Beach Road, Saraland, AL 36571
+1 (251) 679-3373

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

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Saraland ZIP Codes

36505
36521
36525
36571
36613