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Apply Online for Short-term Loans in Oneonta

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Apply Online for Short-term Loans in Oneonta

Security Finance
Loan agency
5.00
1 reviews

Address: 1106 2nd Ave E Suite G, Oneonta, AL 35121

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 289-5048

Website: securityfinance.com/locations/oneonta-al-1812

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
3 reviews

Address: 1409 2nd Ave E Ste B, Oneonta, AL 35121

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (205) 409-3899

Website: loansbyworld.com/locations/alabama/oneonta/35121/1550

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Current Loan Financial Services Loan Applications Loan Options Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Filing Tax Preparation Services Tax Returns
Easy Money
Loan agency
3.30
7 reviews

Address: 922 2nd Ave E, Oneonta, AL 35121

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 660-2400

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Truist
Bank
2.70
4 reviews

Address: 415 2nd Ave E, Oneonta, AL 35121

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (205) 625-3783

Website: truist.com/locations

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently utilize the funds across a range of essential local services. Medical facilities offer treatment and care, car repair shops can address urgent vehicle issues, and legal services provide critical assistance with legal matters. Additionally, funeral homes offer compassionate support during times of loss, while appliance service centers ensure necessary household equipment remains functional.

Car Wash
509 Jackson Avenue West, Oneonta, AL 35121
+1 (205) 274-0591
Club & Association
28340 State Highway 75, Oneonta, AL 35121
+1 (205) 274-2880
Community Center
101 1st Street South, Oneonta, AL 35121
+1 (205) 625-4476
Concert Hall
306 1st Avenue East, Oneonta, AL 35121
Dentist
28425 State Highway 75, Oneonta, AL 35121
+1 (205) 625-4384
Fast Food
910 2nd Avenue East, Oneonta, AL 35121
Fitness Club & Center
635 Underwood Avenue, Oneonta, AL 35121
+1 (205) 601-6177
Hairdresser
611 2nd Avenue East, Oneonta, AL 35121
+1 (205) 274-4247
Hospital
150 Gilbreath Drive, Oneonta, AL 35121
+1 (205) 274-3000
Hotel
293 Valley Road, Oneonta, AL 35121
+1 (205) 274-2200
Library
221 2nd Street South, Oneonta, AL 35121
+1 (205) 274-7641
Local Post Office
333 7th Street North, Oneonta, AL 35121
+1 (205) 274-2284
Museum
301 1st Avenue East, Oneonta, AL 35121
+1 (205) 274-7529
Pharmacy
602 1st Avenue East, Oneonta, AL 35121
+1 (205) 625-6419
Rent-a-Car Facility
1630 2nd Avenue East, Oneonta, AL 35121
+1 (205) 625-3030

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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Oneonta ZIP Codes

35121