Home page Foley

Best Online Short-term Loans in Foley

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

Table of content
Jump to

Best Online Short-term Loans in Foley

Emergi-Cash
Check cash
5.00
2 reviews

Address: 1147 N McKenzie St, Foley, AL 36535

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 971-2274

Website: emergi-cash.com/locations.html

Services:

Bill paying Business check cashing Installment loans Money orders Money transfers Payday loans Personal check cashing Tax refund check cashing Title loans $100.00 Loans $200.00 $25.00 Loans $300.00 Loan $350.00 $400.00 $450.00 $500.00 150.00 Cash Advances Cash Loans Gold Buying NO CREDIT CHECK LOANS Secured Loan Short Term Loan Tax Preparation
Credit Central
Loan agency
5.00
1 reviews

Address: 1155 N McKenzie St, Foley, AL 36535

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 943-6730

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Always Money
Loan agency
5.00
2 reviews

Address: 2054 S McKenzie St, Foley, AL 36535

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (251) 943-8215

Website: alwaysmoney.com/locations/alabama/foley

Services:

Installment loans Payday loans Signature loans Title loans Confidential Loan Consumer Loans Small Loans Auto Loan Online Loan Online Loan Application Term Loans Cash Advance
Gringa Latina: Check Cashing Company
Check cash

Address: 1331 S Commercial Dr, Foley, AL 36535

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (251) 943-4455

Covington Credit
Loan agency
4.80
10 reviews

Address: 14923 AL-59, Foley, AL 36535

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 943-8416

Website: heightsfinance.com/loan-office-location/cash-loans-foley-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Check Into Cash
Financial institution
4.80
9 reviews

Address: 1508 S McKenzie St suite A, Foley, AL 36535

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 929-9007

Website: local.checkintocash.com/us/al/foley/1508-s-mckenzie-street-suite-a

Services:

Bill Pay Bill Payments Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Money Transfer Services New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Advance America
Financial institution
4.80
10 reviews

Address: 155 9th Ave Ste. 109, Foley, AL 36535

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 943-3017

Website: advanceamerica.net/store-locations/alabama/155-ninth-ave-ste-109-foley-36535

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.30
10 reviews

Address: 3860 S McKenzie St Unit F, Foley, AL 36535

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (251) 943-3834

Website: loansbyworld.com/locations/alabama/foley/36535/1530

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Trustmark
Bank
4.20
5 reviews

Address: 699 S McKenzie St, Foley, AL 36535

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (251) 970-2800

Website: trustmark.com/content/trustmark/trustmark/locations/al/foley.html

Security Finance
Loan agency
3.90
5 reviews

Address: 14923 AL-59 b, Foley, AL 36535

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (251) 970-3777

Website: securityfinance.com/locations/foley-al-1753

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Tower Loan
Loan agency
3.30
4 reviews

Address: 916 N McKenzie St, Foley, AL 36535

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (251) 943-1760

Website: towerloan.com/branch/foley

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Truist
Bank
2.60
10 reviews

Address: 200 W Laurel Ave, Foley, AL 36535

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (251) 952-4300

Website: truist.com/locations

Great American Cash Advance
Loan agency

Address: 302 E Laurel Ave, Foley, AL 36535

Phone Number: +1 (251) 971-2111

Alternatives to Short-term Loans in Foley

Short-term loans are financial solutions designed for temporary monetary needs, encompassing personal loans, installment loans, and title loans. Personal loans are unsecured options provided by financial institutions, typically involving a fast approval process for relatively small amounts, and must be repaid within a short timeframe. Installment loans are structured arrangements allowing borrowers to repay the borrowed amount through fixed, regular payments over a brief period, often used for planned expenses. Title loans use the borrower’s vehicle as collateral, providing quick cash with the risk of losing the vehicle upon non-payment; they are generally for short durations and come with high interest rates, making them a costly option for urgent financial needs.

Best Personal Loan

The Mike Carey Team - The Home Loan Expert
5.00
15 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Installment Loan

United Bank
4.10
6 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Best Car Title Loan

Alabama Land Title Co Inc
5.00
2 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, various crucial services are available locally where these funds could be effectively utilized. Medical facilities and car repair shops can address urgent health and mechanical needs, respectively. Additionally, legal services, as well as funeral and appliance repair services, can be accessed to manage unforeseen personal and household challenges.

Car Wash
721 North McKenzie Street, Foley, AL 36535
Club & Association
404 North Cypress Street, Foley, AL 36535
+1 (251) 269-9385
College/University
200 East Laurel Avenue, Foley, AL 36535
+1 (251) 970-1460
Concert Hall
Foley, AL 36535
+1 (251) 369-6100
Dentist
1350 North McKenzie Street, Foley, AL 36535
+1 (251) 943-3166
Fast Food
2420 South McKenzie Street, Foley, AL 36535
+1 (251) 970-2412
Hospital
1622 North McKenzie Street, Foley, AL 36535
+1 (251) 970-2007
Hotel
3152 Abbey Lane, Foley, AL 36535
+1 (251) 923-4600
Library
319 East Laurel Avenue, Foley, AL 36535
+1 (251) 943-8988
Mobile Phone Shop
2104 South McKenzie Street, Foley, AL 36535
+1 (251) 970-5360
Museum
211 North McKenzie Street, Foley, AL 36535
+1 (251) 943-4381
Pharmacy
116 North Alston Street, Foley, AL 36535
+1 (251) 980-2273
Post Office
150 East Laurel Avenue, Foley, AL 36535
+1 (251) 943-7713
Rent-a-Car Facility
8097 State Highway 59, Foley, AL 36535
+1 (251) 943-6466
Shopping Center
2140 South McKenzie Street, Foley, AL 36535

FAQ

What is a Short-Term Loan?

Short-term loans are typically small loans that must be repaid within a short period of time, usually within a few months. They are designed to cover immediate financial needs and can be an effective solution for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit scores. However, the interest rates and fees might be higher than those offered to borrowers with better credit ratings.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the funds are disbursed on the same day as the application is approved. These loans are ideal for emergencies when you need quick access to cash.

How Do Short-term Loans Work?

Short-term loans are a form of short-term financing that you repay on your next payday. They typically come with high-interest rates and fees, and the borrowing amounts are usually small, ranging from $100 to $1,000.

What Are the Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a steady source of income, and hold an active bank account. Some lenders might also require proof of identity and residence.

How Quickly Can I Receive the Funds from a Short-Term Loan?

If approved, the funds from a short-term loan can often be deposited into your bank account within the same day or by the next business day, depending on the lender and the timing of your application.

Are There Alternatives to Short-Term Loans?

Yes, alternatives to short-term loans include borrowing from family or friends, negotiating a payment plan with creditors, or seeking assistance from local charities or non-profit organizations. Exploring these options might result in lower costs than a short-term loan.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAdamsvilleAdgerAlabasterAlbertvilleAlexander CityAlexandriaAlicevilleAltoonaAndalusiaAnnistonArabArdmoreAritonArleyAshfordAshlandAshvilleAthensAtmoreAttallaAuburnAutaugavilleBaileytonBay MinetteBayou La BatreBeachBear CreekBerryBessemerBirminghamBlountsvilleBoazBoligeeBrantleyBrentBrewtonBridgeportBrilliantBrookwoodBrundidgeBryantBurkvilleButlerBynumCaleraCamdenCarbon HillCarrolltonCastleberryCedar BluffCenter PointCentreCentrevilleChatomChelseaCherokeeChickasawChildersburgCitronelleCityClantonClaytonColumbianaCoosadaCottondaleCottonwoodCourtlandCrane HillCreolaCropwellCullmanDadevilleDalevilleDaphneDauphin IslandDecaturDemopolisDepositDoraDothanDouble SpringsDozierEastabogaEclecticEight MileElbaElbertaElkmontEnterpriseEthelsvilleEufaulaEutawEvaEvergreenFairfieldFairhopeFalkvilleFayetteFlomatonFloralaFlorenceFoleyForestdaleFortFort DepositFort PayneFort RuckerFrisco CityFultondaleFyffeGadsdenGardendaleGenevaGeorgianaGeraldineGilbertownGlencoeGoodwaterGordoGrand BayGrantGraysvilleGreenGreensboroGreenvilleGrove HillGuinGulf ShoresGuntersvilleHackleburgHaleyvilleHamiltonHampton CoveHancevilleHarpersvilleHartfordHartselleHarvestHaydenHaynevilleHazel GreenHeadlandHeflinHelenaHenagarHigdonHighland HomeHodgesHokes BluffHolly PondHomewoodHooverHortonHueytownHuntsvilleHurtsboroIderIrondaleIrvingtonJacksonJacksonvilleJasperJemisonKillenLaceys SpringLanettLangstonLeedsLeesburgLeightonLillianLincolnLindenLinevilleLivingstonLocust ForkLowndesboroLoxleyLuverneMadisonMaplesvilleMarionMarion JunctionMayleneMccallaMcintoshMeridianvilleMidfieldMidland CityMillbrookMillportMillryMinetteMobileMonroevilleMontevalloMontgomeryMoodyMoultonMoundvilleMountain BrookMunfordMuscle ShoalsNew BrocktonNew HopeNewtonNorthportNotasulgaOdenvilleOhatcheeOneontaOpelikaOppOrange BeachOwens Cross RoadsOxfordOzarkPaynePelhamPell CityPenningtonPerdue HillPhenix CityPhil CampbellPiedmontPike RdPinsonPisgahPrattvillePrichardRaglandRainbow CityRainsvilleRamerRanburneRed BayRed LevelReformRoanokeRobertsdaleRogersvilleRussellvilleSamsonSaralandSardis CityScottsboroSelmaSeminoleSemmesSheffieldShorterSilverhillSkippervilleSlocombSmiths StationSneadSouthsideSpanish FortSpringsSpringvilleStevensonSulligentSumitonSummerdaleSweet WaterSylacaugaTalladegaTallasseeTaylorTheodoreThomasvilleThorsbyTown CreekTroyTrussvilleTuscaloosaTuscumbiaTuskegeeUnion SpringsUniversityValhermoso SpringsValleyValley HeadVanceVernonVestavia HillsVinaVincentVinemontWadleyWarriorWeaverWedoweeWest BloctonWetumpkaWilsonvilleWinfieldWoodstockWoodvilleYork

Foley ZIP Codes

36530
36535
36536
36542
36580