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Best Online Short-term Loans in Scottsboro

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Scottsboro

Credit Central
Loan agency
5.00
1 reviews

Address: 102 Micah Way Ste 1101, Scottsboro, AL 35769

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 259-0162

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Security Finance
Loan agency

Address: 105 Liberty Ln Suite 100, Scottsboro, AL 35769

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 259-3314

Website: securityfinance.com/locations/scottsboro-al-1573

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advance America
Financial institution
4.90
10 reviews

Address: 24833 John T Reid Pkwy Ste. L, Scottsboro, AL 35768

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 259-8814

Website: advanceamerica.net/store-locations/alabama/24833-john-t-reid-pkwy-ste-l-scottsboro-35768

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Covington Credit
Loan agency
4.90
10 reviews

Address: 1527 S Broad St, Scottsboro, AL 35768

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 259-0302

Website: heightsfinance.com/loan-office-location/cash-loans-scottsboro-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
World Finance
Loan agency
4.80
8 reviews

Address: 1601 Veterans Dr Suite 105, Scottsboro, AL 35769

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (256) 574-6288

Website: loansbyworld.com/locations/alabama/scottsboro/35768/1528

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Short Term Loans Small Dollar Loans Tax Documents Tax Return Preparation World Finance
1st Franklin Financial
Loan agency
4.60
10 reviews

Address: 24833 John T Reid Pkwy Suite 3-B, Scottsboro, AL 35768

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 259-1997

Website: locations.1ffc.com/al/scottsboro/24833-john-t-reid-pkwy.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Approved Cash
Loan agency
4.50
10 reviews

Address: 201 Veterans Dr #104, Scottsboro, AL 35768

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 575-0007

Website: approvedcashadvance.com/locations/scottsboro

Services:

Business check cashing Installment loans Payday loans Signature loans Title loans Financial Services New Loan Small Loan Tax Preparation Tax Preperation Services
Complete Cash
Loan agency

Address: 2605 S Broad St, Scottsboro, AL 35769

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (256) 259-2272

Website: completecash.net

Services:

Payday loans Signature loans Title loans Cash Loan
3 D Financial
Loan agency

Address: 413 S Broad St, Scottsboro, AL 35768

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 259-2240

Website: 3dfinancial.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Check Loans Financial Loan Home Loans Industrial Loan Instant Cash Loans Instant Funding Online Application Online Loan Short-Term Loans

Alternatives to Short-term Loans in Scottsboro

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

Regional Finance
5.00
4 reviews

Short-term loans can be a convenient option for individuals in need of quick financial assistance, and one of the best personal loans for short-term use is often provided by credit unions or online lenders. These loans usually have a fixed interest rate and are unsecured, meaning they do not require collateral. They are ideal for covering unexpected expenses or emergencies due to their quick approval process and immediate fund availability. It is crucial to compare various lenders to find competitive rates and terms suitable for the borrower's financial situation.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Car Wash
1416 County Park Road, Scottsboro, AL 35769
+1 (256) 242-9495
Club & Association
2867 County Road 24, Scottsboro, AL 35769
+1 (256) 228-6913
College/University
906 South Scott Street, Scottsboro, AL 35768
+1 (256) 574-6919
Dentist
420 South Market Street, Scottsboro, AL 35768
+1 (256) 259-4411
Do-It-Yourself Centers
Scottsboro, AL 35769
+1 (256) 575-2100
Fast Food
23115 John T. Reid Parkway, Scottsboro, AL 35768
Fitness Club & Center
1513 South Broad Street, Scottsboro, AL 35768
+1 (256) 575-8450
Government Office
316 South Broad Street, Scottsboro, AL 35768
+1 (256) 912-0512
Hospital
24663 John T. Reid Parkway, Scottsboro, AL 35768
+1 (256) 574-4208
Library
1002 South Broad Street, Scottsboro, AL 35768
+1 (256) 574-4335
Local Post Office
101 South Market Street, Scottsboro, AL 35768
+1 (256) 259-5706
Motel
46 Micah Way, Scottsboro, AL 35769
Movie Theater
3519 South Broad Street, Scottsboro, AL 35769
+1 (256) 574-4444
Museum
200 West Willow Street, Scottsboro, AL 35768
+1 (256) 912-0471
Pharmacy
201 Veterans Drive, Scottsboro, AL 35768
+1 (256) 259-9300

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

Find Short-term Loans Near Me

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Scottsboro ZIP Codes

35768
35769
35776