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Best Online Short-term Loans in Huntsville

Need quick cash relief? When unexpected expenses hit, our Best Cash Advance Short-term Loans offer the speedy solution you need. Forget about the stress and hassle of traditional lending. We understand the urgency and are here to make borrowing easy. Traditional loans can be tedious, leaving you waiting when you don’t have time to spare. Our streamlined application process ensures you get what you need, when you need it, without the wait. Whether it's a car repair or an urgent bill, count on us for immediate financial support. Get back to what matters most with our fast and reliable short-term loans.

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Best Online Short-term Loans in Huntsville

Cash Mart Inc
Loan agency

Address: 2516 Sparkman Dr NW UNIT B, Huntsville, AL 35810

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (256) 858-9393

Website: firstchoicepaydayloans.com

Sharp Personal Loans
Loan agency
5.00
8 reviews

Address: 2391 Jordan Ln SW, Huntsville, AL 35805

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (256) 952-7457

Website: sharppersonalloans.com/alabama/huntsville

Services:

Installment loans Payday loans Signature loans Easy Loan No Credit Check Loans Online Personal Loans Short-Term Loan
Advance Payday Loans
Loan agency
5.00
6 reviews

Address: 200 West Side Square, Huntsville, AL 35801

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (938) 444-8397

Website: advancepdloans.com/locations/huntsville

Hope Personal Loans
Loan agency
5.00
7 reviews

Address: 2606 University Dr NW, Huntsville, AL 35816

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (256) 530-2675

Website: hopepersonalloans.com/locations/huntsville

Services:

Business loans Installment loans Payday loans Signature loans Bad Credit Loans Cash Loan Financial Service Loans Funding Loans Personal Loans No Credit Check Loans Online Personal Loans Quick Personal Loan Short-Term Loan Traditional Loan Unsecured Loans
World Finance
Loan agency
5.00
10 reviews

Address: 3503 Memorial Pkwy NW Ste A, Huntsville, AL 35810

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (256) 858-0600

Website: loansbyworld.com/locations/alabama/huntsville/35810/1513

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Home Financial Services-Huntsville
Loan agency
5.00
8 reviews

Address: 1200 Jordan Ln NW # 7, Huntsville, AL 35816

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (256) 533-5919

Check `n Go
Loan agency
5.00
11 reviews

Address: 11437 Memorial Pkwy SW, Huntsville, AL 35803

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 883-1640

Website: locations.checkngo.com/alabama/huntsville/11437-memorial-parkway-sw

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Short-Term Loan Cashier's checks
Check `n Go
Loan agency
4.90
37 reviews

Address: 700 Pratt Ave NE C, Huntsville, AL 35801

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 519-9320

Website: locations.checkngo.com/alabama/huntsville/700-pratt-ave-c

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Short-Term Loan Cashier's checks
Approved Cash
Loan agency
4.90
5 reviews

Address: 3700 - Q1, Blue Spring Rd NW Ste Q1, Huntsville, AL 35810

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 746-1636

Website: approvedcashadvance.com/locations/huntsville

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Title Loans
Advance America
Financial institution
4.90
10 reviews

Address: 4710 University Dr Unit 2, Huntsville, AL 35816

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 721-1768

Website: advanceamerica.net/store-locations/alabama/4710-university-drive-unit-2-huntsville-35816

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Unsecured Loans Vehicle Insurance
Mid-Town Finance Company
Loan agency
4.90
10 reviews

Address: 1022A Jordan Ln NW, Huntsville, AL 35816

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 512-5551

Website: midtownfinancehuntsville.com

Services:

Installment loans Line of credit Payday loans Signature loans Title loans Home Repairs Payment Plan Personal Finance Rebuild Credit Repayment Plans Same-Day Loans Small Personal Loan
Mariner Finance
Loan agency
4.60
10 reviews

Address: 11220 Memorial Pkwy SW Ste. T, Huntsville, AL 35803

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 217-5820

Website: marinerfinance.com/locations/alabama/mariner-finance-location-in-huntsville-al

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Service Loan South
Loan agency
4.50
4 reviews

Address: 1012 Jordan Ln NW A, Huntsville, AL 35816

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 384-7702

Website: serviceloansouth.com

Services:

Signature loans Financial Education Personal Loans Tax Preparation Traditional Loans
Lendmark Financial Services LLC
Loan agency
4.50
7 reviews

Address: 4925 University Dr NW Suite 160, Huntsville, AL 35816

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 384-2566

Website: lendmarkfinancial.com/branches/al/huntsville/35816

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Internet Service Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Easy Money
Financial institution
4.50
10 reviews

Address: 2007 University Dr, Huntsville, AL 35816

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (256) 203-7070

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
1st Franklin Financial
Loan agency
4.20
10 reviews

Address: 11310 Memorial Pkwy SW Suite H, Huntsville, AL 35803

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 882-1933

Website: locations.1ffc.com/al/huntsville/11310-memorial-pkwy-sw.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Sensible Loans
Loan agency

Address: 516 Jordan Ln NW, Huntsville, AL 35805

Today's Business Hours: 8:30 AM - 6:00 PM

Phone Number: +1 (256) 536-0622

Website: fastcash24.club

Credit Central
Loan agency
3.70
4 reviews

Address: 6140 University Dr Suite 5, Huntsville, AL 35806

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 288-0636

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Always Money
Loan agency
3.60
3 reviews

Address: 1803B University Dr, Huntsville, AL 35801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 427-6848

Website: alwaysmoney.com/locations/al/huntsville/university-drive/148

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Easy Money
Financial institution
2.90
10 reviews

Address: 4820 University Dr. NW, Units 1 & 2, Huntsville, AL 35816

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 217-5980

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Truist
Bank
2.60
2 reviews

Address: 305 Church St SW, Huntsville, AL 35801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 551-4700

Website: truist.com/locations

Tower Loan
Loan agency
2.50
7 reviews

Address: 2319 Bob Wallace Ave SW e, Huntsville, AL 35805

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (256) 382-6246

Website: towerloan.com/branch/huntsville

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Republic Finance
Loan agency
2.40
8 reviews

Address: 6125 University Dr Suite D8, Huntsville, AL 35806

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (256) 922-1747

Website: locations.republicfinance.com/republic-finance-5a5b84f16fcb

CheckRedi
Check cash
2.30
3 reviews

Address: 4925 Sparkman Dr NW, Huntsville, AL 35810

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (800) 239-1222

Website: checkredi.com

Services:

Bill paying Business check cashing Check Processing Client Services Credit Card Credit Card Payments Credit Card Processing Electronic Online Payments Online Payment Pos System Website Design
Money Tree
Check cash

Address: 2022 Jordan Ln NW # B, Huntsville, AL 35816

Phone Number: +1 (256) 430-9687

Website: moneytreeinc.com

Services:

Business check cashing Installment loans Money orders Payday loans Payroll check cashing Title loans Consumer Loans Financial Services Lending Services Prepaid Card Short Term Loan Stimulus Check Cashing
CNAC
Loan agency

Address: 1226 Putman Dr NW, Huntsville, AL 35816

Phone Number: +1 (256) 852-8544

Checkmate Cash Advance Center
Loan agency

Address: 2501 Jordan Ln NW, Huntsville, AL 35816

Phone Number: +1 (256) 665-0369

Alternatives to Short-term Loans in Huntsville

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Wholesale Jewelry & Loans
5.00
212 reviews

Short-term personal loans are typically unsecured and meant to be paid back within a short timeframe, usually a few months to a year. The best personal loans tend to be those offered by reputable financial institutions and online lenders with transparent terms and competitive interest rates. These types of loans can be used for various purposes such as consolidating debt, covering emergency expenses, or making a large purchase. It's crucial to review the lender's reputation and read the fine print to ensure there are no hidden fees or unfavorable terms. In essence, for a personal loan to be the best choice, it should have a reasonable interest rate, clear repayment terms, and should come from a trustworthy lender.

Best Installment Loan

Hii Commercial Mortgage Loans Huntsville AL
0.00
0 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

TitleMax Title Loans
5.00
23 reviews

Title loans are short-term loans where the borrower uses their vehicle's title as collateral to secure the loan. This type of loan offers quick access to cash, often appealing to those with bad credit. The best title loans have lower interest rates and transparent terms, ensuring the borrower fully understands their repayment obligations. Title lenders often offer flexible payment plans and quick approval processes, but borrowers should be cautious, as defaulting on the loan could result in the loss of their vehicle.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already secured a short-term loan, they have the flexibility to allocate funds toward crucial services provided by local experts. This can include covering costs for medical treatments, getting a vehicle repaired, obtaining legal assistance, arranging funeral services, or purchasing and fixing home appliances. Access to these essential services ensures that the individual can address pressing needs promptly and efficiently.

Adventure Sports Facility
5701 Holmes Avenue Northwest, Huntsville, AL 35816
+1 (256) 890-0242
Car Wash
2021 Sparkman Drive Northwest, Huntsville, AL 35810
+1 (256) 448-8064
Club & Association
3125 Leeman Ferry Road Southwest, Huntsville, AL 35801
+1 (256) 882-2562
College/University
1002 Oakwood Avenue Northwest, Huntsville, AL 35811
+1 (256) 536-7226
Community Center
3404 Blue Spring Road Northwest, Huntsville, AL 35810
+1 (256) 852-6500
Doctor
699 Gallatin Street Southwest, Huntsville, AL 35801
+1 (256) 532-2700
Fitness Club & Center
5000 Whitesburg Drive Southeast, Huntsville, AL 35802
+1 (256) 576-8033
Government Office
7200 Hickory Hill Lane Southeast, Huntsville, AL 35802
+1 (256) 883-8041
Hospital
Governors Drive Southeast, Huntsville, AL 35801
+1 (256) 265-1000
Library
815 Wheeler Avenue Northwest, Huntsville, AL 35801
+1 (256) 427-7841
Local Post Office
3408 Wall Triana Highway, Huntsville, AL 35813
+1 (800) 275-8777
Motel
3141 University Drive Northwest, Huntsville, AL 35816
Movie Theater
500 Plummer Road, Huntsville, AL 35806
+1 (256) 964-7334
Museum
Fountain Circle Southwest, Huntsville, AL 35801
+1 (256) 427-5331
Pharmacy
6767 Old Madison Pike Northwest, Huntsville, AL 35806
+1 (256) 971-5992

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

Find Short-term Loans Near Me

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Huntsville ZIP Codes

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35801
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35893
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