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Best Online Short-term Loans in Brewton

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Brewton

1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 2568 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 809-1928

Website: locations.1ffc.com/al/brewton/2568-douglas-avenue.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Credit Central
Loan agency

Address: 2127 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 867-8018

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Truist
Bank
5.00
2 reviews

Address: 405 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (251) 867-2265

Website: truist.com/locations

Advance America
Financial institution
5.00
10 reviews

Address: 2552 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 867-6462

Website: advanceamerica.net/store-locations/alabama/2552-douglas-ave-brewton-36426

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Covington Credit
Loan agency
5.00
10 reviews

Address: 2079 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 809-1108

Website: heightsfinance.com/loan-office-location/cash-loans-brewton-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
World Finance
Loan agency
4.80
10 reviews

Address: 2550 Douglas Ave Ste A, Brewton, AL 36426

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (251) 867-2530

Website: loansbyworld.com/locations/alabama/brewton/36426/1549

Security Finance
Loan agency

Address: 2095 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (251) 867-1386

Website: securityfinance.com/locations/brewton-al-1827

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Community Loans of America
Loan agency

Address: 700 Douglas Ave, Brewton, AL 36426

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (251) 867-1004

Alternatives to Short-term Loans in Brewton

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

Nation's Quick Cash
5.00
3 reviews

Short-term loans offer quick access to funds and are usually repaid within a short period, often ranging from a few weeks to a year. Among the various short-term loan options, personal loans are a popular choice. Personal loans are unsecured, meaning they don't require collateral, making them an attractive option for those who have a good credit score and need funds for personal expenses, such as medical bills or home renovations. They are typically provided by banks, credit unions, or online lenders, and offer fixed interest rates and monthly payments, which can help in budgeting and financial planning.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan have several options for utilizing these funds across various local service providers. In the medical sector, the loan can cover urgent medical expenses, such as consultations and treatments. For car repair needs, it can be applied to service costs or essential parts replacement. Additionally, the loan can address legal service fees for consultations or court representations, funeral service expenditures, and cover the cost of repairing or replacing household appliances.

Car Repair and Service
518 South Boulevard, Brewton, AL 36426
+1 (251) 867-6212
Car Wash
1713 Douglas Avenue, Brewton, AL 36426
+1 (251) 867-3696
Club & Association
105 Forrest Avenue, Brewton, AL 36426
+1 (251) 867-6095
College/University
220 Alco Drive, Brewton, AL 36426
+1 (251) 867-4832
Community Center
208 Mildred Street, Brewton, AL 36426
+1 (251) 314-1616
Dentist
420 Douglas Avenue, Brewton, AL 36426
+1 (251) 867-8410
Doctor
1115 Azalea Place, Brewton, AL 36426
+1 (251) 867-8020
Fast Food
1701 Douglas Avenue, Brewton, AL 36426
+1 (251) 314-1976
Fitness Club & Center
210 Commerce Street, Brewton, AL 36426
+1 (251) 867-1261
Government Office
2385 Douglas Avenue, Brewton, AL 36426
+1 (251) 809-1748
Greengrocer
209 Mildred Street, Brewton, AL 36426
+1 (251) 809-6060
Hospital
1301 Belleville Avenue, Brewton, AL 36426
+1 (251) 867-8061
Hotel
611 South Boulevard, Brewton, AL 36426
Library
206 West Jackson Street, Brewton, AL 36426
+1 (251) 867-4626
Local Post Office
323 Belleville Avenue, Brewton, AL 36426
+1 (251) 867-3560

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

Find Short-term Loans Near Me

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Brewton ZIP Codes

36426
36427