Home page Birmingham

Best Online Short-term Loans in Birmingham

Need quick cash? Our Best Cash Advance Short-term Loans are here to help! Unexpected expenses can turn even the most organized budget upside-down, causing stress and confusion. Don't let bills pile up and worry you any longer. Our fast, easy-to-access short-term loans provide the perfect solution, giving you the financial flexibility you need right when you need it. With our reliable service, you can access funds swiftly and regain control. Let us be your trusted partner in overcoming short-term financial hurdles. Explore our services now and discover how simple it is to bridge the gap till your next paycheck!

Table of content
Jump to

Best Online Short-term Loans in Birmingham

Money Store
Loan agency

Address: 2409 Center Point Pkwy, Birmingham, AL 35215

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 853-2100

Online Personal Loans
Loan agency
5.00
7 reviews

Address: 2217 Richard Arrington Jr Blvd N, Birmingham, AL 35203

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (205) 883-8506

Website: onlineploans.com/locations/birmingham

Alabama Power - Smart Financing
Loan agency

Address: 600 18th St N, Birmingham, AL 35203

Today's Business Hours: 7:00 AM - 8:00 PM

Phone Number: +1 (888) 447-6278

Website: getsmartfinancing.com

Services:

Business loans Installment loans Home Maintenance Repair Program HVAC Financing AC Repair Financing Home Improvement Financing Customer Financing Home Remodel Financing Roofing Financing Interior Lighting Financing PEV Charging Station Financing Get SMART Financing
Covington Credit
Loan agency
5.00
10 reviews

Address: 1671 Center Point Pkwy, Birmingham, AL 35215

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 377-4760

Website: heightsfinance.com/loan-office-location/cash-loans-birmingham-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Always Money
Financial institution
5.00
1 reviews

Address: Birmingham, AL 35208

Services:

Installment Loans Online Loan Payday Loan Personal Loan Title Loans Title Pawn
Advance America
Financial institution
5.00
9 reviews

Address: 5363 US-280 #103-B, Birmingham, AL 35242

Phone Number: +1 (205) 408-0721

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Auto Repair Loans Child Support Consumers Loans Credit Counseling Credit Reporting Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Fund Transfer Home Loans Money Orders Money Services Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Personal Finances Prepaid Cards Refinance Loan Refinance Options Short Term Loan Single Repayment Loan Small Loans Term Lending Vehicle Insurance Verification Service Wire Transfer
Advance America
Financial institution
5.00
19 reviews

Address: 9784 Parkway E, Birmingham, AL 35215

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 815-2780

Website: advanceamerica.net/store-locations/alabama/9784-parkway-east-birmingham-35215

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Hope Personal Loans
Loan agency
5.00
7 reviews

Address: 816 2nd St, Birmingham, AL 35214

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (205) 557-5830

Website: hopepersonalloans.com/locations/birmingham

Check `n Go
Loan agency
5.00
10 reviews

Address: 1301 3rd Ave W B, Birmingham, AL 35208

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 788-4702

Website: locations.checkngo.com/alabama/birmingham/1301-3rd-ave--w

Services:

Business loans Cashier's checks Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Short-Term Loan
Advance America
Financial institution
5.00
10 reviews

Address: 2245 Bessemer Rd, Birmingham, AL 35208

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 781-0423

Website: advanceamerica.net/store-locations/alabama/2245-b-bessemer-road-birmingham-35208

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Check `n Go
Loan agency
4.90
10 reviews

Address: 137 Bessemer Super Hwy, Birmingham, AL 35228

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 929-6646

Website: locations.checkngo.com/alabama/birmingham/137-bessemer-super-highway

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Short-Term Loan Cashier's checks
Check `n Go
Loan agency
4.90
12 reviews

Address: 1717 Crestwood Blvd, Birmingham, AL 35210

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 951-9525

Website: locations.checkngo.com/alabama/birmingham/1717-crestwood-drive

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Short-Term Loan Cashier's checks
Easy Money
Loan agency
4.80
4 reviews

Address: 1001 Bankhead Hwy W, Birmingham, AL 35204

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 397-1200

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Loan agency
4.80
10 reviews

Address: 4673 US-280 Suite C, Birmingham, AL 35243

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 437-1515

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Always Money
Loan agency

Address: 1189 Center Point Pkwy, Birmingham, AL 35215

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 854-8778

Website: alwaysmoney.com/locations/al/birmingham/centerpoint-parkway/92

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Security Finance
Loan agency
4.60
6 reviews

Address: 1671 Center Point Pkwy Suite 105, Birmingham, AL 35215

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 853-3790

Website: securityfinance.com/locations/birmingham-al-1874

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Porter Freight Funding
Loan agency
4.50
22 reviews

Address: 2112 1st Ave N, Birmingham, AL 35203

Today's Business Hours: 7:30 AM - 4:30 PM

Phone Number: +1 (205) 397-0934

Website: porterfreightfunding.com

Services:

Business loans A/R Financing Accounts Receivable Financing Brokerage Services Commercial Trucking Insurance Compliance Delivery Services Dispatch Equipment Financing Factoring Programs Financing Programs Freight Brokerage Freight Factoring Fuel Cards General Liability Coverage Insurance Invoice Factoring Trucking Factoring
Confianza
Check cash
4.40
8 reviews

Address: 405 Valley Ave, Birmingham, AL 35209

Today's Business Hours: 9:00 AM - 9:00 PM

Phone Number: +1 (205) 407-5268

Website: confianza-alabama.negocio.site

Services:

Bill paying Business check cashing Cashier's checks Direct deposits Government benefits check cashing Installment loans Money orders Money transfers Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Afex Aseguranza Barri money transfer Cambio de cheques Cashier check Cheques de caja Cheques de child support Cheques de estado Cheques de prestamos Cheques personal Contratista Dinex money transfer Dolex money transfer Impuesto Money Order Ria Sigue money transfer Social security check Tarbajo Taxes
Easy Money
Loan agency
4.40
10 reviews

Address: 728 South 23rd St S, Birmingham, AL 35233

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 769-3800

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Financial institution
4.30
10 reviews

Address: 210 B Midfield Alley, Birmingham, AL 35228

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (205) 923-3762

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Loan agency

Address: 2145 Bessemer Rd, Birmingham, AL 35208

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (205) 781-9171

Website: ccfi.com/goeasymoney

Easy Money
Financial institution
4.10
5 reviews

Address: 3355 Vanderbilt Rd, Birmingham, AL 35217

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 745-4175

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Regional Finance
Loan agency
4.00
3 reviews

Address: 1930 Edwards Lake Rd Suite #120, Birmingham, AL 35235

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 655-5414

Website: branches.regionalfinance.com/al/birmingham/1930-edwards-lake-road.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Easy Money
Loan agency
3.80
10 reviews

Address: 1678 Montgomery Hwy #105, Birmingham, AL 35216

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (205) 413-4460

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Ford Finance Co
Loan agency

Address: 2014 2nd Ave N, Birmingham, AL 35203

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (205) 780-5691

Website: fordfinancebham.com

Services:

Installment loans
Easy Money
Financial institution
3.30
2 reviews

Address: 6400 1st Ave N, Birmingham, AL 35212

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 591-0800

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Tower Loan
Loan agency
3.20
9 reviews

Address: 1800 Tin Valley Cir E, Birmingham, AL 35235

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (205) 228-7911

Website: towerloan.com/branch/birmingham-trussville

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Easy Money
Loan agency
3.00
10 reviews

Address: 2168 Green Springs Hwy, Birmingham, AL 35205

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (205) 942-0001

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Financial institution
2.50
10 reviews

Address: 1552 Montclair Rd, Birmingham, AL 35210

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (205) 956-2424

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Loan agency
2.30
10 reviews

Address: 9420 Parkway E, Birmingham, AL 35215

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (205) 413-4478

Website: ccfi.com/goeasymoney

Services:

Business tax preparation Cash for gift cards Installment loans Payday loans Signature loans Title loans Express Loan Notary Services Online Apply Prepaid Cards Western Union
Always Money
Loan agency
1.70
4 reviews

Address: 873 Dennison Ave SW Ste 127, Birmingham, AL 35211

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 323-1086

Website: alwaysmoney.com/locations/al/birmingham/dennison-avenue/89

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan
Cash Flow
Check cash

Address: 3137 Lorna Rd # 1, Birmingham, AL 35216

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 978-8889

Commercial Lenders Birmingham AL
Loan agency

Address: 450 Dugan Ave, Birmingham, AL 35214

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (205) 635-1561

Website: commercial-lenders-birmingham-al.business.site

Services:

Business loans Installment loans Payday loans Signature loans Business Loans Birmingham AL Commercial Loan Lender Birmingham AL Commercial Real Estate Loans Birmingham AL Hard Money Lender Birmingham AL Merchant Cash Advance Birmingham AL Private Investor Loans Birmingham AL Small Business Loans Birmingham AL Unsecured Loans Birmingham AL
Aliant Financial Services
Loan agency

Address: 1100 Corporate Pkwy #204, Birmingham, AL 35242

Phone Number: +1 (205) 408-2035

World Finance
Loan agency

Address: 1976 Gadsden Hwy, Birmingham, AL 35235

Alabama Funding INC
Loan agency

Address: 1117 22nd St S, Birmingham, AL 35205

Today's Business Hours: 10:00 AM - 4:00 PM

Phone Number: +1 (205) 776-7058

Website: alabamafundinginc.com

Services:

Installment loans Microloans Payday loans
Stonewall Corporation
Loan agency

Address: 2131 3rd Ave N, Birmingham, AL 35203

Phone Number: +1 (205) 254-3771

Altec Capital Services LLC
Loan agency

Address: 33 Inverness Center Pkwy, Birmingham, AL 35242

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (205) 991-7733

Website: alteccapital.com

Services:

Business loans Installment loans Capital Loans Equipment Financing Financing Programs Lease Loans Personalized Services Sale Financing Special Financing
AAA Between Pay
Loan agency

Address: 406 By Williams Sr Dr, Birmingham, AL 35228

Today's Business Hours: 7:00 AM - 8:00 PM

Phone Number: +1 (205) 925-8729

AAA Between Pay
Loan agency

Address: 9184B Parkway E, Birmingham, AL 35206

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (205) 836-5729

AAA Between Pay
Loan agency

Address: 2142 Warrior Rd, Birmingham, AL 35208

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 313-0762

Fix My Cred
Loan agency

Address: 13 Office Park Cir, Birmingham, AL 35223

Phone Number: +1 (205) 960-5992

Website: fixmycred.info/about-us

Small Business Finance Center
Loan agency

Address: 800 Mc Cary St SW, Birmingham, AL 35211

Phone Number: +1 (844) 862-3863

Website: sbf-birmingham-al.com/contact.html

Services:

Business loans Line of credit Payday loans Asset-Based Lending Cash Advance Commercial Finance Contractor Financing Credit Insurance Finance Solutions Merchant Cash Advance Purchase Order Finance

Alternatives to Short-term Loans in Birmingham

Short-term loans offer individuals quick access to funds and come in various forms, including personal loans, installment loans, and title loans. Personal loans are typically unsecured, allowing borrowers to access cash without collateral, often with fixed terms. Installment loans provide a fixed lump sum that is repaid over a set period with scheduled payments, making them predictable for budgeting purposes. Title loans, on the other hand, require the borrower to use their vehicle as collateral, providing immediate cash but risking repossession if the loan is not repaid on time. Each type of short-term loan caters to different financial needs, with varying interest rates, repayment structures, and risks involved.

Best Personal Loan

FirstBank Mortgage
5.00
30 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Best Installment Loan

Cash Connection
5.00
0 reviews

Installment loans, another type of short-term loan, are ideal for borrowers who prefer predictable monthly payments. One of the best options for installment loans is the platform that allows for fixed payments over the agreed loan term. Borrowers can take advantage of these loans to finance larger purchases or consolidate debt, as they provide a defined repayment schedule. The interest rates for installment loans can vary based on the lender, but they typically offer more straightforward terms than other short-term lending options, allowing borrowers to plan their finances around their loan repayments.

Best Car Title Loan

TitleMax Title Loans
5.00
24 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan and are considering where to allocate it, there are several local service providers they might find essential. The funds can be utilized for medical expenses, covering costs from routine check-ups to purchasing necessary medications. Additionally, the loan can be directed towards car repair services to ensure the vehicle is in optimal condition, or towards legal advice for resolving ongoing legal matters. Moreover, in unfortunate circumstances such as organizing a funeral, the loan can help cover the associated costs. It can also be used for appliance services, such as repairing or replacing household items, to maintain smooth day-to-day operations. These local services provide critical support in various aspects of life, making them worthwhile considerations for the application of a short-term loan.

Adventure Sports Facility
136 Industrial Drive, Birmingham, AL 35211
+1 (205) 201-4616
Car Wash
1732 5th Avenue North, Birmingham, AL 35203
+1 (205) 321-6885
Club & Association
1101 8th Avenue West, Birmingham, AL 35204
College/University
2100 1st Avenue North, Birmingham, AL 35203
+1 (205) 226-4610
Concert Hall
2101 5th Avenue North, Birmingham, AL 35203
Dentist
2224 Cahaba Valley Drive, Birmingham, AL 35242
+1 (205) 956-4277
Doctor
2006 Brookwood Medical Center Drive, Birmingham, AL 35209
+1 (205) 877-1785
Fitness Club & Center
37th Street South, Birmingham, AL 35222
+1 (205) 637-4228
Gifts, Cards, Novelties & Souvenirs
3648 Vann Rd, Birmingham, AL 35235
+1 (205) 586-7181
Government Office
20 32nd Street North, Birmingham, AL 35222
+1 (205) 326-1445
Hospital
19th Street South, Birmingham, AL 35205
+1 (205) 939-0610
Hotel
Birmingham, AL 35216
+1 (205) 823-4300
Library
2501 31st Avenue North, Birmingham, AL 35207
+1 (205) 226-4025
Movie Theater
6429 1st Avenue South, Birmingham, AL 35212
+1 (205) 591-6880
Pharmacy
1032 20th Street South, Birmingham, AL 35205
+1 (205) 251-4248

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide quick access to funds for a brief period, usually ranging from a few weeks to a few months. These loans are ideal for bridging temporary cash flow gaps or unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. While your credit score may affect the terms and interest rates offered, having bad credit won’t necessarily disqualify you from obtaining a loan.

What is a same-day loan?

A same-day loan is a type of short-term loan where the loan processing and disbursement occur on the same day you apply. This option is beneficial when you need immediate financial assistance due to an emergency.

How do short-term loans work?

Short-term loans are a specific type of short-term loan designed to be repaid with your next paycheck. They offer quick access to cash and generally have high interest rates and fees. It's important to use short-term loans responsibly to avoid falling into a cycle of debt.

What are the eligibility requirements for short-term loans?

Eligibility criteria for short-term loans vary by lender, but generally include being at least 18 years old, having a regular source of income, and maintaining an active checking account. Some lenders may also require proof of residency and identification.

Are there any alternatives to short-term loans for people with bad credit?

Yes, there are alternatives to short-term loans for those with bad credit, including credit union loans, personal installment loans, and borrowing from friends or family. Each alternative comes with its own set of conditions and considerations, so it's crucial to choose the option that best fits your financial situation.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's location. The application process typically involves providing personal and financial information, employment details, and sometimes documentation to verify your income and identity.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAdamsvilleAdgerAlabasterAlbertvilleAlexander CityAlexandriaAlicevilleAltoonaAndalusiaAnnistonArabArdmoreAritonArleyAshfordAshlandAshvilleAthensAtmoreAttallaAuburnAutaugavilleBaileytonBay MinetteBayou La BatreBeachBear CreekBerryBessemerBirminghamBlountsvilleBoazBoligeeBrantleyBrentBrewtonBridgeportBrilliantBrookwoodBrundidgeBryantBurkvilleButlerBynumCaleraCamdenCarbon HillCarrolltonCastleberryCedar BluffCenter PointCentreCentrevilleChatomChelseaCherokeeChickasawChildersburgCitronelleCityClantonClaytonColumbianaCoosadaCottondaleCottonwoodCourtlandCrane HillCreolaCropwellCullmanDadevilleDalevilleDaphneDauphin IslandDecaturDemopolisDepositDoraDothanDouble SpringsDozierEastabogaEclecticEight MileElbaElbertaElkmontEnterpriseEthelsvilleEufaulaEutawEvaEvergreenFairfieldFairhopeFalkvilleFayetteFlomatonFloralaFlorenceFoleyForestdaleFortFort DepositFort PayneFort RuckerFrisco CityFultondaleFyffeGadsdenGardendaleGenevaGeorgianaGeraldineGilbertownGlencoeGoodwaterGordoGrand BayGrantGraysvilleGreenGreensboroGreenvilleGrove HillGuinGulf ShoresGuntersvilleHackleburgHaleyvilleHamiltonHampton CoveHancevilleHarpersvilleHartfordHartselleHarvestHaydenHaynevilleHazel GreenHeadlandHeflinHelenaHenagarHigdonHighland HomeHodgesHokes BluffHolly PondHomewoodHooverHortonHueytownHuntsvilleHurtsboroIderIrondaleIrvingtonJacksonJacksonvilleJasperJemisonKillenLaceys SpringLanettLangstonLeedsLeesburgLeightonLillianLincolnLindenLinevilleLivingstonLocust ForkLowndesboroLoxleyLuverneMadisonMaplesvilleMarionMarion JunctionMayleneMccallaMcintoshMeridianvilleMidfieldMidland CityMillbrookMillportMillryMinetteMobileMonroevilleMontevalloMontgomeryMoodyMoultonMoundvilleMountain BrookMunfordMuscle ShoalsNew BrocktonNew HopeNewtonNorthportNotasulgaOdenvilleOhatcheeOneontaOpelikaOppOrange BeachOwens Cross RoadsOxfordOzarkPaynePelhamPell CityPenningtonPerdue HillPhenix CityPhil CampbellPiedmontPike RdPinsonPisgahPrattvillePrichardRaglandRainbow CityRainsvilleRamerRanburneRed BayRed LevelReformRoanokeRobertsdaleRogersvilleRussellvilleSamsonSaralandSardis CityScottsboroSelmaSeminoleSemmesSheffieldShorterSilverhillSkippervilleSlocombSmiths StationSneadSouthsideSpanish FortSpringsSpringvilleStevensonSulligentSumitonSummerdaleSweet WaterSylacaugaTalladegaTallasseeTaylorTheodoreThomasvilleThorsbyTown CreekTroyTrussvilleTuscaloosaTuscumbiaTuskegeeUnion SpringsUniversityValhermoso SpringsValleyValley HeadVanceVernonVestavia HillsVinaVincentVinemontWadleyWarriorWeaverWedoweeWest BloctonWetumpkaWilsonvilleWinfieldWoodstockWoodvilleYork

Birmingham ZIP Codes

35005
35022
35023
35061
35064
35068
35094
35117
35118
35127
35130
35173
35201
35202
35203
35204
35205
35206
35207
35208
35209
35210
35211
35212
35213
35214
35215
35216
35217
35218
35219
35220
35221
35222
35223
35224
35226
35228
35229
35231
35232
35233
35234
35235
35236
35237
35238
35242
35243
35244
35246
35249
35253
35254
35255
35259
35260
35261
35263
35266
35277
35280
35281
35282
35283
35285
35287
35288
35289
35290
35291
35292
35293
35294
35295
35296
35297
35298
35299