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Best Online Short-term Loans in Tuscaloosa

Need quick cash relief? You've come to the right place. When unexpected expenses pop up, stress and worry can quickly follow. Short-term loans can bridge the gap without the headache of lengthy loan processes. At Best Cash Advance Short-term Loans, we understand your urgency and are here to help. Our streamlined service ensures you access funds as seamlessly as possible, so you can get back on track with minimal fuss. Experience fast approvals and a straightforward process with us, your reliable solution for cash advances when you need it most.

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Best Online Short-term Loans in Tuscaloosa

Advance America
Loan agency
5.00
1 reviews

Address: 1439 McFarland Blvd E # A, Tuscaloosa, AL 35404

Phone Number: +1 (205) 345-8044

NiceLoans!
Financial institution
5.00
10 reviews

Address: 326 15th St, Tuscaloosa, AL 35401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 752-5285

Website: niceloans.com

Commerce Credit
Loan agency
5.00
3 reviews

Address: 2600 Mcfarland Blvd E # D, Tuscaloosa, AL 35405

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (205) 391-6920

Services:

Installment loans Signature loans Title loans Auto Loans Auto Purchases Debt Consolidation New Car Personal Loans
5 Star Personal Loans
Loan agency

Address: 3307 Greensboro Ave, Tuscaloosa, AL 35401

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (205) 650-8246

Website: 5starpersonalloans.com/locations/tuscaloosa

Services:

Installment loans Payday loans Signature loans Bad Credit Loans Easy Loan No Credit Check Loans Online Personal Loans Poor Credit Loans Quick Online Loan Short-Term Loan Unsecured Loans
Tower Loan
Loan agency
5.00
1 reviews

Address: 629 Bear Creek Rd, Tuscaloosa, AL 35405

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (205) 469-7014

Website: towerloan.com/branch/tuscaloosa

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Lendmark Financial Services LLC
Loan agency
5.00
1 reviews

Address: 2600 McFarland Blvd E Suite K-2, Tuscaloosa, AL 35404

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 632-0330

Website: lendmarkfinancial.com/branches/al/tuscaloosa/35404

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Fast Payday Loans
Loan agency
5.00
2 reviews

Address: 1223 US-82, Tuscaloosa, AL 35406

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (205) 430-3508

Website: fastpdloans.com/locations/tuscaloosa

Always Money
Loan agency
4.80
5 reviews

Address: 501 15th St E D, Tuscaloosa, AL 35401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 752-7209

Website: alwaysmoney.com/locations/al/tuscaloosa/15th-street-e/97

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Capstone Finance
Loan agency
4.70
8 reviews

Address: 2332 McFarland Blvd E, Tuscaloosa, AL 35404

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 349-1600

Website: capstonetuscaloosa.com

Services:

Flex loans Installment loans Flexible Payment Options New Loan Payment Plans
World Finance
Loan agency
4.60
10 reviews

Address: 604 Skyland Blvd E, Tuscaloosa, AL 35405

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (205) 247-4961

Website: loansbyworld.com/locations/alabama/tuscaloosa/35405/1514

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Check Into Cash
Financial institution
4.60
5 reviews

Address: 1911 Skyland Blvd E, Tuscaloosa, AL 35405

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (205) 507-1058

Website: local.checkintocash.com/us/al/tuscaloosa/1911-skyland-blvd

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Easy Money
Loan agency
4.50
10 reviews

Address: 2925 McFarland Blvd E, Tuscaloosa, AL 35404

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (205) 366-0140

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Security Finance
Loan agency
4.40
5 reviews

Address: 610 Skyland Blvd E, Tuscaloosa, AL 35405

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (205) 344-9227

Website: securityfinance.com/locations/tuscaloosa-al-1816

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Family Credit,Inc.
Loan agency
3.90
4 reviews

Address: 505 Hargrove Rd E Suite 20, Tuscaloosa, AL 35401

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (205) 345-0411

Credit Central
Loan agency
1.70
10 reviews

Address: 2001 Skyland Blvd E Suite C-4, Tuscaloosa, AL 35405

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (205) 345-0363

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Alabama Ag Credit
Loan agency
1.00
1 reviews

Address: 2618 8th St #10, Tuscaloosa, AL 35401

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (205) 247-4475

Website: alabamaagcredit.com/locations/location/tuscaloosa

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Ag Credit Agribusiness Loans Agricultural Credit Agricultural Financial Agricultural Loans Agricultural Operations Buy Land Cash Management Services Construction Loan Credit Card Payments Equipment Loans Farm Credit Farm Loan Financial Advice Financial Management Financial Plan Financial Reports Home Construction Home Construction Loans Home Financing Home Loans Home Mortgages LLoan Calculator LLoans LPurchases Leasing Services Life Insurance Livestock Loans Loan Program Loans Financing Mortgage Lending New Houses Online Banking Personal Loans Poultry Loans Private Mortgage Purchases Loans Real Estate Loans Real Estate Purchases Recreational LLoans Row Crop Loans Rural Home Loans Rural Lending Rural Mortgage Financing Rural Property Loans Short-Term Lending Special Program Telephone Banking Term Financing Term Mortgages Timber Loans Wire Transfers Working Capital Young Beginning & Small Farmer Loans
Alabama Catalog Sales
Check cash

Address: 2603 McFarland Blvd E, Tuscaloosa, AL 35405

Phone Number: +1 (205) 556-2020

Tucker Finance Co Inc
Loan agency

Address: 3010 Skyland Blvd E, Tuscaloosa, AL 35405

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (205) 758-3638

Skyland Finance Inc
Loan agency

Address: 95 Skyland Blvd E, Tuscaloosa, AL 35405

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 342-3638

Dorsey Cliff
Loan agency

Address: 3010 Skyland Blvd E, Tuscaloosa, AL 35405

Phone Number: +1 (205) 556-3637

Alternatives to Short-term Loans in Tuscaloosa

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

Advance America
5.00
13 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Installment Loan

Mariner Finance
4.80
7 reviews

Installment loans are another option for short-term borrowing, offering borrowers a fixed amount of money that is repaid over a set period through scheduled payments. This type of loan typically has lower interest rates compared to credit cards and other revolving credit options. Because payments are spread out evenly over the term of the loan, borrowers can manage their budgets more effectively. Installment loans are suitable for situations where larger sums are required, such as consolidating debt or financing a major purchase.

Best Car Title Loan

TitleBucks Title Loans
5.00
19 reviews

Title loans use the borrower's vehicle title as collateral and are typically characterized by their short repayment terms and high interest rates. The best title loans are those that provide fast access to funds with terms that are fair and competitively priced compared to other title loan offerings. These loans are usually chosen by those who need quick cash and have limited access to other credit sources. However, it's essential to be cautious with title loans, as the risk of losing the vehicle in the event of default is significant. The ideal title loan would have transparent terms, manageable interest rates, and options for working out repayment plans in case of financial hardship.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After securing a short-term loan, individuals can utilize these funds with various local service providers to address urgent needs. For instance, they can cover expenses related to medical treatments, car repairs, legal consultations, funeral arrangements, and purchasing or repairing home appliances. These essential services allow for immediate action and resolution during unexpected or critical situations.

American Restaurant
1200 Hackberry Lane, Tuscaloosa, AL 35401
+1 (205) 758-6520
Car Wash
312 17th Street East, Tuscaloosa, AL 35401
+1 (205) 590-9958
College/University
202 Skyland Boulevard, Tuscaloosa, AL 35405
+1 (205) 759-2576
Community Center
3101 Martin Luther King Junior Boulevard, Tuscaloosa, AL 35401
+1 (205) 562-3215
Concert Hall
9500 College Boulevard, Tuscaloosa, AL 35405
Dentist
621 Helen Keller Boulevard, Tuscaloosa, AL 35404
+1 (205) 633-1900
Doctor
4880 Harkey Lane, Tuscaloosa, AL 35406
+1 (205) 333-8222
Fitness Club & Center
2500 7th Street, Tuscaloosa, AL 35401
+1 (205) 764-5728
Government Office
136 22nd Street North, Tuscaloosa, AL 35406
+1 (205) 752-6049
Hospital for Women and Children
809 University Boulevard East, Tuscaloosa, AL 35401
+1 (205) 759-7241
Library
1801 Jack Warner Parkway, Tuscaloosa, AL 35401
+1 (205) 345-5820
Mobile Phone Shop
730 15th Street East, Tuscaloosa, AL 35401
+1 (205) 366-9124
Motel
3600 McFarland Boulevard East, Tuscaloosa, AL 35405
Museum
620 Greensboro Avenue, Tuscaloosa, AL 35401
+1 (205) 345-9801
Pharmacy
1236 McFarland Boulevard Northeast, Tuscaloosa, AL 35406
+1 (205) 331-4308

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically to be repaid within a short period, ranging from a few weeks to several months. They are ideal for covering unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often based on income and ability to repay rather than just credit scores. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with funds quickly, often within the same day of application approval. It's important to check the approval timeframes with your lender, as it can vary.

How do short-term loans work?

Short-term loans are short-term loans typically due on your next payday. They are often smaller in amount and can be acquired quickly. However, they usually come with high fees and interest rates, so it's important to use them responsibly.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a couple of hundred dollars to a few thousand. Factors such as your income and credit history will also influence the amount.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans, credit union loans, or negotiating payment plans with creditors. These options often come with lower interest rates and more favorable terms than short-term loans.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including fees and interest rates. Ensure that you understand the repayment terms and that you can meet them without compromising your financial stability.

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Tuscaloosa ZIP Codes

35401
35402
35403
35404
35405
35406
35407
35452
35453
35473
35475
35476
35485
35486
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35490