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Best Online Short-term Loans in Anniston

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Anniston

Advance America
Financial institution
5.00
10 reviews

Address: 9 Bill Robinson Pkwy, Anniston, AL 36206

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (256) 820-0018

Website: advanceamerica.net/store-locations/alabama/9-bill-robinson-pkwy-anniston-36206

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Calhoun Finance Company
Loan agency
5.00
10 reviews

Address: 1025 Noble St, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 236-8885

Website: calhounfinancecompany.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Builder Loans Company Servicing Emergency Loans Loans For Medical Bills Mortgage Loan Pawn Loans Payment Plan Personal Loans Rebuild Credit Repayment Plans Same-Day Loans Small Personal Loan Unsecured Loans
World Finance
Loan agency
5.00
10 reviews

Address: 3216 McClellan Blvd, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (256) 235-9099

Website: loansbyworld.com/locations/alabama/anniston/36201/1527

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Security Commercial Finance
Loan agency
5.00
6 reviews

Address: 3210 McClellan Blvd, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (205) 463-3137

Services:

Cash for gift cards Flex loans Installment loans Payday loans Signature loans Account Management Auto Repair Car Repair Consumer Loans Disability Insurance Existing Loan Finance Loan Health Insurance Income Tax Preparation Life Insurance Medical Plan Personal Finance Prepaid Card Small Loans
Covington Credit
Loan agency
5.00
12 reviews

Address: 309 Quintard Ave d, Anniston, AL 36201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 235-3024

Website: heightsfinance.com/loan-office-location/cash-loans-anniston-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Advance Cash Loans
Loan agency
5.00
29 reviews

Address: 501 Quintard Ave # 5, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 235-2222

Website: kinsmithloans.com

Services:

Installment loans Signature loans Car Repairs Consumer Lending Current Loan Loan Origination Personal Loans Senior Loan Simple Loan Small Loan
Anniston Finance
Loan agency
4.30
8 reviews

Address: 1025 Noble St, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 238-4333

Website: annistonfinance.com

Services:

Installment loans Finance Loans New Loan Payment Plans
Mr Money Pawn & Check Cashing
Loan agency

Address: 1117 Noble St, Anniston, AL 36201

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (256) 237-1861

Security Finance
Loan agency
3.70
1 reviews

Address: 309 Quintard Ave APT G, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 240-9770

Website: securityfinance.com/locations/anniston-al-1543

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Family Loan Co
Loan agency
3.40
2 reviews

Address: 1115 Noble St, Anniston, AL 36201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 237-7527

Tower Loan
Loan agency
3.30
3 reviews

Address: 3210 McClellan Blvd, Anniston, AL 36206

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (256) 241-7010

Website: towerloan.com/branch/anniston

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Truist
Bank
3.20
5 reviews

Address: 1111 Quintard Ave, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 237-6621

Website: truist.com/locations

Easy Money
Financial institution
3.20
5 reviews

Address: 2008 Quintard Ave, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (256) 403-2420

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Credit Central
Loan agency
3.00
2 reviews

Address: 831 Quintard Ave, Anniston, AL 36201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 238-1012

Website: creditcentralllc.com

Services:

Business loans Income tax return preparation Installment loans Payday loans Account Servicing Online Loan Application Online Pay Online Payments Online Tax Preparation Quick Loans Tax Loans Traditional Bank Loans Vehicle Repairs
Credit Express Co
Loan agency
1.00
1 reviews

Address: 1025 Noble St # B, Anniston, AL 36201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (256) 236-8885

Cnac
Loan agency

Address: 916 S Quintard Ave, Anniston, AL 36201

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (256) 237-0301

A1 Quik Cash Advance Co
Financial institution

Address: 1110 Quintard Ave, Anniston, AL 36201

Phone Number: +1 (256) 231-2333

Alternatives to Short-term Loans in Anniston

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Silverton Mortgage - Anniston
5.00
5 reviews

Short-term loans are financial instruments designed to address immediate cash needs. For personal loans, which are unsecured and awarded based on creditworthiness, the best option often involves lenders offering competitive interest rates, flexibility in repayment terms, and minimal fees. Online lenders and credit unions are popular choices, as they frequently provide lower rates than traditional banks. They also offer a faster application process, which is particularly important for those in urgent need of funds. Evaluating terms and conditions carefully is essential to ensure the best deal.

Best Installment Loan

Liberty Tax & Loans
0.00
0 reviews

Installment loans are a popular type of short-term credit where borrowers receive a lump sum amount upfront and repay it over a set number of scheduled payments, or installments. Unlike payday loans which are usually due in one payment, installment loans spread out repayment, often making them more manageable for borrowers. They can be used for various purposes, such as debt consolidation, education costs, or home improvement, and typically have a lower interest rate than payday loans. Borrowers benefit from clear timelines and predictable payment amounts, which can help in budgeting and financial planning.

Best Car Title Loan

TitleBucks Title Loans
5.00
17 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Antique/Art Shop
906 Noble Street, Anniston, AL 36201
+1 (256) 236-3741
Car Wash
715 South Quintard Avenue, Anniston, AL 36201
+1 (256) 231-2526
Club & Association
270 East Glade Road, Anniston, AL 36206
+1 (256) 847-1100
College/University
Mulberry Avenue, Anniston, AL 36201
+1 (256) 525-1349
Community Center
1130 Quintard Avenue, Anniston, AL 36201
+1 (256) 237-6741
Dentist
1695 Golden Springs Road, Anniston, AL 36207
+1 (256) 831-1333
Fast Food
2000 Quintard Avenue, Anniston, AL 36201
Fitness Club & Center
3114 McClellan Boulevard, Anniston, AL 36201
+1 (256) 237-4206
Government Office
2200 West 17th Street, Anniston, AL 36201
+1 (256) 231-5082
Hospital for Women and Children
400 East 10th Street, Anniston, AL 36207
+1 (256) 741-6141
Library
108 East 10th Street, Anniston, AL 36201
+1 (256) 237-8501
Local Post Office
267 Town Center Drive, Anniston, AL 36205
+1 (256) 820-6595
Museum
800 Museum Drive, Anniston, AL 36206
+1 (256) 237-6766
Pharmacy
1401 Golden Springs Road, Anniston, AL 36207
+1 (256) 835-5099
Rent-a-Car Facility
4700 Cleghorn Avenue, Anniston, AL 36206
+1 (256) 237-8500

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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Anniston ZIP Codes

36201
36202
36203
36204
36205
36206
36207
36210
36254
36257
36277