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Apply Online for Short-term Loans in Pelham

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Apply Online for Short-term Loans in Pelham

1st Franklin Financial
Loan agency
5.00
10 reviews

Address: 2631 Pelham Pkwy, Pelham, AL 35124

Today's Business Hours: 8:30 AM - 1:30 PM

Phone Number: +1 (205) 621-5846

Website: locations.1ffc.com/al/pelham/2631-pelham-parkway.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Easy Money
Loan agency
4.60
9 reviews

Address: 3536 Pelham Pkwy, Pelham, AL 35124

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (205) 564-7000

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
Easy Money
Loan agency
4.20
6 reviews

Address: 460 Cahaba Valley Rd, Pelham, AL 35124

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (205) 552-0010

Website: ccfi.com/goeasymoney

Services:

Express Loan Financial Solutions Notary Services Tax Preparation Tax Services
OneMain Financial
Loan agency
3.60
10 reviews

Address: 3590A Highway 31 S, Pelham, AL 35124

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (205) 663-0500

Website: onemainfinancial.com/branches/al/pelham/35124/3723

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Holiday Loan Home Improvements Housing Counselors Lending Solutions Loan Calculator Loan Insurance Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Loans Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Acceptance Loan Company, Inc.
Loan agency

Address: 224 Cahaba Valley Rd, Pelham, AL 35124

Phone Number: +1 (855) 500-4741

Services:

Business loans Line of credit Payday loans Signature loans Title loans Auto Loans Consumer Finance Consumer Financial Services Consumer Loans Credit Insurance Customers Financing Disability Insurance Life Insurance Quick Cash Loans Road Service

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, knowing how to effectively use it on essential services can greatly influence your financial planning. Local service providers offer various options where these funds might be allocated to crucial needs like medical bills, car repairs, legal fees, funeral costs, and appliance services. Prioritizing these needs ensures that your loan is used responsibly to meet immediate necessities without derailing your financial stability.

Car Repair and Service
2169 Pelham Parkway, Pelham, AL 35124
+1 (205) 968-1197
Car Wash
252 Yeager Parkway, Pelham, AL 35124
+1 (205) 624-3430
Club & Association
2105 Old Montgomery Highway, Pelham, AL 35124
+1 (205) 982-2664
College/University
Cahaba Valley Parkway North, Pelham, AL 35124
+1 (678) 819-3919
Concert Hall
2969 Pelham Parkway, Pelham, AL 35124
Do-It-Yourself Centers
3191 Pelham Parkway, Pelham, AL 35124
+1 (205) 685-1837
Doctor
Pelham, AL 35124
+1 (205) 621-6411
Fitness Club & Center
1101 Morgan Park Road, Pelham, AL 35124
+1 (205) 983-2345
Government Office
800 Thames Court, Pelham, AL 35124
+1 (205) 620-6424
Hospital
3143 Pelham Parkway, Pelham, AL 35124
+1 (205) 664-3197
Hotel
2235 Pelham Parkway, Pelham, AL 35124
+1 (205) 989-6930
Library
3160 Pelham Parkway, Pelham, AL 35124
+1 (205) 620-6418
Local Post Office
2960 Pelham Parkway, Pelham, AL 35124
+1 (205) 621-3210
Museum
3021 Pelham Parkway, Pelham, AL 35124
+1 (205) 408-2836
Pharmacy
365 Huntley Parkway, Pelham, AL 35124
+1 (205) 620-0691

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

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Pelham ZIP Codes

35007
35043
35124
35242
35244