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Best Online Short-term Loans in Auburn

Struggling with unexpected expenses? Short-term financial strains can cause stress, but you don't have to face them alone. Our Best Cash Advance Short-term Loans are designed to provide quick relief, helping you manage your cash flow without hassles. Say goodbye to the sleepless nights and endless worries. With our easy application process and fast approval, you'll have the funds you need in no time. Experience the freedom that comes with knowing you're covered for life's surprises. Let us be your reliable support for short-term loan solutions.

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Best Online Short-term Loans in Auburn

Force Cash Advance
Loan agency
5.00
5 reviews

Address: 1152 Opelika Rd, Auburn, AL 36830

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (334) 367-5421

Website: forcecashadvance.com/locations/auburn

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Advance Quick Loan Revolving Loans Short-Term Loan Used Car Loan
Always Money
Loan agency

Address: 1311 Opelika Rd, Auburn, AL 36830

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (334) 207-9613

Website: alwaysmoney.com

Services:

Installment loans Payday loans Signature loans Title loans Auto Loan Confidential Loan Consumer Loans Online Loan Online Loan Application
Trust Payday Loans
Loan agency
5.00
5 reviews

Address: 138 W Glenn Ave, Auburn, AL 36830

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (334) 453-5893

Website: trustpl.com/locations/auburn

Services:

Business loans Installment loans Payday loans Signature loans Loans Funding Loans Personal Loans No Credit Check Loans Online Bad Credit Loans Online Personal Loans Personalised Service Quick Cash Loan Short-Term Loan Unsecured Loans
World Finance
Loan agency
5.00
3 reviews

Address: 1716 Opelika Rd Ste 5, Auburn, AL 36830

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (334) 501-9696

Website: loansbyworld.com/locations/alabama/auburn/36830/1510

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Covington Credit
Loan agency
5.00
10 reviews

Address: 1550 Opelika Rd, Auburn, AL 36830

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (334) 821-7034

Website: heightsfinance.com/loan-office-location/cash-loans-auburn-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Trustmark
Bank
2.70
2 reviews

Address: 415 N Dean Rd, Auburn, AL 36830

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (334) 501-2354

Website: trustmark.com/content/trustmark/trustmark/locations/al/auburn.html

Security Finance
Loan agency
1.00
1 reviews

Address: 555 Opelika Rd UNIT 6, Auburn, AL 36830

Phone Number: +1 (334) 502-8394

Services:

Flex loans Installment loans Payday loans Signature loans Account Management Appliance Repair Auto Repair Bond Finance Car Repair Consumer Loans Disability Insurance Electronic Services Existing Loan Financial Solutions Health Insurance Income Tax Preparation Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Security Finance Small Loans Tax Deductions Tax Help

Alternatives to Short-term Loans in Auburn

Short-term loans come in various forms, primarily including personal, installment, and title loans. Personal loans are unsecured and typically used for unforeseen expenses, offering flexibility in terms of use and repayment, but they often come with higher interest rates due to the lack of collateral. Installment loans require regular, scheduled payments and are generally tied to a fixed interest rate, making them predictable and easier to budget for over a specified term. Title loans, on the other hand, are secured loans where the borrower uses their vehicle’s title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid on time. Each of these short-term loan types comes with its own set of benefits and drawbacks, tailored to the borrower's specific financial needs and situations.

Best Personal Loan

Hutson McGraw - Trustmark Bank Mortgage
5.00
10 reviews

Personal loans are a versatile form of short-term borrowing that can be used for a variety of needs, from debt consolidation to home improvements. They typically come with fixed interest rates and set repayment terms, making it easier for borrowers to plan their finances. Many personal loans do not require collateral, which makes them accessible to a wide range of borrowers. However, borrowers need to be mindful of their credit scores, as lenders often determine the interest rates and eligibility based on creditworthiness. This makes personal loans a viable option for individuals looking for predictability and flexibility in managing their financial needs.

Best Installment Loan

Auburn University Credit Union
4.00
4 reviews

Installment loans are another popular type of short-term loan that allows borrowers to repay the loan over a series of scheduled payments. A top choice for installment loans is a peer-to-peer loan, which connects borrowers with individual lenders via an online platform. This option often offers competitive interest rates compared to traditional financial institutions and provides more flexible repayment terms, making it an attractive choice for those with a good credit score seeking manageable monthly payments.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Glass Replacement Shop
116 Bragg Avenue, Auburn, AL 36830
+1 (334) 887-6801
Car Wash
2338 Bent Creek Road, Auburn, AL 36830
+1 (334) 321-0123
Community Center
400 Boykin Street, Auburn, AL 36832
+1 (334) 887-2314
Fitness Club & Center
E Glenn Ave, Auburn, AL 36830
+1 (334) 209-6442
Government Office
207 North Dean Road, Auburn, AL 36830
+1 (334) 501-2961
Hospital
130 West Longleaf Drive, Auburn, AL 36832
+1 (334) 826-5100
Library
749 East Thach Avenue, Auburn, AL 36830
+1 (334) 501-3190
Motel
2145 South College Street, Auburn, AL 36832
Movie Theater
2111 East University Drive, Auburn, AL 36830
+1 (334) 501-0400
Museum
222 East Drake Avenue, Auburn, AL 36830
+1 (334) 501-2963
Pharmacy
North Dean Road, Auburn, AL 36830
+1 (334) 521-0455
Post Office
1550 Opelika Road, Auburn, AL 36830
+1 (334) 466-0555
Rent-a-Car Facility
Opelika Road, Auburn, AL 36830
+1 (334) 329-5004
Shopping Center
Opelika Road, Auburn, AL 36830
+1 (334) 502-6453
Specialist
1543 Professional Parkway, Auburn, AL 36830
+1 (334) 821-9308

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

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Auburn ZIP Codes

36801
36804
36830
36831
36832
36849
36879