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Best Online Short-term Loans in Atmore

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in Atmore

Covington Credit
Loan agency
5.00
10 reviews

Address: 300 E Church St, Atmore, AL 36502

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (251) 265-2499

Website: heightsfinance.com/loan-office-location/cash-loans-atmore-alabama

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Security Finance
Loan agency
5.00
1 reviews

Address: 806 N Main St Suite E, Atmore, AL 36502

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (251) 368-0180

Website: securityfinance.com/locations/atmore-al-1793

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Advance America
Financial institution
5.00
10 reviews

Address: 121 Lindberg Ave Suite B, Atmore, AL 36502

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (251) 368-5964

Website: advanceamerica.net/store-locations/alabama/121-lindberg-ave-suite-b-atmore-36502

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Check Into Cash
Loan agency
4.90
5 reviews

Address: 1314 S Main St, Atmore, AL 36502

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (251) 317-0440

Website: local.checkintocash.com/al/atmore/1314-s-main-street-24302.html

Services:

Bill paying Business check cashing Business loans Cash for gift cards Cashier's checks Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Student loan check cashing Title loans Bad Credit Cash Advance Cash Today Check Into Cash Loans Checking Account Conventional Loans Credit Card Credit Cards Customer Support Dollar Loans Driver's License Easy Loan Fast Cash Advance Fast Cash Loan Fast Online Loans Financial Services Home Improvements Home Loans Identity Verification In Store Cash Loans Loan By Phone Loan Lending Loan Services & Products Loans Funds Medium Term Loan New Loan Online Cash Advance Online Lending Payment Plan Prepaid Card Prepaid Debit Card Quick Cash Refinance Your Loan Registration Loan Retail Loans Secured Loans Short Term Loan Short-Term Loans Single Repayment Loan Small Loan Store Cash Advance Term Lending Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card

Alternatives to Short-term Loans in Atmore

Short-term loans are financial solutions designed to meet immediate needs, usually involving repayment within a short period. Personal short-term loans are unsecured loans typically provided by banks or online lenders, allowing borrowers to use funds for various purposes without specifying their use. Installment loans, on the other hand, enable borrowers to repay the loan amount over a predetermined schedule, offering the flexibility of smaller, manageable payments over time, often with fixed interest rates. Title loans are secured loans where borrowers use their vehicle title as collateral, providing quick access to cash but posing the risk of losing the vehicle if the loan terms are not met. Each type of loan serves specific financial needs while posing distinct advantages and potential risks.

Best Personal Loan

Gilchrist Mortgage Origination
5.00
1 reviews

Short-term loans are financial products designed to be repaid within a relatively short period, typically ranging from a few weeks to a year. These loans are often used by individuals to cover immediate needs or unexpected expenses. One option for the best personal short-term loan is the payday loan. Payday loans are unsecured loans that are usually small in amount and intended to be repaid by the borrower's next payday. They offer quick access to cash but often come with high interest rates and fees.

Loan Regulations in Alabama

Alabama's statewide regulations on short-term loans aim to protect borrowers while allowing them access to quick funds in a regulated environment. In the Heart of Dixie, short-term loan lenders are governed by the Alabama Deferred Presentment Services Act, which stipulates that the maximum loan amount a consumer can borrow is $500. The minimum loan term is set at 10 days, with the maximum term not exceeding 31 days, ensuring that loans are repaid promptly.

Interest rates in Alabama for short-term loans are capped by law, with a maximum APR (Annual Percentage Rate) that lenders are allowed to charge. Additionally, borrowers must be provided with clear and comprehensive terms before entering into a loan agreement, ensuring transparency and informed decision-making.

Eligibility for a short-term loan in Alabama typically requires the borrower to have a valid government-issued ID, proof of income, and an active bank account. Lenders also must follow strict guidelines regarding rollovers and are limited in the number of times a loan can be renewed.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Car Repair and Service
2255 Woods Road, Atmore, AL 36502
+1 (251) 368-5226
Car Wash
1985 Jack Springs Road, Atmore, AL 36502
+1 (251) 368-1122
Club & Association
108 North Wind River Road, Atmore, AL 36502
+1 (251) 368-2205
College/University
6574 Highway 21, Atmore, AL 36502
+1 (251) 368-8118
Community Center
501 South Pensacola Avenue, Atmore, AL 36502
+1 (251) 368-3305
Dentist
109 7th Avenue, Atmore, AL 36502
+1 (251) 368-3559
Fast Food
1225 South Main Street, Atmore, AL 36502
Fitness Club & Center
206 East Church Street, Atmore, AL 36502
+1 (251) 368-7004
General Practitioner
Medical Park Drive, Atmore, AL 36502
+1 (251) 368-6238
Gifts, Cards, Novelties & Souvenirs
1410 East Nashville Avenue, Atmore, AL 36502
+1 (251) 368-2538
Government Office
1306 Highway 31, Atmore, AL 36502
+1 (251) 368-4586
Hospital
8600 East Nashville Avenue, Atmore, AL 36502
+1 (251) 368-9188
Hotel
111 Lakeview Circle, Atmore, AL 36502
+1 (251) 368-1585
Library
700 East Church Street, Atmore, AL 36502
+1 (251) 368-5234
Local Post Office
114 North Main Street, Atmore, AL 36502
+1 (251) 368-2871

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

Find Short-term Loans Near Me

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Atmore ZIP Codes

36502
36503
36504