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Best Online Short-term Loans in Ashland

Say goodbye to unexpected financial stress! When life's surprises throw you a curveball, our Best Cash Advance Short-term Loans are here to help. Many struggle with cash flow issues, unsure where to turn. But don't worry – these short-term loans offer a quick and straightforward solution to your immediate money troubles. No more sleepless nights! Our fast, efficient service can get you the funds you need without hassle. Experience the peace of mind that comes with knowing a solution is just around the corner. Get started today and take control of your financial future with ease!

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Best Online Short-term Loans in Ashland

Eagle Finance
Loan agency
4.90
13 reviews

Address: 246 Russell Rd, Ashland, KY 41101

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (606) 644-0100

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Check Into Cash
Financial institution
4.90
10 reviews

Address: 711 12th St Suite 125, Ashland, KY 41101

Phone Number: +1 (606) 325-1640

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Term Loans
World Finance
Loan agency
4.80
10 reviews

Address: 379 Diederich Blvd, Ashland, KY 41101

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (606) 327-5551

Website: loansbyworld.com/locations/kentucky/ashland/41101/1471

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Cash Express
Loan agency
4.80
1 reviews

Address: 1317 Winchester Ave, Ashland, KY 41101

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (606) 327-1711

Services:

Business loans Cash for gift cards Government benefits check cashing Line of credit Payday loans Payroll check cashing Personal check cashing Tax refund check cashing Cash Advance Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
Advance America
Financial institution
4.10
9 reviews

Address: 726 Greenup Ave, Ashland, KY 41101

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (606) 324-6614

Website: advanceamerica.net/store-locations/kentucky/726-greenup-avenue-ashland-41101

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Plan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Terms Finance Unsecured Loans
Commercial Lending
Loan agency

Address: 1422 Winchester Ave, Ashland, KY 41101

Today's Business Hours: 8:30 AM - 4:00 PM

Phone Number: +1 (606) 326-9419

Assurance Finance Group
Loan agency

Address: 1701 Central Ave, Ashland, KY 41101

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (606) 324-0570

Alternatives to Short-term Loans in Ashland

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

Members Choice Credit Union
5.00
10 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Best Installment Loan

E Z Mortgage
3.70
3 reviews

For installment loans, the best option is often through reputable online lenders or traditional financial institutions that offer flexibility in repayment terms. These loans allow borrowers to repay over a predetermined period with fixed monthly payments, making it easier to manage one's budget. Installment loans are typically used for larger purchases or to consolidate debt, as they often come with lower interest rates than revolving credit options. When selecting an installment loan, evaluating the total cost, including any fees and the annual percentage rate (APR), is important to ensure that it fits within one's financial capabilities.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource when unexpected expenses arise across various local services. They can be utilized for covering medical bills at healthcare providers, addressing urgent car repairs at auto service centers, handling legal fees with law firms, managing funeral costs through local funeral homes, and purchasing or repairing household appliances. Utilizing these loans in such sectors can help individuals meet immediate financial demands effectively.

Club & Association
263 West Central Avenue, Ashland, KY 41101
+1 (606) 324-7017
College/University
1897 Oakview Road, Ashland, KY 41101
+1 (606) 326-0565
Community Center
324 15th Street, Ashland, KY 41101
+1 (606) 324-7323
Concert Hall
1300 Winchester Avenue, Ashland, KY 41101
Dentist
1103 Maple Avenue, Ashland, KY 41101
+1 (606) 329-1457
Doctor
2841 Lexington Avenue, Ashland, KY 41101
+1 (859) 263-3900
Fast Food
2830 Winchester Avenue, Ashland, KY 41101
Fitness Club & Center
4331 Shannon Drive, Ashland, KY 41102
+1 (606) 744-3504
Government Office
1436 Greenup Avenue, Ashland, KY 41101
+1 (606) 327-5457
Hospital
432 16th Street, Ashland, KY 41101
+1 (606) 324-0128
Library
1400 College Drive, Ashland, KY 41101
+1 (606) 326-2169
Motel
3020 Winchester Avenue, Ashland, KY 41101
+1 (606) 325-0776
Movie Theater
10699 US Route 60, Ashland, KY 41102
+1 (606) 922-2267
Museum
Carter Avenue, Ashland, KY 41101
+1 (606) 329-1826
Pharmacy
2116 13th Street, Ashland, KY 41101

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

Find Short-term Loans Near Me

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Ashland ZIP Codes

41101
41102
41105
41114