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Best Online Short-term Loans in Lexington

Struggling with unexpected expenses? It's stressful when surprise costs hit your wallet. That’s where our Best Cash Advance Short-term Loans come in. We understand the financial pressures of unplanned expenses and offer quick and easy solutions. Bypass the lengthy bank processes; our short-term loans are designed to provide immediate financial relief. Get fast cash without the hassle, so you can focus on what truly matters. Discover the ease of addressing financial hiccups with our streamlined service tailored just for you. Let us be the bridge to your financial well-being today!

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Best Online Short-term Loans in Lexington

Fast Bad Credit Loans
Loan agency

Address: 368 S Limestone, Lexington, KY 40508

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (859) 535-9712

Website: fastbcl.com/locations/lexington-ky

Eagle Finance
Loan agency
5.00
31 reviews

Address: 130 W Tiverton Way #100, Lexington, KY 40503

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (859) 305-1020

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
LendNation
Loan agency
4.90
10 reviews

Address: 470 E New Circle Rd suite 8, Lexington, KY 40505

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (859) 252-3811

Website: lendnation.com/location/ky/lexington/462-e-new-circle-road-0330

Services:

Business loans Signature loans Cash Advance Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Pre Paid Debit Cards Short-Term Loans Small Loan
Eagle Finance
Loan agency
4.90
42 reviews

Address: 1620 Old Paris Rd #120, Lexington, KY 40505

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (859) 269-8989

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
LendNation
Loan agency
4.80
10 reviews

Address: 3101 Richmond Rd Ste 314, Lexington, KY 40509

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (859) 268-0826

Website: lendnation.com/location/ky/lexington/3101-richmond-road-0327

Services:

Business loans Signature loans Cash Advance Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Pre Paid Debit Cards Short-Term Loans Small Loan
Advance America
Financial institution
4.80
10 reviews

Address: 1301 Winchester Rd Suite 77, Lexington, KY 40505

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (859) 255-6378

Website: advanceamerica.net/store-locations/kentucky/1301-winchester-rd-suite-77-lexington-40505

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Terms Finance Unsecured Loans
Heights Finance
Loan agency
4.70
10 reviews

Address: 235 Southland Dr, Lexington, KY 40503

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (859) 276-2345

Website: heightsfinance.com/loan-office-location/heights-finance-in-lexington

Check `n Go
Loan agency
4.50
10 reviews

Address: 3063 Richmond Rd Ste C, Lexington, KY 40509

Phone Number: +1 (859) 269-2008

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Applications Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment New Loan Refinance My Loan Retail Loans Short-Term Loan Specialty Finance Store Finance
OneMain Financial
Loan agency
4.10
8 reviews

Address: 126 Towne Center Dr, Lexington, KY 40511

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (859) 246-1453

Website: onemainfinancial.com/branches/ky/lexington/40511/3868

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Disability Insurance Emergency Loans Emergency Loans Moving Loans Existing Loan Family Support Financial Loans Financial Protection And Innovation Funeral Loans Holiday Loan Home Improvements Housing Counselors Lending Solutions Loan Calculator Loan Insurance Loans For Debt Consolidation Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Loans Mortgage Payment Motor Vehicle Motorcycle Loans Moving Loans Online Loan Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Secured Personal Loan Secured Personal Loans Small Loan Tax Returns Total Finance Unsecured Loan Unsecured Loans Unsecured Personal Loan Vacation Loans Wedding Loans
World Finance
Loan agency
4.00
6 reviews

Address: 2909 Richmond Rd Ste 110, Lexington, KY 40509

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (859) 246-3095

Website: loansbyworld.com/locations/kentucky/lexington/40509/1433

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Central Kentucky Ag Credit
Loan agency
3.70
1 reviews

Address: 640 S Broadway, Lexington, KY 40588

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (859) 252-4717

Website: agcreditonline.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Account Services Ag Credit Agricultural Financing Agricultural Lending Agricultural Loans Apply For Financing Appraisal Services Basic Loan Building Credit Buying Or Refinancing Construction Loans Continuing Education Equipment Loans Farm Credit Farm Credit Express Farm Equipment Farm Improvement Loans Farm Operating Farm Operating Loan FarmlLoans Financial Services Fixed Rate Loans Home Loan Program Home Loans Home Loans Home Loans Loans Individual Cash Intermediate Term Loans LPurchases Livestock & Equine Loans Loan Calculator Loan Funds Loan Processing Loan Programs Loan Transactions Loans For Buying Local Lending Local Loan Long Term Loans New Construction Online Loan Online Loan Application Patronage Program Payment Plans Personalized Service Purchasing Land Real Estate Purchase Refinance Remodeling Loan Residential Lending Rural Home Loan Rural Lending Sba Paycheck Protection Program Loans Short Term Operating Loans Short-Term Loans Special Loan Specialized Financing Variable Rate Loans Wire Transfer Young Beginning & Small Farmer Loans
Cumberland Financial Inc
Loan agency

Address: 153 Patchen Dr # 53, Lexington, KY 40517

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (859) 268-3028

Website: cumberlandfinance.com

Check Into Cash
Financial institution
3.30
3 reviews

Address: 524 W New Cir Rd #170, Lexington, KY 40511

Phone Number: +1 (859) 455-8331

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Store Cash Advance Term Loans
Lendmark Financial Services LLC
Loan agency
2.40
10 reviews

Address: 152 W Tiverton Way Suite 110, Lexington, KY 40503

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (859) 335-0187

Website: lendmarkfinancial.com/branches/ky/lexington/40503

Services:

Business loans Installment loans Signature loans Title loans Auto Loans Automobile Loans Estate Planning Home Repair Loan Personal Loans Merchant Finance Online Services Personal Lending Refinance An Existing Loan Unsecured Loan
A To Z Funding Services
Loan agency

Address: 287 Pasadena Dr, Lexington, KY 40503

Phone Number: +1 (859) 277-4744

Bank of Hindman
Loan agency

Address: 1795 Alysheba Way UNIT 6205, Lexington, KY 40509

Today's Business Hours: 8:00 AM - 4:00 PM

Phone Number: +1 (859) 368-9157

Website: bankofhindman.com

Services:

Business loans Installment loans Signature loans Title loans Alternative Financing Auto Loans Cashier's Checks Certificates Of Deposit Commercial Term Loans Construction Loans Current Loan Fixed Rate Mortgages Home Improvement Loans Home Loan Solution Internet Banking Ira Accounts Loan Calculator Loans Personal Loans Mobile Banking Money Market Accounts Mortgage Loan Mortgage Payments Online Banking Online Bill Pay Property Improvements Property Insurance Secured Loan
Mark Hoffman Consultancy Services
Loan agency

Address: 4600 Walnut Creek Dr, Lexington, KY 40509

Phone Number: +1 (859) 982-4234

Green Tree Services LLC
Loan agency

Address: 2347 Sterlington Rd # 100, Lexington, KY 40517

Phone Number: +1 (859) 245-1700

Alternatives to Short-term Loans in Lexington

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Berkshire Hathaway HomeServices de Movellan Properties
5.00
26 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Installment Loan

Bank of the Bluegrass & Trust Co.
4.50
8 reviews

Installment loans are a popular type of short-term credit where borrowers receive a lump sum amount upfront and repay it over a set number of scheduled payments, or installments. Unlike payday loans which are usually due in one payment, installment loans spread out repayment, often making them more manageable for borrowers. They can be used for various purposes, such as debt consolidation, education costs, or home improvement, and typically have a lower interest rate than payday loans. Borrowers benefit from clear timelines and predictable payment amounts, which can help in budgeting and financial planning.

Best Car Title Loan

Simple Cash Title Loans
5.00
5 reviews

Title loans are short-term loans where the borrower uses their vehicle's title as collateral to secure the loan. This type of loan offers quick access to cash, often appealing to those with bad credit. The best title loans have lower interest rates and transparent terms, ensuring the borrower fully understands their repayment obligations. Title lenders often offer flexible payment plans and quick approval processes, but borrowers should be cautious, as defaulting on the loan could result in the loss of their vehicle.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Adventure Sports Facility
501 West 6th Street, Lexington, KY 40508
+1 (859) 492-4287
American Restaurant
2160 Sir Barton Way, Lexington, KY 40509
Car Repair and Service
3000 Pink Pigeon Parkway, Lexington, KY 40509
+1 (859) 252-2834
Car Wash
2637 Richmond Road, Lexington, KY 40509
Club & Association
312 Southland Drive, Lexington, KY 40503
+1 (859) 309-1248
College/University
90 Southport Drive, Lexington, KY 40503
+1 (859) 278-7483
Community Center
Lexington, KY 40502
+1 (859) 278-6072
Computer & Computer Supplies
2931 Richmond Road, Lexington, KY 40509
+1 (859) 237-7462
Concert Hall
161 North Mill Street, Lexington, KY 40507
Dentist
431 Redding Road, Lexington, KY 40517
+1 (859) 266-2149
Doctor
3650 Boston Road, Lexington, KY 40514
+1 (615) 719-0833
Fitness Club & Center
3500 Arbor Drive, Lexington, KY 40517
+1 (859) 245-2675
Hospital
Bob O Link Drive, Lexington, KY 40504
+1 (859) 258-4568
Library
140 East Main Street, Lexington, KY 40507
+1 (859) 231-5504
Motel
2260 Elkhorn Road, Lexington, KY 40505

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

Find Short-term Loans Near Me

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Lexington ZIP Codes

40324
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40502
40503
40504
40505
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40508
40509
40510
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40512
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