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Best Online Short-term Loans in Hopkinsville

Struggling with unexpected expenses? You’re not alone! When immediate financial needs arise, it’s easy to feel overwhelmed. Short-term loans can bridge the gap, offering quick, flexible support when you need it most. Our "Best Cash Advance Short-term Loans" service aims to alleviate your stress by providing fast and reliable solutions tailored to your unique situation. Don’t let short-term cash flow problems hold you back from achieving your goals. Explore our streamlined loan options today and regain control of your finances with confidence and ease. We're here to help you navigate life's little hiccups without a hitch.

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Best Online Short-term Loans in Hopkinsville

Dodge's Money Center
Check cash
5.00
1 reviews

Address: 1204 W 7th St, Hopkinsville, KY 42240

Phone Number: +1 (270) 707-0631

Mariner Finance
Loan agency
5.00
8 reviews

Address: 1223 Skyline Dr, Hopkinsville, KY 42240

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (270) 885-1771

Website: marinerfinance.com/locations/kentucky/mariner-finance-location-in-hopkinsville-ky

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Auto Refinancing Loans Auto Repairs Auto Secured Loan Car Refinancing Consumer Finance Current Loan Debt Consolidation Loan Fha Loans Home Equity Loan Home Home Improvement Loans Home Improvement Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Program Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Rental Assistance Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unsecured Personal Loans Used Car Loans Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Advance America
Financial institution
4.80
10 reviews

Address: 4000 Fort Campbell Blvd Ste. K, Hopkinsville, KY 42240

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (270) 889-0776

Website: advanceamerica.net/store-locations/kentucky/4000-ft-campbell-blvd-ste-k-hopkinsville-42240

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Terms Finance Unsecured Loans
OneMain Financial
Loan agency
4.30
6 reviews

Address: 2781 Fort Campbell Blvd, Hopkinsville, KY 42240

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (270) 885-8408

Website: onemainfinancial.com/branches/ky/hopkinsville/42240/3850

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
ABC Finance Co., Inc.
Loan agency
4.20
7 reviews

Address: 4255 Fort Campbell Blvd, Hopkinsville, KY 42240

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (270) 887-0084

Website: abcfinanceonline.com

Services:

Installment loans Signature loans Title loans Auto Loans Auto Repair Auto Repair Loans Consumer Loans Home Improvement Home Improvement Loans Improvement Loans Loan Application Repair Loans Small Consumer Loans Vacation Loans
Cash Express
Loan agency
3.00
1 reviews

Address: 630 W 7th St, Hopkinsville, KY 42240

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (270) 890-9979

Services:

Business loans Cash for gift cards Government benefits check cashing Line of credit Payday loans Payroll check cashing Personal check cashing Tax refund check cashing Cash Advance Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
Truist
Bank
2.40
10 reviews

Address: 2933 Fort Campbell Blvd, Hopkinsville, KY 42240

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (270) 887-2318

Website: truist.com/locations

Cash Express
Loan agency
2.30
1 reviews

Address: 2514 Fort Campbell Blvd, Hopkinsville, KY 42240

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (270) 886-8337

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card

Alternatives to Short-term Loans in Hopkinsville

Short-term loans come in various forms, primarily including personal, installment, and title loans. Personal loans are unsecured and typically used for unforeseen expenses, offering flexibility in terms of use and repayment, but they often come with higher interest rates due to the lack of collateral. Installment loans require regular, scheduled payments and are generally tied to a fixed interest rate, making them predictable and easier to budget for over a specified term. Title loans, on the other hand, are secured loans where the borrower uses their vehicle’s title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid on time. Each of these short-term loan types comes with its own set of benefits and drawbacks, tailored to the borrower's specific financial needs and situations.

Best Personal Loan

Heights Finance
5.00
14 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Agricultural Supplies
1100 New Industry Lane, Hopkinsville, KY 42240
+1 (270) 887-5881
Bodyshop
4395 Fort Campbell Boulevard, Hopkinsville, KY 42240
+1 (270) 886-9553
Car Wash
2835 Fort Campbell Boulevard, Hopkinsville, KY 42240
+1 (270) 889-9309
Club & Association
1611 East 7th Street, Hopkinsville, KY 42240
+1 (270) 885-3669
College/University
125 North Vine Street, Hopkinsville, KY 42240
+1 (270) 886-1655
Community Center
604 East 2nd Street, Hopkinsville, KY 42240
+1 (270) 886-9734
Dentist
750 West 15th Street, Hopkinsville, KY 42240
+1 (270) 885-3040
Fast Food
3000 Fort Campbell Boulevard, Hopkinsville, KY 42240
Government Office
1700 Canton Street, Hopkinsville, KY 42240
+1 (270) 886-1254
Hospital
300 Clinic Drive, Hopkinsville, KY 42240
+1 (270) 707-4262
Hotel
210 Richard Mills Drive, Hopkinsville, KY 42240
+1 (270) 885-0148
Library
1101 Bethel Street, Hopkinsville, KY 42240
+1 (270) 887-4262
Movie Theater
4000 Fort Campbell Boulevard, Hopkinsville, KY 42240
+1 (270) 887-5900
Museum
217 East 9th Street, Hopkinsville, KY 42240
+1 (270) 887-4270
Rent-a-Car Facility
2305 Fort Campbell Boulevard, Hopkinsville, KY 42240
+1 (270) 885-1200

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically to be repaid within a short period, ranging from a few weeks to several months. They are ideal for covering unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often based on income and ability to repay rather than just credit scores. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with funds quickly, often within the same day of application approval. It's important to check the approval timeframes with your lender, as it can vary.

How do short-term loans work?

Short-term loans are short-term loans typically due on your next payday. They are often smaller in amount and can be acquired quickly. However, they usually come with high fees and interest rates, so it's important to use them responsibly.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a couple of hundred dollars to a few thousand. Factors such as your income and credit history will also influence the amount.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans, credit union loans, or negotiating payment plans with creditors. These options often come with lower interest rates and more favorable terms than short-term loans.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including fees and interest rates. Ensure that you understand the repayment terms and that you can meet them without compromising your financial stability.

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Hopkinsville ZIP Codes

42240
42241
42262
42266