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Best Online Short-term Loans in Mayfield

Strapped for cash and need a quick fix? Short-term loans could be your best solution. Financial surprises can catch anyone off guard, leaving you stressed and uncertain. That’s where our Best Cash Advance Short-term Loans step in to save the day. Get the funds you need without the long wait or complex paperwork. We’re here to provide you with quick, easy, and reliable financial relief when you need it most. Experience seamless service and regain control of your finances today!

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Best Online Short-term Loans in Mayfield

Advance America
Financial institution
5.00
10 reviews

Address: 935 Paris Rd Suite B Suite B, Mayfield, KY 42066

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (270) 247-2188

Website: advanceamerica.net/store-locations/kentucky/935-paris-road-suite-b-mayfield-42066

Nancy's Helping Hand
Check cash

Address: 701 S 6th St, Mayfield, KY 42066

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (270) 251-3100

World Finance
Loan agency
4.90
10 reviews

Address: 1261 Paris Rd, Mayfield, KY 42066

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (270) 247-6129

Website: loansbyworld.com/locations/kentucky/mayfield/42066/1460

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Easy Money Shoppe
Loan agency

Address: 1014 Paris Rd, Mayfield, KY 42066

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (270) 247-2000

Website: easymoneystores.com

Services:

Installment loans Payday loans Title loans Ach Payment Check Cashing Checking Account Money Services Short-Term Loans
Bancorp Consumer Finance
Loan agency

Address: Mayfield, KY 42066

Phone Number: +1 (270) 247-4962

Alternatives to Short-term Loans in Mayfield

Short-term loans are financial instruments designed to provide quick access to funds that require repayment within a short period, often under a year. Personal loans offer flexibility for borrowers to use the funds for various purposes, typically requiring repayment in a structured schedule. Installment loans allow borrowers to repay the amount borrowed in regular, manageable payments over the loan term, making it easier to handle the financial obligation with consistent monthly payments. Title loans, on the other hand, use the borrower's vehicle title as collateral, usually providing fast cash but at the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan serves different financial situations, offering specific advantages and risks that must be carefully considered.

Best Personal Loan

FNB Bank, Inc.
5.00
6 reviews

Short-term loans are financial arrangements designed to be repaid quickly, often within a year, and they can come in various forms depending on the borrower’s needs. One popular option for best personal loans is the unsecured personal loan, which doesn't require collateral and can be used for a variety of personal expenses. These loans typically have fixed interest rates and set terms, making them easily manageable for borrowers who have a good credit score. They provide flexibility and can be a great option for individuals needing quick funds without putting up personal assets as collateral.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Repair and Service
1508 State Route 303, Mayfield, KY 42066
+1 (270) 356-1025
Car Wash
330 Wyatt Drive, Mayfield, KY 42066
+1 (270) 247-6114
Club & Association
1015 State Route 1710, Mayfield, KY 42066
+1 (270) 251-0220
College/University
234 Pioneer Industrial Drive, Mayfield, KY 42066
+1 (270) 247-9633
Community Center
225 West Water Street, Mayfield, KY 42066
+1 (270) 247-3047
Dentist
822 Paris Road, Mayfield, KY 42066
Fast Food
1115 Paris Road, Mayfield, KY 42066
Government Office
2049 Marion Circle, Mayfield, KY 42066
+1 (270) 247-4594
Hospital
1099 Medical Center Circle, Mayfield, KY 42066
+1 (207) 251-4100
Hotel
1100 Links Lane, Mayfield, KY 42066
+1 (270) 247-8899
Library
601 North 17th Street, Mayfield, KY 42066
+1 (270) 247-2911
Mobile Phone Shop
1259 Paris Road, Mayfield, KY 42066
+1 (270) 247-2355
Movie Theater
1102 Paris Road, Mayfield, KY 42066
+1 (270) 251-3583
Museum
120 North 8th Street, Mayfield, KY 42066
Pharmacy
315 West Broadway, Mayfield, KY 42066
+1 (270) 247-3345

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Mayfield ZIP Codes

42066