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Best Online Short-term Loans in Louisville

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Louisville

St. Matthews Investors
Financial institution

Address: 4350 Brownsboro Rd #110, Louisville, KY 40207

Phone Number: +1 (502) 893-4515

Website: st-matthews-investors.business.site

Rocket Payday Loans
Loan agency
5.00
8 reviews

Address: 3121 Preston Hwy, Louisville, KY 40213

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (502) 743-4475

Website: rocketpdl.com/locations/louisville

LendNation
Loan agency
5.00
10 reviews

Address: 7101 Southside Dr, Louisville, KY 40214

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (502) 368-3011

Website: lendnation.com/location/ky/louisville/7101-southside-drive-0334

Services:

Business loans Signature loans Cash Advance Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Pre Paid Debit Cards Short-Term Loans Small Loan
Online Personal Loans
Loan agency

Address: 411 S 4th St, Louisville, KY 40202

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (502) 383-0939

Website: onlineploans.com/locations/louisville

Sharp Personal Loans
Loan agency

Address: 4065 Shelbyville Rd, Louisville, KY 40207

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (502) 892-0595

Website: sharppersonalloans.com/kentucky/louisville

CheckSmart
Loan agency

Address: 5627 Outer Loop, Louisville, KY 40219

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (502) 961-8554

Website: ccfi.com/checksmart

Services:

Bill paying Business check cashing Business loans Business tax preparation Cash for gift cards Cashier's checks Flex loans Government benefits check cashing Installment loans Payday loans Payroll check cashing Personal check cashing Signature loans Student loan check cashing Tax refund check cashing Title loans Express Loan Notary Services Online Apply Prepaid Cards Tax Services Western Union
Quick Cash Loans
Loan agency

Address: 6844 Bardstown Rd # 705, Louisville, KY 40291

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (502) 586-2662

Website: quickcashloanswow.com

Eagle Finance
Loan agency
5.00
20 reviews

Address: 7100 Preston Hwy # 104, Louisville, KY 40219

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (502) 434-5889

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Advance America
Financial institution
4.90
10 reviews

Address: 5510 New Cut Rd, Louisville, KY 40214

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (502) 380-3726

Website: advanceamerica.net/store-locations/kentucky/5510-new-cut-road-louisville-40214

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Emergency Loans Existing Loan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Transfers New Loan Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Terms Finance Unsecured Loans
LendNation
Loan agency
4.90
10 reviews

Address: 2301 Dixie Hwy, Louisville, KY 40216

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (502) 778-9442

Website: lendnation.com/location/ky/louisville/2301-dixie-highway-0325

Services:

Business loans Signature loans Cash Advance Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Pre Paid Debit Cards Short-Term Loans Small Loan
Advance America
Financial institution
4.90
10 reviews

Address: 6754 Bardstown Rd, Louisville, KY 40291

Phone Number: +1 (502) 762-9798

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bank Transfers Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Plan Financial Services Home Improvement Home Loans Loan Applications Loan Refinancing Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Short Term Loan Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Unsecured Loans
LendNation
Loan agency
4.90
10 reviews

Address: 2101 Hikes Ln, Louisville, KY 40218

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (502) 459-1000

Website: lendnation.com/location/ky/louisville/2101-hikes-lane-0331

Services:

Business loans Signature loans Cash Advance Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Pre Paid Debit Cards Short-Term Loans Small Loan
Mariner Finance
Loan agency
4.80
10 reviews

Address: 1850 S Hurstbourne Pkwy Ste. 135, Louisville, KY 40220

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (502) 365-1716

Website: marinerfinance.com/locations/kentucky/mariner-finance-location-in-louisville-ky

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Eagle Finance
Loan agency
4.80
18 reviews

Address: 10363 Dixie Hwy, Louisville, KY 40272

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (502) 935-2300

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Check Into Cash
Financial institution
4.80
10 reviews

Address: 525 N 22nd St C, Louisville, KY 40203

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (502) 776-9046

Website: local.checkintocash.com/us/ky/louisville/525-north-22nd-street-suite-c

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
My Financing USA
Loan agency
4.70
46 reviews

Address: 1205 E Washington St #103, Louisville, KY 40206

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (855) 978-5626

Website: myfinancingusa.com

Services:

Applying For Financing Auto Loans Bad Credit Program Boat And Motorhome Financing Boat And Rv Loans Boat Financing Camper Financing Camper Loans Credit Monitoring Credit Repair Credit Reports Credit Restoration Current Loan Dealership Financing Easy Loan Existing Loans Express Funding Financing Application Financing Boat Loans Financing Camper Loans Financing For Bad Credit Financing Motorhome Loans Financing Online Financing Programs Financing Rv Financing Financing Rv Loans Financing Solutions Flexible Financing Options Flexible Loan Options Get Financing Good Credit Financing Home Loan Program Lending Programs Loan Application Loan Calculator Loan Payment Loan Refinance Loans For People With Bad Credit Loans Online Motor Home Financing Motor Home Loan Motorhome Loans New Loan Owner Financing Personal Loans RV Financing RV Loans Recreational Vehicle Recreational Vehicles Refinance Your Loan Refinancing Options Refinancing Rates Refinancing Rv Financing Roadside Assistance Secure Financing Secured Loans Simple Financing Simple Loan Smaller Loan Student Loan Debt Trailer Financing Trailer Loans Travel Trailer Financing Travel Trailer Loans Typical Financing
OneMain Financial
Loan agency
4.70
10 reviews

Address: 10635 Dixie Hwy, Louisville, KY 40272

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (502) 935-0394

Website: onemainfinancial.com/branches/ky/louisville/40272/491

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Advance America
Financial institution
4.70
10 reviews

Address: 2017-B Brownsboro Rd, Louisville, KY 40206

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (502) 897-9656

Website: advanceamerica.net/store-locations/kentucky/2017-b-brownsboro-rd-louisville-40206

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Terms Finance Unsecured Loans
King Financial Repair
Credit counsel
4.60
26 reviews

Address: 4965 US HWY 42 Suite 1000, Louisville, KY 40222

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (502) 689-1001

Website: kingfinancialrepair.com

Services:

Bankruptcy counseling Business credit services Business loans Credit monitoring Credit repair Credit-related financial consulting Debt management counseling Financial education Home purchase counseling Identity theft protection Mortgage refinance counseling Personal loans #atlanta #creditrepaircompanies #creditreport #firsttimehomebuyer #ifixcredit #ficoscore #creditrepairservice #business #goodcredit #money #tradelines #entrepreneur #finance #fixmycredit #creditcard #mortgage #fixyourcredit #creditmatters #credithelp #creditgoals #bankruptcy #creditrepaircompany #miami #creditkarma #creditrepair #credit #creditscore #creditrestoration #creditrepairservices #financialfreedom #realestate #badcredit #creditrepairtips #mortgagebroker #debtfree #creditrepairspecialist #studentloans #creditcards #credittips #creditispower #businesscredit #loans #realtor #financialliteracy #equifax #success #creditrepairagent #transunion #debt #bhfyp #crediteducation #personalfinance #motivation #businessfunding #homeloans #fico #smallbusiness #realestateagent #creditbuilding #wealth Bad Credit Loans Business Credit Building Program support Business Credit Building funding for your business without personal guarantee Certified Signature Receipt Letters Certified credit expert Consultation- In office 30 minutes Credit Audit Credit Counseling Credit Repair Credit Repair Services Credit score improvement services Home Equity Loans Hourly nondiscounted rate Loan Consolidation Monthly fee Phone Consultation- 5 min Setup thorough Credit Analysis Analyzer of Credit Report Student Loan Consolidation Student loan rehabilitation Student Loan Negotiation
World Finance
Loan agency
4.60
10 reviews

Address: 9158 Taylorsville Rd, Louisville, KY 40299

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (502) 253-0606

Website: loansbyworld.com/locations/kentucky/louisville/40243/1482

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Cash Advances Debt Consolidation Loans Home Improvement Home Repair Loan Applications Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
Roberts CPA Group
Financial institution
4.50
10 reviews

Address: 201 Townepark Cir B-1, Louisville, KY 40243

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (502) 426-0000

Website: louisville-tax.com

Services:

Accounting support Business consulting Business startup services Business tax planning Business tax return preparation Financial advising General bookkeeping IRS audit representation Income tax filing Individual income tax return preparation Individual tax planning New business tax consulting Payroll support Tax planning Tax preparation Tax problem consulting Accountant Reports Accounts Receivable Auto Insurance Auto Loans Bank Reconciliation Bookkeeping System Business Coaching Business Growth Business Insurance Business Issues Business Plan Business Structures Business Transactions Cash Flow Management Cash Flow Projections Cashflow Management Child Tax Credit College Savings Plan Corporate Tax Customize Reports Employment Laws Employment Tax Equipment Purchases Estimated Taxes Federal Income Tax Financial Advice Financial Aid Financial Management General Ledger Management Income Statements Individual Tax Services Investment Options Life Insurance Long-Term Care Management Reports Mergers And Acquisitions Part Time Cfo Personal Property Tax Information Profitability Analysis Quickbooks Setup Quickbooks Training Real Estate Investment Real Estate Investors Real Estate Taxes Retirement Plan Sales Tax Self-Employment Income Setting Up Small Businesses Tax Services Strategic Consulting Student Loans Tax Advice Tax Calculators Tax Consequences Tax Cuts Tax Deductions Tax Filling Tax Firm Tax Form Tax Implications Tax Laws Tax Liability Tax Projections Tax Rates Tax Refunds Tax Savings Strategies Tax Tips Unlimited Consultations Wire Transfers
Advance America
Financial institution
4.50
10 reviews

Address: 3943 Dixie Hwy Suite A Suite A, Louisville, KY 40216

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (502) 447-8411

Website: advanceamerica.net/store-locations/kentucky/3943-dixie-highway-suite-a-louisville-40216

Services:

Flex loans Installment loans Line of credit Microloans Payday loans Signature loans
Game X Change
Financial institution
4.40
37 reviews

Address: 4525 Outer Loop, Louisville, KY 40219

Today's Business Hours: 10:00 AM - 9:00 PM

Phone Number: +1 (502) 290-9238

Website: gogamexchange.com

Services:

Now offering repairs on controllers - PS4 Xbox One Nintendo Switch Get the most cash for your unwanted games all formats consoles handhelds pc gaming new rare titles accessories Disc resurfacing Console setup maintenance We pay cash for movies boxsets anime Blu-ray We pay cash for Vinyl Records CDs Cassette music players We sell record player accessories vinyl record cleaning supplies Get cash for your unwanted mobile phones tablets accessories. All models any year Get cash or store credit for your comic books graphic novels We pay cash for your unwanted TVs home audio mobile audio smart devices cameras smart home smart watches more We buy sell action figures statues rare comics games toys vinyl records Funko Pop Legos Nerf guns Buy or sell trading card games Pokéman Yu-Gi-Oh Magic the Gathering Sports Cards more We pay cash for your guitars amps keyboards We buy sell toys!
Check Into Cash
Financial institution
4.20
10 reviews

Address: 3929 Taylorsville Rd, Louisville, KY 40220

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (502) 451-6412

Website: local.checkintocash.com/us/ky/louisville/3929-taylorsville-road

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Truist
Bank
4.00
2 reviews

Address: 330 Whittington Pkwy, Louisville, KY 40222

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (502) 412-0273

Website: truist.com/locations

Class Act FCU
Credit union
4.00
10 reviews

Address: 3620 Fern Valley Rd, Louisville, KY 40219

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (502) 964-7575

Website: classact.org

CheckSmart
Loan agency
3.40
10 reviews

Address: 3426 Taylor Blvd, Louisville, KY 40215

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (502) 361-9200

Website: ccfi.com/checksmart

Services:

Business check cashing Business loans Business tax preparation Cash for gift cards Flex loans Installment loans Payday loans Signature loans Title loans Express Loan Notary Services Online Apply Prepaid Cards Tax Services Western Union
Core Recoveries
Loan agency

Address: 2600 Eastpoint Pkwy, Louisville, KY 40223

Phone Number: +1 (502) 690-5674

Credit Fair-E
Financial institution
2.70
10 reviews

Address: 2303 Hurstbourne Village Dr Suite 300, Louisville, KY 40299

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (812) 329-5045

Website: creditfaire.com

Mister Money
Check cash
2.40
10 reviews

Address: 3501 Bardstown Rd, Louisville, KY 40218

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (502) 459-5200

Website: firstcash.com

Century Lending
Loan agency

Address: 9931 Corporate Campus Dr #1200, Louisville, KY 40223

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (502) 753-4155

Louisville Affordable Housing Trust Fund
Loan agency

Address: 1469 S 4th St, Louisville, KY 40208

Phone Number: +1 (502) 637-5372

Services:

Business loans Down Payment Assistance Program Housing Development Housing Services New Construction Property Maintenance Tax Preparation
K & N Checks Services
Check cash

Address: 7209 Fegenbush Ln, Louisville, KY 40228

Phone Number: +1 (502) 239-9927

TSYS Merchant Solutions
Loan agency

Address: 12700 Townepark Way # 307, Louisville, KY 40243

Phone Number: +1 (502) 254-6114

Watkins Shelly
Loan agency

Address: 9721 Ormsby Station Rd, Louisville, KY 40223

Phone Number: +1 (502) 238-8645

JG's Financing Resources
Loan agency

Address: 8510 Atrium Dr, Louisville, KY 40220

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (502) 324-7972

Caliber Funding
Financial institution

Address: 301 N Hurstbourne Pkwy, Louisville, KY 40222

Phone Number: +1 (502) 413-2950

Loan Processing Center of Ky
Loan agency

Address: 1941 Bishop Ln # 705, Louisville, KY 40218

Phone Number: +1 (502) 749-4105

Hope Personal Loans
Loan agency

Address: 3280 Taylor Blvd, Louisville, KY 40215

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (502) 281-0891

Website: hopepersonalloans.com/locations/louisville-2

Injury Cash Advance L.L.C.
Financial institution

Address: 3934 Dixie Hwy Suite 510, Louisville, KY 40216

Phone Number: +1 (502) 901-2274

Alternatives to Short-term Loans in Louisville

Short-term loans are financial solutions designed to provide quick funding to individuals in need. Personal short-term loans are unsecured loans that can be used for various purposes, often featuring higher interest rates and shorter repayment periods. Installment loans require borrowers to repay the borrowed amount plus interest through scheduled payments over a set period, making them a more manageable option for those who need some time to pay back the loan. Title loans, on the other hand, use the borrower's vehicle title as collateral and typically come with high interest rates and the risk of losing the vehicle if the loan isn't repaid. Each type serves different financial needs and circumstances, catering to those who may face cash flow challenges or unexpected expenses.

Best Personal Loan

Metro Mortgage Lending, Inc
5.00
15 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Installment Loan

First Fidelity Mortgage, Inc
5.00
10 reviews

Installment loans provide a structured repayment process over a set number of payments, making them an ideal option for borrowers who need a large lump sum that they can pay back gradually. The best installment loans offer fixed interest rates, ensuring that monthly payments remain consistent throughout the loan term. These loans can be secured or unsecured, with secured versions often involving lower interest rates. Installment loans are suitable for a variety of needs, including home improvement, medical expenses, or major purchases, and they generally require proof of income and a satisfactory credit score.

Best Car Title Loan

5 Star Car Title Loans
5.00
10 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, there are several essential services where these funds can be judiciously applied. In the realm of health and well-being, the loan can facilitate payment for unforeseen medical expenses or necessary treatments. It can also cover the costs of urgent car repairs, legal consultations, funeral services, and essential appliance maintenance or replacements, ensuring timely and efficient access to crucial local services.

Car Repair and Service
Gateworth Way, Louisville, KY 40243
Car Wash
3221 Fern Valley Road, Louisville, KY 40213
+1 (502) 969-7200
Club & Association
Waverly Court, Louisville, KY 40206
+1 (502) 235-3998
Community Center
1011 South 1st Street, Louisville, KY 40203
+1 (502) 835-3523
Concert Hall
501 South 4th Street, Louisville, KY 40202
Dentist
4701 Southern Parkway, Louisville, KY 40214
+1 (502) 792-0303
Doctor
3841 Ruckriegel Parkway, Louisville, KY 40299
+1 (502) 791-8700
Fitness Club & Center
2400 Frankfort Avenue, Louisville, KY 40206
+1 (502) 690-2425
Government Office
8252 Port Road, Louisville, KY 40258
+1 (502) 937-9995
Hospital
4209 Outer Loop, Louisville, KY 40219
+1 (502) 498-5100
Library
1 Bellevoir Circle, Louisville, KY 40223
+1 (502) 426-0492
Motel
6121 Airport Hotels Boulevard, Louisville, KY 40213
Movie Theater
410 South 5th Street, Louisville, KY 40202
+1 (502) 566-0390
Museum
1100 Trevilian Way, Louisville, KY 40213
+1 (502) 459-2181
Pharmacy
4014 Dutchmans Lane, Louisville, KY 40207
+1 (502) 894-4464

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

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Louisville ZIP Codes

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