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Best Online Short-term Loans in Florence

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

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Best Online Short-term Loans in Florence

Advance U Cash
Loan agency
4.90
5 reviews

Address: 4997 Houston Rd, Florence, KY 41042

Today's Business Hours: 10:00 AM - 6:00 PM

Website: advanceucash.com

Services:

Payday loans Check Cashing Short Term Loans Term Loans
Advance America
Financial institution
4.70
10 reviews

Address: 7108 Turfway Rd, Florence, KY 41042

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (859) 746-0049

Website: advanceamerica.net/store-locations/kentucky/7108-turfway-road-florence-41042

World Finance
Loan agency
4.60
8 reviews

Address: 1035 Vandercar Way Suite 600, Florence, KY 41042

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (859) 918-5007

Website: loansbyworld.com/locations/kentucky/florence/41042/1487

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Jeff Wyler Honda in Florence Service
Financial institution
4.50
10 reviews

Address: 949 Burlington Pike, Florence, KY 41042

Today's Business Hours: 7:00 AM - 8:00 PM

Phone Number: +1 (859) 479-2463

Website: jeffwylerflorencehonda.com/service-department2.htm

Services:

A/C installation & repair Air & cabin filter replacement Air conditioning Auto detailing Auto engine diagnostic Auto engine tuning Auto glass repair Auto interior vacuuming Auto maintenance Battery Body & Trim Brakes Car waxing Carburetor cleaning Electrical Electrical repair Engine repair Exhaust General repairs & maintenance Oil change Steering & suspension repair Tire rotations Tires Transmission Transmission repair Transmission replacement Vehicle Inspection Vehicle safety inspection Wheel alignment Auto Repair Specialists Body Shop Car Loans Car Service And Repair Common Repairs Custom Wheels Drive Belt Fluid Levels Free 27 Point Vehicle Inspection Free Estimate Free Shuttle Honda Maintenance Honda Repair Maintenance Checks Mechanic Technicians Recommended Maintenance Reminder Services Repair Schedule Safety Recall Scheduled Maintenance Service Call Timing Belt Replacement Tune-Ups Used Inventory Vehicle Loan
Mariner Finance
Loan agency
4.10
10 reviews

Address: 4971 Houston Rd, Florence, KY 41042

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (859) 282-1145

Website: marinerfinance.com/locations/kentucky/mariner-finance-location-in-florence-ky

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
CheckSmart
Loan agency
3.50
10 reviews

Address: 8459-D US-42, Florence, KY 41042

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (859) 647-7500

Website: ccfi.com/checksmart

Services:

Bill paying Business check cashing Business loans Business tax preparation Cash for gift cards Cashier's checks Direct deposits Government benefits check cashing Money orders Money transfers Payday loans Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Express Loan Notary Services Online Apply Prepaid Cards Prepaid Debit Cards Tax Preparation Tax Services Western Union
Truist
Bank
2.40
10 reviews

Address: 330 Mt Zion Rd, Florence, KY 41042

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (859) 282-2810

Website: truist.com/locations

Landmark Funding Inc
Loan agency

Address: 7199 Turfway Rd, Florence, KY 41042

Phone Number: +1 (859) 282-2607

Check Advance
Bank

Address: 7105 Dixie Hwy, Florence, KY 41042

Phone Number: +1 (859) 371-7274

Website: lifedoeshappen.com

Alternatives to Short-term Loans in Florence

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

Gold Financial Services
5.00
10 reviews

Short-term personal loans are designed for individuals needing quick access to funds for personal expenses. They usually have a short repayment period, often ranging from a few weeks to a year. These loans are generally unsecured, meaning they don't require collateral, but as a result, they may come with higher interest rates compared to secured loans. Ideal for unexpected expenses or small cash flow needs, they provide flexibility and ease, making them a popular choice for those who can repay the loan quickly.

Best Installment Loan

Central Bank & Trust Co.
4.40
6 reviews

Installment loans are short-term loans that are repaid over a set period through regular monthly payments. These loans can be used for a variety of purposes, such as consolidating debt, making a significant purchase, or covering unforeseen expenses. They offer borrowers the benefit of predictable payment schedules, which can help with budgeting and financial planning. Due to their structured nature, installment loans are generally more manageable than other short-term borrowing options.

Best Car Title Loan

5 Star Car Title Loans
5.00
1 reviews

Title loans offer a unique option for borrowers who own a vehicle and need quick access to cash. A popular choice in this category involves using the borrower's car title as collateral, allowing them to borrow money based on the car's value. While these loans provide rapid access to funds, they come with significant risks, including high interest rates and the potential loss of the vehicle if the loan is not repaid. Title loans tend to appeal to those who need immediate financial assistance and have no other credit options available, but they should approach this type of loan with caution, ensuring they understand the terms and have a solid repayment plan.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Bodyshop
8519 US Highway 42, Florence, KY 41042
+1 (859) 647-0230
Car Wash
8720 Bankers Street, Florence, KY 41042
+1 (859) 371-5205
Club & Association
7950 Freedom Way, Florence, KY 41042
+1 (859) 594-4487
College/University
Technology Way, Florence, KY 41042
+1 (859) 441-4500
Concert Hall
7860 Mall Road, Florence, KY 41042
Dentist
1481 Cavalry Drive, Florence, KY 41042
+1 (859) 371-8080
Doctor
7370 Turfway Road, Florence, KY 41042
+1 (859) 341-6281
Fitness Club & Center
8537 US Highway 42, Florence, KY 41042
+1 (859) 667-4552
Government Office
411 Mount Zion Road, Florence, KY 41042
+1 (859) 538-5183
Hospital
4900 Houston Road, Florence, KY 41042
+1 (859) 212-5200
Hotel
7905 Freedom Way, Florence, KY 41042
+1 (859) 980-1700
Library
7425 US Highway 42, Florence, KY 41042
+1 (859) 342-2665
Local Post Office
7101 Turfway Road, Florence, KY 41042
+1 (859) 371-8922
Mobile Phone Shop
7533 Mall Road, Florence, KY 41042
+1 (859) 525-7767
Movie Theater
7860 Mall Circle Road, Florence, KY 41042
+1 (859) 282-6619

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Florence ZIP Codes

41018
41022
41042
41091