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Best Online Short-term Loans in Frankfort

Need fast cash to tackle unexpected expenses? Short-term loans from "Best Cash Advance" are your go-to solution! When sudden financial hurdles arise, it can be overwhelming. Let that stress melt away with our quick and reliable short-term loan services. Our user-friendly process ensures you get the cash you need—right when you need it. Trust "Best Cash Advance" to help you bridge financial gaps effortlessly. Apply today and regain control of your finances with ease!

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Best Online Short-term Loans in Frankfort

Advance America
Financial institution
5.00
9 reviews

Address: 502 Eastwood Shopping Center, Frankfort, KY 40601

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (502) 695-2220

Website: advanceamerica.net/store-locations/kentucky/502-eastwood-shopping-center-frankfort-40601

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 14 Days Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Terms Finance Unsecured Loans
Fast Payday Loans
Loan agency
4.90
16 reviews

Address: 1230 US-127 STE 1, Frankfort, KY 40601

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (502) 875-1474

Website: fastpaydayloansofkentuckyllc.com/kentucky-payday-loan-locations/ky0826/1230-highway-127-suite-1/frankfort/ky/40601

Services:

Payday loans Emergency Cash Loans Emergency Loans House Repairs Internet Access Llc Loan Loans For Medical Bills Loans For Students Loans for Bad Credit Low Credit Loans Low Income Loans Personal Loans Pet Care Loans Preferred Loan Short Term Loan Small Loans Traditional Bank Loans
World Finance
Loan agency
4.30
10 reviews

Address: 949 Louisville Rd A, Frankfort, KY 40601

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (502) 227-9227

Website: loansbyworld.com/locations/kentucky/frankfort/40601/1441

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
American Founders Loan Corporation
Loan agency

Address: 938 Louisville Rd # 201, Frankfort, KY 40601

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (502) 226-6169

Alternatives to Short-term Loans in Frankfort

Short-term loans encompass a variety of financial solutions designed to address immediate borrowing needs. Personal loans offer unsecured, flexible borrowing options typically repaid in installments over a few months, making them suitable for unexpected expenses. Installment loans involve borrowing a set amount of money and repaying it over a scheduled period in equal payments, providing predictability in budgeting. Title loans are secured loans where borrowers use their vehicle title as collateral, allowing access to funds while still using the vehicle, but they carry the risk of repossession if payments are not met. Each type serves different financial situations, emphasizing the importance of considering terms, interest rates, and repayment obligations.

Best Personal Loan

Simple Cash Title Loans
5.00
3 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Best Installment Loan

Central Kentucky Ag Credit
0.00
0 reviews

Installment loans are another type of short-term loan ideal for individuals who need a larger amount of money and prefer to spread the repayment over several months or years. These loans offer borrowers the flexibility of a longer repayment period compared to payday loans, which must typically be repaid in full by the next payday. Installment loans come with fixed regular payments and are available from traditional and online lenders, with varying interest rates based on credit scores and loan terms. They are often used for debt consolidation, auto repairs, or significant expenses.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized to cover essential expenses from various local service providers, ensuring the swift resolution of urgent needs. For instance, these funds can address medical bills, offer financial relief for necessary legal services, or facilitate car repairs. Additionally, the loan can be allocated towards urgent funeral costs or essential appliance repairs, providing much-needed support in times of immediate financial pressure.

Car Glass Replacement Shop
301 Versailles Road, Frankfort, KY 40601
+1 (859) 518-8856
Club & Association
308 Ann Street, Frankfort, KY 40601
+1 (502) 223-3492
College/University
484 Chenault Road, Frankfort, KY 40601
+1 (502) 695-5007
Community Center
2225 Lawrenceburg Road, Frankfort, KY 40601
+1 (502) 385-0348
Dentist
200 Kings Daughters Drive, Frankfort, KY 40601
+1 (502) 223-7950
Fast Food
1411 Versailles Road, Frankfort, KY 40601
Fitness Club & Center
105 Locust Lane, Frankfort, KY 40601
+1 (502) 682-3960
Government Office
315 Ewing Street, Frankfort, KY 40601
+1 (502) 875-8653
Hospital
101 Kings Daughters Drive, Frankfort, KY 40601
+1 (502) 227-8200
Hotel
1000 Vandalay Drive, Frankfort, KY 40601
+1 (502) 352-4650
Movie Theater
161 Franklin Square Shopping Center, Frankfort, KY 40601
+1 (502) 875-9000
Museum
325 Ann Street, Frankfort, KY 40601
+1 (502) 696-9127
Post Office
1303 US Highway 127 South, Frankfort, KY 40601
+1 (502) 875-3366
Rent-a-Car Facility
973 Taylor Road, Frankfort, KY 40601
+1 (502) 695-2475
Shop
113 Fortune Drive, Frankfort, KY 40601
+1 (502) 695-0536

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

Find Short-term Loans Near Me

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Frankfort ZIP Codes

40601
40602
40603
40604
40618
40619
40620
40621
40622