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Best Online Short-term Loans in Elizabethtown

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Elizabethtown

Eagle Finance
Loan agency
5.00
24 reviews

Address: 790 N Dixie Hwy #100, Elizabethtown, KY 42701

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (270) 769-0055

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Advance America
Financial institution
5.00
34 reviews

Address: 541 W Dixie Ave, Elizabethtown, KY 42701

Phone Number: +1 (270) 234-8551

Services:

Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Bank Transfers Consumers Loans Credit Counseling Debt Management Dollar Loans Emergency Loans Financial Services Home Improvement Home Loans Money Loans Money Order Services Money Transfer Services Moneygram® Services New Loan Online Cash Advances Online Lending Online Personal Loan Prepaid Cards Quick Loan Refinance Loan Revolving Credit Secured Loans Single Repayment Loan Small Loans Term Lending Term Loans Unsecured Loans Vehicle Insurance
Advance Cash America No 02119
Check cash
5.00
5 reviews

Address: 514 W Dixie Ave, Elizabethtown, KY 42701

Phone Number: +1 (270) 234-0268

Heights Finance
Loan agency
4.90
10 reviews

Address: 2410 Ring Rd, Elizabethtown, KY 42701

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (270) 360-0084

Website: heightsfinance.com/loan-office-location/heights-finance-in-elizabethtown

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan Secured Borrowing Student Loans Unsecured Borrowing Vehicle Financing
Fast Payday Loans
Loan agency
4.70
10 reviews

Address: 407 W Dixie Ave, Elizabethtown, KY 42701

Phone Number: +1 (270) 765-3302

Services:

Microloans Payday loans Signature loans Title loans Car Repairs Cash Advance Personal Loans Preferred Loan Short Term Loan Traditional Loan
World Finance
Loan agency
4.70
10 reviews

Address: 4111 N Dixie Hwy Suite 100, Elizabethtown, KY 42701

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (270) 360-0106

Website: loansbyworld.com/locations/kentucky/elizabethtown/42701/1446

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Republic Finance
Loan agency
3.20
3 reviews

Address: 1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (270) 234-8000

Website: locations.republicfinance.com/republic-finance-e3d4ef24c84b

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Microloans Auto Insurance Auto Repairs Auto Secured Loan Automobile Loan Bill Consolidation Loans Car Maintenance Car Repairs Consumer Credit Consumer Finance Consumer Loans Corporate Finance Credit Insurance Current Loans Customers Finance Debt Settlements Emergency Loans Existing Loans Financial Assistance Fixed Rate Financing Flexible Spending Accounts Full Financial Holiday Cash Holiday Loan Home Improvement Loan Home Repairs K 12 School Expense Loan Loan Funds Loan Payments Loan Personal Loan Loan Refinance New Loan Options Online Loan Application Online Personal Loan Payment Processing Payment Transfer Personal Finance Project Management Refinancing Option Repayment Plan Repayment Plans Sales Finance Secured Personal Loans Small Loan Specialty Finance Standard Loan Strategic Plans Unsecured Loan Vacation Loan Vehicle Refinancing

Alternatives to Short-term Loans in Elizabethtown

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

United Residential Mortgage
5.00
19 reviews

Personal loans are a popular type of short-term borrowing option for individuals who need immediate funds. These loans typically require no collateral, making them an unsecured option for borrowers. They are suitable for covering emergency expenses, consolidating debt, or financing home improvements. Most lenders offer flexible terms, usually ranging from a few months to a couple of years, with interest rates that are lower than payday loans but higher than traditional long-term loans. The best personal loan depends on your credit score, income, and ability to repay, but lenders like SoFi and Marcus by Goldman Sachs are often regarded as offering competitive terms and excellent customer service.

Best Installment Loan

Cash Express
2.60
5 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Pinkham Lincoln Automotive Parts
3.80
0 reviews

Title loans, which use the borrower's vehicle title as collateral, are another type of short-term loan, typically chosen by those who need quick cash and may not have another borrowing option due to poor credit. One of the best and widely used options for title loans is the single-payment title loan. In this type, borrowers provide the title of their vehicle and receive a loan amount that is a percentage of their car’s value. While these loans offer an easy and fast approval process, they come with high-interest rates and the risk of losing the vehicle if the loan is not repaid on time. Borrowers should ensure they can meet the repayment terms before opting for this type of loan.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

American Restaurant
2008 North Mulberry Street, Elizabethtown, KY 42701
+1 (270) 765-4164
Bodyshop
220 Corporate Drive, Elizabethtown, KY 42701
+1 (270) 737-8498
Car Wash
3654 Rineyville Road, Elizabethtown, KY 42701
+1 (270) 737-8746
Club & Association
217 Peterson Drive, Elizabethtown, KY 42701
+1 (270) 769-1246
College/University
620 College Street Road, Elizabethtown, KY 42701
+1 (270) 766-5133
Community Center
421 West Poplar Street, Elizabethtown, KY 42701
+1 (270) 982-2909
Concert Hall
384 W A. Jenkins Road, Elizabethtown, KY 42701
Construction Material & Equipment
1205 North Dixie Highway, Elizabethtown, KY 42701
+1 (270) 737-3033
Dentist
611 West Poplar Street, Elizabethtown, KY 42701
+1 (270) 769-1622
Fitness Club & Center
120 Window Lane, Elizabethtown, KY 42701
+1 (270) 766-1119
Government Office
200 West Dixie Avenue, Elizabethtown, KY 42701
+1 (270) 765-6121
Hospital for Women and Children
134 Heartland Drive, Elizabethtown, KY 42701
+1 (270) 769-3100
Library
600 College Street Road, Elizabethtown, KY 42701
+1 (270) 706-8576
Local Post Office
1705 North Dixie Highway, Elizabethtown, KY 42701
+1 (877) 889-2457
Motel
1042 Commerce Drive, Elizabethtown, KY 42701

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

Find Short-term Loans Near Me

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Elizabethtown ZIP Codes

40162
42701
42702
42724