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Best Online Short-term Loans in Pikeville

Need cash fast? Life's unexpected expenses can shake up your plans. Short-term loans might just be the quick fix you seek. When emergencies disrupt your flow, the stress can feel overwhelming. Our "Best Cash Advance Short-term Loans" service provides a lifeline, offering financial relief when you need it most. Designed with your urgency in mind, we ensure a smooth process and swift turnaround. So, say goodbye to sleepless nights and let us handle the rest. Experience the peace of mind that our short-term loans can bring, and reclaim control over your finances today!

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Best Online Short-term Loans in Pikeville

Lendmark Financial Services LLC
Loan agency
5.00
3 reviews

Address: 3921 N Mayo Trail, Pikeville, KY 41501

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (606) 433-0227

Website: lendmarkfinancial.com/branches/ky/pikeville/41501-3202

Services:

Business loans Installment loans Signature loans Title loans Auto Purchase Auto Repair Loan Automobile Loans Bill Consolidation Estate Planning Home Repair Loan Personal Loans Merchant Finance Online Services Personal Lending Refinance An Existing Loan Unsecured Loan
Ky Check Advance
Check cash
5.00
1 reviews

Address: 96 Power Dr, Pikeville, KY 41501

Today's Business Hours: 8:30 AM - 5:45 PM

Phone Number: +1 (606) 437-9100

Services:

Payday loans
Eagle Finance
Loan agency
4.90
11 reviews

Address: 274 Cassady Blvd, Pikeville, KY 41501

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (606) 727-5000

Website: eagle.com/locations

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Mariner Finance
Loan agency
4.60
9 reviews

Address: 81 Weddington Branch Rd, Pikeville, KY 41501

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (606) 432-2563

Website: marinerfinance.com/locations/kentucky/mariner-finance-location-in-pikeville-ky

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinance Auto Refinancing Loans Auto Repairs Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Cash Express
Loan agency

Address: 4065 N Mayo Trail, Pikeville, KY 41501

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (606) 437-1622

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Title loans Cash For Gold Cash Today Client Services Community Support Credit Card Financial Literacy Financial Solution Home Services Mobile Banking New Loan Pawn Loans Prepaid Card
HLT Check Exchange
Loan agency

Address: 103 Weddington Branch Rd, Pikeville, KY 41501

Phone Number: +1 (606) 432-1514

Cash In Hand
Check cash

Address: 180 Town Mountain Rd Ste 112, Pikeville, KY 41501

Phone Number: +1 (606) 437-4308

Alternatives to Short-term Loans in Pikeville

Short-term loans are financial products designed to provide immediate cash with a short repayment period. For personal loans, borrowers typically receive a lump sum which they must repay over a short duration, usually with higher interest rates. Installment loans, on the other hand, allow borrowers to receive a set amount of money which is then paid back in scheduled installments over a set period, often providing a slightly more flexible repayment option. Title loans require the borrower to use their vehicle title as collateral, granting the lender rights to the vehicle if the loan is not repaid; these loans typically offer quick access to funds but come with significant risk of losing one's vehicle.

Best Personal Loan

Advance America
5.00
7 reviews

Personal loans are a flexible type of short-term loan that can be used for a variety of purposes such as consolidating debt, covering unexpected expenses, or funding a major purchase. These loans are typically unsecured, meaning they don’t require collateral, and are offered by banks, credit unions, and online lenders. One of the best personal loans, known for competitive interest rates and flexible terms, is offered by SoFi. SoFi provides low fees and perks like unemployment protection, making it a popular choice for those seeking flexible short-term financing.

Best Installment Loan

U.S. Bank-Tonya Chaney-Mortgage Loan Officer
0.00
0 reviews

Installment loans are a popular choice for short-term financing as they allow borrowers to repay in fixed installments over a set period. This type of loan offers predictability with scheduled payments, helping manage budgets effectively. The loan duration can be a few months to a couple of years, with interest rates and terms varying by lender. For those who need a more structured repayment plan, installment loans provide the convenience of stable payments and can improve credit scores with timely payments.

Loan Regulations in Kentucky

In Kentucky, the regulations governing short-term loans are designed to protect consumers while providing them with access to quick cash for short-term needs. The state permits a maximum short-term loan amount of $500, with a loan term that can extend up to 60 days, offering flexibility beyond the typical 30-day period found in many other states. Interest rates and fees are regulated, with Kentucky law stipulating a maximum fee of $15 per $100 borrowed, plus a $1 database fee.

This regulation helps in keeping the costs transparent and manageable for borrowers. To be eligible for these loans, applicants generally need to demonstrate proof of income, have a valid bank account, and meet other standard requirements. These regulations in Kentucky are implemented state-wide, ensuring that all short-term loan transactions are conducted under consistent and fair practices, thereby protecting consumers from potentially predatory lending while still providing them with necessary short-term financial solutions.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Accessories
320 North Mayo Trail, Pikeville, KY 41501
+1 (606) 437-7902
Car Wash
204 South Mayo Trail, Pikeville, KY 41501
+1 (606) 432-2545
Club & Association
137 Main Street, Pikeville, KY 41501
+1 (606) 432-9737
College/University
128 Kilgore Lane, Pikeville, KY 41501
+1 (606) 432-6602
Dentist
126 Williams Drive, Pikeville, KY 41501
+1 (606) 437-6230
Fast Food
110 S Mayo Trl, Pikeville, KY 41501
Fitness Club & Center
104 Chloe Road, Pikeville, KY 41501
+1 (606) 437-5125
Government Office
304 Island Creek Road, Pikeville, KY 41501
+1 (606) 432-9476
Hospital
231 Hibbard Street, Pikeville, KY 41501
+1 (606) 218-3592
Hotel
123 Alexandra Drive, Pikeville, KY 41501
+1 (606) 433-0888
Library
147 Sycamore Street, Pikeville, KY 41501
+1 (606) 218-5605
Local Post Office
2730 Kewanee Road, Pikeville, KY 41501
+1 (800) 275-8777
Movie Theater
214 South Riverfill Road, Pikeville, KY 41501
+1 (606) 432-2957
Museum
172 Pike Street, Pikeville, KY 41501
Newsagents & Tobacconists
233 Cassidy Boulevard, Pikeville, KY 41501
+1 (606) 766-8273

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to funds for a temporary financial need. They are often easier to qualify for than traditional loans and typically have shorter repayment terms, often ranging from a few weeks to several months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more flexible credit requirements, which can make them accessible to those who may not qualify for other types of financing. However, it's important to note that these loans may come with higher interest rates due to the increased risk to the lender.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the approval and disbursement of funds occur on the same day of application. These loans are particularly beneficial for individuals who need immediate financial assistance for emergencies or unexpected expenses.

How Do Short-term Loans Work?

Short-term loans are short-term loans that provide small amounts of money and are typically due on your next payday. These loans are often used for emergency expenses, and the repayment is usually expected in one lump sum. Short-term loans are known for their quick processing times but often come with higher fees and interest rates.

What Are the Eligibility Criteria for Short-Term Loans?

Eligibility criteria for short-term loans can vary by lender, but commonly include being at least 18 years old, having a steady source of income, possessing an active checking account, and providing a valid ID. Some lenders may also evaluate credit scores, although many are willing to work with bad-credit applicants.

How Fast Can I Receive Funds from a Short-Term Loan?

Funds from a short-term loan can often be received as quickly as the same day or within a few business days, depending on the lender and the time of application. Online lenders tend to provide faster turnaround times than traditional financial institutions.

Are There Risks Associated with Short-Term Loans?

Yes, short-term loans can come with several risks, including high interest rates, short repayment terms, and significant penalties for late or missed payments. It's important to fully understand the terms and conditions of the loan before agreeing, and ensure that you can reasonably meet the repayment obligations.

Find Short-term Loans Near Me

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Pikeville ZIP Codes

41501
41502