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Best Online Short-term Loans in Auburn

Need quick cash to tackle urgent expenses? You're not alone! Many face unexpected financial hurdles. Short-term loans provide the swift relief you need. Juggling bills and emergencies can be stressful—let us ease that burden. Our Best Cash Advance Short-term Loans offer a fast, hassle-free solution to your immediate cash needs. No complicated processes or lengthy waits, just straightforward access to the funds you need, when you need them. Say goodbye to financial stress and hello to peace of mind today!

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Best Online Short-term Loans in Auburn

Advance America
Financial institution
5.00
6 reviews

Address: 2284 Grass Valley Hwy, Auburn, CA 95603

Phone Number: +1 (530) 885-9063

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bank Transfers Consumers Loans Credit Counseling Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Home Loans Money Orders Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Overdraft Protection Loans Personal Finances Refinance Loan Short Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Wire Transfer
Check Into Cash
Financial institution
4.40
10 reviews

Address: 2545 Bell Rd, Auburn, CA 95603

Phone Number: +1 (530) 888-9160

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Registration Loan Registration Loans Retail Loans Small Loan Term Loan
Plumas Bank SBA Loan Office (not a full service branch)
Loan agency

Address: 11641 Blocker Dr Suite 140, Auburn, CA 95603

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (530) 889-8616

Website: plumasbank.com

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Accident Insurance Accounts Receivable Ag Lending Services Agricultural Loans Auto Loans Automotive Repair Bank Accounts Cash Withdrawals Checking Accounts Client Service Commercial Accounts Commercial Real Estate Loans Credit Card Processing Debit Cards Deposit Accounts Funds Transfer Home Repair Insurance Planning Internet Access Investment Advisory Services Lender Program Loans Online Local Loan Merchant Processing Mobile Banking Money Market Account Online Banking Services Other Vehicle Loans Overdraft Protection Pay Personal Loan Paycheck Protection Program Personal Banking Personal Checking Personal Credit Card Ppp Loan Refinance Commercial Property Retirement Accounts Retirement Planning Savings Accounts Savings Secured Loans Special Events Special Program Tax Advisor Tech Support Wire Transfers

Alternatives to Short-term Loans in Auburn

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

Ryan Rivera Team at Finance of America Mortgage
5.00
10 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Repair and Service
1458 Canal Street, Auburn, CA 95603
+1 (530) 823-6665
Car Wash
355 Nevada Street, Auburn, CA 95603
+1 (530) 889-0825
Club & Association
457 Grass Valley Highway, Auburn, CA 95603
+1 (530) 889-2972
College/University
390 Finley Street, Auburn, CA 95603
+1 (530) 885-8585
Community Center
11899 Edgewood Road, Auburn, CA 95603
+1 (530) 885-3904
Concert Hall
985 Lincoln Way, Auburn, CA 95603
Do-It-Yourself Centers
11755 Willow Creek Drive, Auburn, CA 95603
+1 (530) 889-9810
Doctor
185 Cherry Avenue, Auburn, CA 95603
+1 (530) 885-5908
Government Office
13626 New Airport Road, Auburn, CA 95602
+1 (530) 888-8174
Hospital
11815 Education Street, Auburn, CA 95602
+1 (530) 888-4500
Hotel
1875 Auburn Ravine Road, Auburn, CA 95603
Library
350 Nevada Street, Auburn, CA 95603
+1 (530) 886-4500
Movie Theater
500 Nevada Street, Auburn, CA 95603
+1 (530) 745-0156
Museum
218 Washington Street, Auburn, CA 95603
+1 (530) 887-9150
Pharmacy
2805 Bell Road, Auburn, CA 95603
+1 (530) 823-8125

FAQ

What is a Short-Term Loan?

A short-term loan is a type of credit that is usually repaid within a year. These loans are designed to cover immediate financial needs and can be approved quickly, sometimes on the same day. They are ideal for emergencies or situations where waiting for funds isn't an option.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders offer products specifically tailored for individuals with poor credit scores. However, these loans often come with higher interest rates and fees, so it's important to compare options thoroughly before proceeding.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and release of funds happen within the same day. These loans are particularly useful in emergencies where funds are needed immediately. However, they may come with higher interest rates due to the quick processing time involved.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on your income. Typically due on your next payday, they are generally used to cover immediate financial gaps. Due to their high interest rates and fees, they should be considered only as a last resort for short-term financial needs.

What Are the Risks of Short-Term Loans?

Short-term loans can be useful for quick cash but come with disadvantages. They often carry high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's crucial to read the terms carefully and ensure you can meet the repayment schedule to avoid financial difficulties.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan typically ranges from a few hundred to several thousand dollars, depending on the lender and your financial situation. For short-term loans specifically, the loan amount is usually smaller and may be determined by your monthly income.

Do I Need Collateral for a Short-Term Loan?

Most short-term loans, particularly short-term loans, are unsecured, meaning they do not require collateral. However, some lenders may offer secured short-term loans for those with poor credit scores. In these cases, collateral such as a car or valuable goods will be required to secure the loan.

Find Short-term Loans Near Me

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Auburn ZIP Codes

95602
95603
95604