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Best Online Short-term Loans in Newport Beach

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Newport Beach

King Family Lending
Loan agency

Address: 23 Corporate Plaza Dr, Newport Beach, CA 92660

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (949) 478-8385

Website: kingfamilylending.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Title loans Asset Backed Lending Asset Based Loans Client Services Construction Lending Contractor Loans Equipment Loans Equipment Loans And Leases Funded Lending New Loans Real Estate
Loanry
Loan agency
5.00
1 reviews

Address: 23 Corporate Plaza, Newport Beach, CA 92660

Phone Number: +1 (800) 949-1705

Website: loanry.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinancing Bad Credit Auto Loans Balloon Mortgages Credit Card Debt Credit Card Loans Fha Loans Good Credit Loans Home Equity Loans Home Improvement Loans Home Purchase Loans Jumbo Loans Lawyer Loans Loans Online Medical Loans Mortgage Loans Refinance Moving Loans New Car Loans Personal Loans Rent Loans Reverse Mortgage Rural Mortgages Rv Loans Sba Loan Startup Loan Student Loans Travel Loans Used Car Loans Wedding Loans
Fast And Easy Business Loans
Loan agency
5.00
2 reviews

Address: 260 Newport Center Dr, Newport Beach, CA 92660

Phone Number: +1 (800) 457-9519

Website: yellowpages.com/athens-ga/payday-loans

RG Business Group Inc
Loan agency
5.00
1 reviews

Address: 4540 Campus Dr Suite 127, Newport Beach, CA 92660

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (949) 477-9600

Website: advancepayday.cc

Services:

Online Services Payment Processing Processing Services Technical Support
Bridge Business Loan Financial
Loan agency
5.00
2 reviews

Address: 500 Newport Center Dr #570, Newport Beach, CA 92660

Phone Number: +1 (951) 356-7534

Website: bridgeloanfinancial.com

Services:

Business loans Installment loans Payday loans Signature loans Alternative Financing Alternative Lending Bridge Loan Broker Services Cash Out Refinance Client Service Collateralized Loan Commercial Property Debt Financing Financing Solutions Fund Loans Ground Up Construction Loans Individual Loan Investment Property Refinance Investor Loans LAnd Lot Loans Loan Consolidation Loan Investments Loan Programs Mobile Home Mortgage Loan New Loan Private Loan Private Mortgage Private Real Estate Financing Property Upgrades Real Estate Investment Real Estate Lending Recently Closed Loans Refinance Loan Residential Purchases Loans Senior Loan Short-Term Loans
Cal Pac Business Capital
Loan agency
5.00
4 reviews

Address: 15 Corporate Plaza Dr, Newport Beach, CA 92660

Phone Number: +1 (949) 867-6669

Website: calpacfunds.com

Services:

Business loans Installment loans Payday loans Signature loans Amortized Loan Bridge Loans Building Real Estate Loan Capital Loan Consumer Loans Development And Construction Funded Loans Investment Properties Loan Programs Permanent Loans Private Money Loans Real Estate Funding Real Estate Investments Real Estate Investors Real Estate Purchase
Andalon Partners, LLC
Financial institution
4.50
10 reviews

Address: 260 Newport Center Dr #100, Newport Beach, CA 92660

Today's Business Hours: 7:00 AM - 5:00 PM

Phone Number: +1 (949) 228-4549

Website: andalonpartners.com

Services:

Home purchasing assistance Mortgage refinancing assistance 15 - Year Fixed Rate Mortgage 30-Year Loan Adjustable-Rate Mortgages Cash-Out Refinance Conforming Loans Jumbo Fha Home Loans Fha Loan Process Fixed Rate Mortgage Loan Free Mortgage Rate Quote Home Equity Home Insurance Quote Home Value Estimate Homeowner's Insurance Homes For Sale Home Jumbo Home Loans Lending Apply Lending Reviews Line Of Credit Loan Options Loan Programs Mortgage Loan Process Mortgage Options Mortgage Payment Calculator New Mortgage Online Mortgage Loan Application Private Mortgage Insurance Property Evaluation Provide Mortgage Refinance Rate Checker Renovate A Home Renovation Loans Super Jumbo Loans Term Financing Usda Home Loans
Lendward
Financial institution
4.40
26 reviews

Address: 20251 SW Acacia St, Newport Beach, CA 92660

Today's Business Hours: 7:00 AM - 6:00 PM

Phone Number: +1 (800) 391-9310

Website: lendward.com

Services:

Auto Insurance Auto Loans Credit Card Debt Financial Service Used Car Loans Used Vehicle
LoanMerica
Loan agency
2.00
1 reviews

Address: 20251 SW Acacia St, Newport Beach, CA 92660

Phone Number: +1 (800) 391-9310

TopMark Funding®
Loan agency
1.00
1 reviews

Address: 4400 MacArthur Blvd Suite 740, Newport Beach, CA 92660

Today's Business Hours: 7:30 AM - 4:00 PM

Phone Number: +1 (866) 627-6644

Website: topmarkfunding.com

Services:

Business loans Flex loans Installment loans Payday loans Title loans Automotive Repair Backhoes Financing Box Truck Financing Bucket Truck Financing Bulldozer Financing Bus Lease Commercial Equipment Financing Commercial Fleet Financing Commercial Trucking Financing Commercial Vehicle Financing Construction Equipment Construction Project Crane Financing Dealer Financing Dump Truck Financing Dump Truck Loan Equipment Financing & Leasing Excavators Financing Financing For Construction Financing Learn Financing Programs Financing Software Financing Solutions Garbage Truck Financing Heavy Equipment Financing Lease Solutions Machine Financing Medical Equipment Financing Merchant Cash Advance Motor Coach Financing Motorized Vehicle Moving Van Financing New Vehicle Semi Truck Financing Semi Truck Leasing Semi-Truck Loans Total Finance Traditional Financing Trailer Financing Transactions Fund Transport Vehicle Utility Truck Financing Vehicle Funding Vehicle Lease Vehicle Loans Work Truck Financing Working Capital
cash advance exchange
Financial institution

Address: 520 Newport Center Dr, Newport Beach, CA 92660

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (877) 865-7744

Website: cashadvanceexchange.com/pages/about_us.html

Utah Financial
Loan agency

Address: 20101 SW Birch St # 230, Newport Beach, CA 92660

Phone Number: +1 (949) 486-3777

Website: utahfunding.net

Services:

Business loans Installment loans Payday loans Signature loans Title loans Adjustable Rate Mortgages Arm Mortgage Car Loans Fixed Rate Mortgage Fixed-Rate Loan Guaranteed Loans Home Equity Loans Home Loan Program Lender Loan Loan Process Mortgage Consultants Mortgage Financing Mortgage Loan Private Mortgage Refinance Loan Refinancing Options Student Loans
Pacific Equity Group
Loan agency

Address: 1303 Avocado Ave # 220, Newport Beach, CA 92660

Phone Number: +1 (949) 721-9200

United Lending
Loan agency

Address: 366 San Miguel Dr, Newport Beach, CA 92660

Phone Number: +1 (949) 646-5522

Dr. Debt
Credit counsel

Address: 444 Old Newport Blvd, Newport Beach, CA 92663

Phone Number: +1 (949) 355-2213

Website: drdebt.com

Services:

Debt management counseling Personal loans Car Loans Consolidation Loans Consumer Credit Counseling Debt Negotiation Debt Problems Student Loans
Weir Co
Loan agency

Address: 4120 Birch St, Newport Beach, CA 92660

Phone Number: +1 (949) 476-0525

Slack Capital - Business Loans Simplified
Loan agency

Address: 120 Newport Center Dr, Newport Beach, CA 92660

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (866) 500-8686

Website: slackcapital.com

Services:

Business loans Installment loans Line of credit Payday loans Bank Finance Business Equipment Financing Business Equipment Leasing Business Line of Credit Commercial Lending Commercial Real Estate Commercial Real Estate Funding Debt Consolidation Equipment Financing Equipment Leasing Government Loans Merchant Cash Advances Payment Plans SBA - Small Busniess Loans Sba Loans Short-Term Loans Working Capital
Maggio Capital, Inc.
Loan agency

Address: 620 Center Dr #1100, Newport Beach, CA 92660

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (855) 517-4219

Set 2 Go Loans
Loan agency

Address: 2082 Bristol St # 219, Newport Beach, CA 92660

Phone Number: +1 (949) 261-5600

Softbank Capital
Loan agency

Address: 610 Newport Center Dr, Newport Beach, CA 92660

Action Lending
Loan agency

Address: 4500 Campus Dr, Newport Beach, CA 92660

M-Loan Inc
Loan agency

Address: 3355 Via Lido # 245, Newport Beach, CA 92663

Phone Number: +1 (949) 723-9020

Blackford Financial Group
Loan agency

Address: 4695 MacArthur Ct 11th floor, Newport Beach, CA 92660

Phone Number: +1 (949) 862-9000

Short Sale USA
Loan agency

Address: 3432 Via Oporto, Newport Beach, CA 92663

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (714) 842-2350

Probate Loan Solutions
Loan agency

Address: 220 Newport Center Dr, Newport Beach, CA 92660

Phone Number: +1 (714) 322-4344

Website: probateloansolutionsinc.com

Services:

Installment loans Microloans Existing Loans Loan Solutions Property Management Reverse Loan Reverse Mortgage

Alternatives to Short-term Loans in Newport Beach

Short-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

IPL Mortgage
5.00
16 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Installment Loan

Vasco Assets
5.00
11 reviews

For individuals seeking installment loans, which allow the borrower to repay the loan in regular installments over an agreed-upon period, one of the best choices is often a secured installment loan. These loans might require the borrower to provide collateral, such as a car or savings account, which can result in lower interest rates compared to unsecured loans. Secured installment loans are particularly beneficial for borrowers who need a large sum of money and prefer the predictability of fixed payments, helping in budgeting and financial planning.

Best Car Title Loan

Depot Car Title Loans
3.60
7 reviews

Title loans are short-term loans that require borrowers to use their vehicle as collateral, typically appealing to those who need funds quickly but may not have stellar credit. This type of loan is among the few options available to borrowers who have limited access to traditional credit sources. The best title loans come with competitive interest rates, clear and concise terms, and a reputable lending institution that values customer satisfaction. While this loan type can provide instant cash, it's important for borrowers to fully understand the risks involved, particularly the potential to lose their vehicle if they default on repayment.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you’ve secured a short-term loan, it can be strategically used for various immediate needs across several local services. For instance, you can allocate funds to cover unexpected medical expenses, essential car repairs, pressing legal fees, funeral costs, or necessary appliance repairs or purchases. By utilizing the loan for these critical services, you can efficiently manage unforeseeable financial obligations that require prompt attention.

American Restaurant
1660 San Miguel Drive, Newport Beach, CA 92660
+1 (800) 435-7667
Car Repair and Service
2101 Dove Street, Newport Beach, CA 92660
+1 (949) 640-6445
Car Wash
150 Newport Center Drive, Newport Beach, CA 92660
+1 (949) 644-4450
Club & Association
5160 Birch Street, Newport Beach, CA 92660
+1 (949) 833-3400
Community Center
5020 Campus Drive, Newport Beach, CA 92660
+1 (949) 955-3200
Dentist
1901 Westcliff Drive, Newport Beach, CA 92660
Doctor
901 Dover Drive, Newport Beach, CA 92660
+1 (949) 642-8193
Fitness Club & Center
600 Newport Center Drive, Newport Beach, CA 92660
+1 (949) 899-8320
Government Office
100 Civic Center Dr, Newport Beach, CA 92660
+1 (949) 644-3275
Hospital
1 Hoag Drive, Newport Beach, CA 92663
+1 (949) 764-4624
Hotel
2306 West Oceanfront, Newport Beach, CA 92663
+1 (949) 673-7030
Library
1000 Avocado Avenue, Newport Beach, CA 92660
+1 (949) 717-3800
Local Post Office
1133 Camelback Street, Newport Beach, CA 92660
+1 (949) 640-4663
Movie Theater
1624 W Oceanfront, Newport Beach, CA 92663
+1 (949) 675-8888
Museum
1601 East 16th Street, Newport Beach, CA 92663
+1 (949) 645-8489

FAQ

What are short-term loans?

Short-term loans are financial products designed to assist borrowers needing immediate cash to cover emergency expenses or bridge a temporary gap in finances. These loans are typically repaid within a few weeks or months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders often focus more on your current financial situation and income rather than your credit history. However, be aware that these loans may come with higher interest rates due to the increased risk for the lender.

What are same-day loans and how do they work?

Same-day loans are a type of short-term loan where the application process is streamlined to provide funds to borrowers quickly, usually within the same day of approval. Lenders offering same-day loans use online applications and prioritize fast processing to ensure you receive your money promptly.

Are short-term loans different from short-term loans?

Short-term loans are a specific type of short-term loan designed to be repaid on the borrower’s next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans usually carry higher fees and interest rates, making them a costly option if not repaid swiftly.

How do I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a loan provider's store. The application process generally requires basic personal, financial, and employment information. It's important to compare different lenders to find the best terms and interest rates before applying.

What are the typical requirements to qualify for a short-term loan?

Lenders typically require applicants to be at least 18 years old, have a valid bank account, provide proof of a steady income, and present valid identification. Some lenders may have additional requirements based on their lending criteria and your financial profile.

Are there risks associated with short-term loans?

Yes, short-term loans can be risky due to high interest rates and fees, especially short-term loans. Borrowers may find themselves stuck in a cycle of debt if they continually roll over or extend the loan without paying off the principal. It's essential to carefully assess your ability to repay before borrowing.

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