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Best Online Short-term Loans in Hayward

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Hayward

Approve My Score
Credit counsel
5.00
10 reviews

Address: 25125 Santa Clara St Ste E330, Hayward, CA 94544

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (800) 972-3970

Website: approvemyscore.com

Services:

Credit repair Identity theft protection Mortgage refinance counseling Bridge Loans Business Credit Builder Program Car Loans Commercial Real Estate Financing Commercial Real Estate Loans Credit Audit Credit Reporting Detailed Credit Analysis Equipment Financing Free Consultation Home Equity Lines Of Credit Home Equity Loans Inquiry Removal Life Insurance Life Insurance & Retirement Loan Consolidation Program Mortgage Protection Retirement Planning Student Loan Consolidation Student Loan Relief
Apoyo Financiero Hayward
Loan agency
4.40
3 reviews

Address: 1104 W Tennyson Rd, Hayward, CA 94544

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (510) 370-3520

Website: apoyo-financiero.com

OneMain Financial
Loan agency
4.30
5 reviews

Address: 21471 Foothill Blvd Ste#D, Hayward, CA 94541

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (510) 606-4142

Website: onemainfinancial.com/branches/ca/hayward/94541/5233

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Check Center
Loan agency
3.90
8 reviews

Address: 24933 Santa Clara St Suite 4, Hayward, CA 94544

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (510) 783-4630

Website: checkcenters.com/hayward-ca-location

Services:

Business check cashing Cash for gift cards Line of credit Money orders Money transfers Payday loans Payroll check cashing Personal check cashing Signature loans Student loan check cashing Tax refund check cashing Auto Equity Loan Auto Finance Credit Card Payments Debit cards Financial Services Id Verification Identity Verification Loan Calculator Prepaid Cards Prepaid Visa Short Term Loans Visa Debit Cards
Cash 1
Loan agency
3.10
10 reviews

Address: 255 A St, Hayward, CA 94541

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (510) 537-2274

Website: ccfi.com/cash1today

Services:

Business check cashing Business loans Business tax preparation Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Express Loan Notary Services Prepaid Cards Tax Services Western Union
DolEx Dollar Express
Financial institution
2.40
6 reviews

Address: 220 A St, Hayward, CA 94541

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (888) 246-2527

Website: dolex.com

Services:

Bill paying Cashier's checks Money orders Payroll check cashing Personal check cashing Top Ups

Address: Southland Mall #1, Hayward, CA 94545

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (510) 256-6157

Pacifico Lending Group
Loan agency

Address: 114 A St, Hayward, CA 94541

Vista Financial Solutions
Loan agency

Address: 24301 Southland Dr #605c, Hayward, CA 94545

Phone Number: +1 (408) 221-3407

Website: vistafundings.com

Services:

Business loans Signature loans Acquisition Or Refinance Bank Loans Bridge Loan Commercial Account Commercial Lending Brokerage Commercial Property Commercial Real Estate Acquisition Commercial Real Estate Funding Construction Loan Corporate Financing Cre Loans Financial Solutions Financing Solutions Life Insurance Loan Programs Loans Consulting Mixed Use Real Estate Term Loan Sba Loans
Hayward Business Loans
Loan agency

Address: Hayward, CA 94545

Phone Number: +1 (855) 651-0253

Website: allsmallbusinessloans.com/hayward-area

Meridian Finance Group
Loan agency

Address: 1129 B St, Hayward, CA 94541

Phone Number: +1 (415) 829-3870

Website: meridianfinance.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans A/R Financing Accounts Receivable Asset-Based Lending Bank Loans Commercial Insurance Credit Insurance Credit Reports Equipment Financing Equipment Loans And Leasing Equity Financing Finance Loan Finance Programs Finance Support Financing Transactions Import Financing Individual Loans Insurance Policies Leases Finance Leasing Deals Letters Of Credit Operating Leases Project Finance Project Management Receivable Financing Revolving Loan Risk Management Supply Chain Financing Technical Support Term Loans Trade Finance Trade Loan Working Capital Financing
L S Finance Group Inc
Loan agency

Address: 21854 Mission Blvd, Hayward, CA 94541

Phone Number: +1 (510) 538-1634

Alternatives to Short-term Loans in Hayward

Short-term loans offer quick financial solutions for immediate needs and come in various forms, including personal, installment, and title loans. Personal loans are unsecured and typically require a good credit score, offering flexible usage but often higher interest rates. Installment loans are repaid over a set period with fixed monthly payments, providing predictability in budgeting. Title loans use the borrower's vehicle as collateral, allowing access to funds without a credit check, but pose a risk of losing the asset if the loan is not repaid. Each loan type serves specific purposes, with varying terms, conditions, and risks.

Best Personal Loan

Oportun
5.00
19 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Best Installment Loan

1st United Credit Union
4.30
1 reviews

Installment loans are another prominent type of short-term loan, ideal for those who prefer predictable monthly payments. Borrowers receive a lump sum upfront and repay it over a set term with fixed monthly installments, ensuring easy budgeting. This type of loan is typically used for larger expenses that require more extended repayment periods than payday loans, such as medical bills or home repairs. The best installment loans are those with transparent terms, competitive interest rates, and no hidden fees, providing peace of mind to the borrower.

Best Car Title Loan

Family Car Title Loans
5.00
7 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Bodyshop
590 West Harder Road, Hayward, CA 94544
+1 (510) 783-9000
Car Wash
133 Jackson Street, Hayward, CA 94544
+1 (510) 733-0588
Club & Association
300 West Winton Avenue, Hayward, CA 94544
+1 (510) 293-7000
College/University
Hesperian Boulevard, Hayward, CA 94541
+1 (888) 501-8671
Community Center
Vallejo Street, Hayward, CA 94541
+1 (510) 690-0600
Dentist
26775 Hayward Boulevard, Hayward, CA 94542
+1 (510) 314-0765
Doctor
27212 Calaroga Avenue, Hayward, CA 94545
+1 (510) 785-5000
Fast Food
Hayward, CA 94542
+1 (855) 431-0472
Government Office
835 C Street, Hayward, CA 94541
+1 (510) 537-4836
Hospital
1832 B Street, Hayward, CA 94541
+1 (510) 538-3866
Motel
30155 Industrial Parkway Southwest, Hayward, CA 94544
Movie Theater
1069 B Street, Hayward, CA 94541
+1 (510) 582-1190
Museum
22380 Foothill Boulevard, Hayward, CA 94541
+1 (510) 581-0223
Pharmacy
27212 Calaroga Avenue, Hayward, CA 94545
+1 (510) 783-5532
Post Office
30042 Mission Boulevard, Hayward, CA 94544
+1 (510) 324-8840

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick funds with the expectation of repayment over a brief period, generally ranging from a few weeks to a few months. They are often used to cover unexpected expenses or immediate cash flow gaps.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans typically have higher interest rates to offset the increased risk, but they can be an accessible option for those who need urgent funds and have a less-than-perfect credit history.

Are same-day loans available?

Yes, some lenders offer same-day loan options. These loans are designed to provide rapid access to funds, often within hours of approval. However, eligibility criteria may be strict, and fees and interest rates may be higher compared to longer-term loans.

What’s the difference between a short-term loan and other short-term loans?

Short-term loans are a type of short-term loan specifically intended to cover expenses until your next paycheck. They usually feature small loan amounts and high interest rates. Other short-term loans might offer slightly longer repayment terms or different fee structures.

How much can I borrow with a short-term loan?

The borrowing limit for short-term loans can vary depending on the lender and the borrower’s creditworthiness. Generally, short-term loans range from $100 to $5,000, but for short-term loans, the limit might be smaller.

What are the risks of taking a short-term loan?

Short-term loans often come with high interest rates and fees, making them costly over time if not managed carefully. Additionally, failing to repay these loans on time can lead to additional fees, potential harm to credit scores, and debt cycles.

How can I apply for a short-term loan?

Applying for a short-term loan typically involves completing an online application form, which requires personal, financial, and employment information. Once submitted, lenders review the application and, if approved, funds are usually deposited directly into the borrower’s bank account.

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Hayward ZIP Codes

94540
94541
94542
94543
94544
94545
94546
94552
94557
94586
94587
94588