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Best Online Short-term Loans in West Covina

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in West Covina

Jesse Rivera, Loan Officer-Aztec Empire NMLS#317940
Loan agency
5.00
1 reviews

Address: 104 S Glendora Ave, West Covina, CA 91790

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (626) 600-3095

Website: primechoicemtg.com/123

Services:

Home purchasing assistance Mortgage loan application assistance Mortgage loan shopping assistance Mortgage rate shopping assistance Mortgage refinancing assistance Property closing assistance
Trust Payday Loans
Loan agency
5.00
4 reviews

Address: 1010 W Covina Pkwy, West Covina, CA 91790

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (626) 657-2312

Website: trustpl.com/locations/west-covina

Services:

Business loans Installment loans Payday loans Signature loans Loans Funding Loans Personal Loans No Credit Check Loans Online Bad Credit Loans Online Personal Loans Personalised Service Quick Cash Loan Short-Term Loan Unsecured Loans
A Advance
Loan agency
5.00
1 reviews

Address: 548 N Azusa Ave, West Covina, CA 91791

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (626) 332-3955

SBS Funding Group
Financial institution
5.00
7 reviews

Address: 100 N Barranca Ave suite 900 E, West Covina, CA 91791

Today's Business Hours: 7:00 AM - 5:00 PM

Phone Number: +1 (855) 222-3593

Website: sbsfg.com

Services:

Bridging Loans Commercial Loans Financing Repair Project Financing Working Capital Loan
Oportun
Loan agency
4.90
10 reviews

Address: 1320 W Francisquito Ave, West Covina, CA 91790

Today's Business Hours: 11:00 AM - 7:00 PM

Phone Number: +1 (866) 488-6090

Website: oportun.com/locations/west-covina-91790-575

Services:

Auto Loan Brokerage Services Car Loan Common Loan Consumer Lending Consumer Loans Credit Card Loan Credit cards Education Loans Financial Support Investment Advisory Loan Calculator Loans Applications Loans Personal Loans Low Personal Loans Online Personal Loans Payment Plan Credit Payments Personal Loans Secured Personal Loans Secured personal loans Short-Term Loan Small Loan Standard Personal Loans Unsecured Personal Loans personal loans
Apoyo Financiero West Covina
Loan agency
4.70
10 reviews

Address: 1228 W Francisquito Ave, West Covina, CA 91790

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (626) 671-2667

Website: apoyo-financiero.com

Williams Financial
Loan agency

Address: 1015 Walnut Creek Pkwy, West Covina, CA 91790

Phone Number: +1 (626) 960-4954

Texcoman Corporation
Check cash

Address: 630 S Sunset Ave, West Covina, CA 91790

Today's Business Hours: 10:30 AM - 7:00 PM

Phone Number: +1 (626) 851-9018

Stearns Lending
Loan agency

Address: 3110 E Garvey Ave S, West Covina, CA 91791

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (626) 384-4949

Services:

Business loans Mortgage refinancing assistance Payday loans Signature loans Consumer Loan Down Payment Assistance Homeowners Insurance Jumbo Home Loan Personal Loan Residential Mortgage Lending

Alternatives to Short-term Loans in West Covina

Short-term loans are designed to provide quick financial relief and come in several types. Personal loans are unsecured loans that require no collateral and are often used for various personal expenses, with repayment typically expected within a few months to a year. Installment loans allow borrowers to receive a lump sum and repay it in fixed monthly payments over a set period, making them more predictable but usually bearing higher interest rates. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral; these loans offer rapid access to funds but carry the risk of losing the vehicle if not repaid on time.

Best Personal Loan

Online Bad Credit Loans
5.00
8 reviews

Short-term personal loans are versatile borrowing options designed to meet immediate financial needs. They typically have smaller loan amounts and shorter repayment terms than long-term loans, making them suitable for emergencies or unexpected expenses. The best personal loans in this category often feature competitive interest rates, minimal fees, and flexible eligibility requirements, catering to diverse credit profiles. Lenders offering these loans can be traditional banks, online lenders, or credit unions, and borrowers should compare different options to find the one that best suits their financial situation.

Best Installment Loan

Celeste Sanchez- Notary Public- Notario Hablo Español
5.00
2 reviews

Installment loans are another prominent type of short-term loan, ideal for those who prefer predictable monthly payments. Borrowers receive a lump sum upfront and repay it over a set term with fixed monthly installments, ensuring easy budgeting. This type of loan is typically used for larger expenses that require more extended repayment periods than payday loans, such as medical bills or home repairs. The best installment loans are those with transparent terms, competitive interest rates, and no hidden fees, providing peace of mind to the borrower.

Best Car Title Loan

Walnut Car Title Loans Corp
5.00
0 reviews

Title loans provide another short-term solution for individuals who own a vehicle. These loans allow borrowers to use their car's title as collateral to secure a loan. Though this can offer quick access to funds, it poses significant risks if the borrower cannot repay, as defaulting may lead to the loss of the vehicle. Title loans typically come with high-interest rates and are generally used as a last-resort option. Nevertheless, lenders such as TitleMax are often mentioned as preferable due to their straightforward process and flexible terms, although borrowers should exercise extreme caution due to the potential financial consequences.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource for managing unexpected expenses, allowing individuals to access immediate services across various sectors. They can be particularly useful for covering urgent medical bills for health treatments, financing necessary car repairs at automotive shops, or securing legal assistance from professional attorneys. Additionally, these loans can help in managing the costs of funeral arrangements or appliances repairs, ensuring that essential home equipment is functional and reliable.

Car Wash
1248 East Swanee Lane, West Covina, CA 91790
+1 (626) 536-7238
Club & Association
1500 West Rowland Avenue, West Covina, CA 91790
+1 (626) 337-4123
College/University
1337 West Garvey Avenue North, West Covina, CA 91790
+1 (626) 698-4519
Community Center
1838 East Workman Avenue, West Covina, CA 91791
+1 (626) 331-7100
Dentist
3660 South Nogales Street, West Covina, CA 91792
+1 (626) 810-5000
Do-It-Yourself Centers
2220 South Azusa Avenue, West Covina, CA 91792
+1 (626) 965-1013
Doctor
1535 West Merced Avenue, West Covina, CA 91790
+1 (626) 331-6411
Fitness Club & Center
1705 W Garvey Ave N, West Covina, CA 91790
+1 (626) 733-7106
Government Office
800 South Glendora Avenue, West Covina, CA 91790
+1 (800) 777-0133
Hospital
725 South Orange Avenue, West Covina, CA 91790
+1 (626) 338-8481
Hotel
3223 East Garvey Avenue North, West Covina, CA 91791
+1 (626) 966-8311
Library
1601 West West Covina Parkway, West Covina, CA 91790
Local Post Office
396 South California Avenue, West Covina, CA 91790
+1 (626) 962-7491
Movie Theater
1200 Lakes Drive, West Covina, CA 91790
+1 (844) 462-7342
Museum
1548 Plaza Drive, West Covina, CA 91790
+1 (626) 851-9999

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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West Covina ZIP Codes

91790
91791
91792
91793