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Best Online Short-term Loans in Fairfield

Strapped for cash and need quick help? You're not alone. Many face financial hiccups that can't wait, and that's where our Best Cash Advance Short-term Loans step in. It's frustrating dealing with unforeseen expenses without a safety net. But don't stress! Our service provides a swift, hassle-free solution to ease your financial strain. Skip the long waits and complex paperwork. Get the funds you need right when you need them. Experience reliability and speed with our top-notch short-term loans designed to help you bounce back fast. Let us be your financial lifeline today!

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Best Online Short-term Loans in Fairfield

Advance America
Financial institution

Address: 1740 N Texas St, Fairfield, CA 94533

Phone Number: +1 (707) 399-0836

Ford Fairfield
Financial institution
4.40
130 reviews

Address: 3050 Auto Mall Ct, Fairfield, CA 94534

Today's Business Hours: 8:30 AM - 8:00 PM

Phone Number: +1 (707) 421-3300

Website: fordfairfield.com

Services:

New cars Auto finance Lease return Used cars Certified pre-owned cars
OneMain Financial
Loan agency
4.00
9 reviews

Address: Gateway Plaza, 3336 N Texas St I, Fairfield, CA 94533

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (707) 425-6471

Website: onemainfinancial.com/branches/ca/fairfield/94533/188

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
Westamerica Commercial Credit
Loan agency
2.30
1 reviews

Address: 4550 Mangels Blvd, Fairfield, CA 94534

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (707) 863-6000

Website: westamerica.com/index.php/business/loans-and-lines-of-credit

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Account Reconciliation Accounts Receivable Financing Auto Loans Bank Accounts Bank Checking Banking Loans Card Processing Care Insurance Cash Management Services Commercial Financing Consumer Credit Cards Development Lending Education Financing Financial Advisors Financial Plan Home Remodeling Investment Advisor Investment Management Investment Products Lending Programs Loans Finance Lockbox Services Merchant Account Mortgage Loan Servicing Online And Mobile Banking Personal Banking Personal Checking Personal Credit Cards Personal Financial Property Improvement And Equipment Loans Protection Plans Purchase Or Refinance Real Estate Loans Residential Mortgage Lending Retirement Planning Revolving Credit Tax Preparation Telephone Banking Term Loans Trust Services
DolEx Dollar Express
Financial institution

Address: 1950 N Texas St, Fairfield, CA 94533

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (800) 892-0210

Website: dolex.com

Services:

Top Ups Bill Pay
Fast & Easy Check Cashing
Check cash

Address: 1950 N Texas St, Fairfield, CA 94533

Phone Number: +1 (707) 422-5856

203k911 Emergency Assistance
Loan agency

Address: 5055 Business Center Drive, PMB 168, Suite 108, Fairfield, CA 94534

Phone Number: +1 (877) 207-6565

Website: 203k911.com

Services:

Business loans Signature loans Fha Loans Homestyle® Renovation Loan Programs Mortgage Programs Private Mortgage Renovation Mortgage

Alternatives to Short-term Loans in Fairfield

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Exceptional Notary, Loan Signing, Fingerprint / Live Scan & Process Server Services
5.00
10 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Best Car Title Loan

Montana Capital Car Title Loans
4.70
10 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already taken out a short-term loan, they can utilize the funds across various local services, including medical, car repair, legal, funeral, and appliance services. Medical expenses can be addressed promptly with the loan, ensuring immediate access to necessary treatments or medications. Similarly, unexpected car repairs, legal fees, and appliance services can be managed effectively, while also providing essential support for funeral costs, which can often be a substantial financial burden.

Car Wash
1510 West Texas Street, Fairfield, CA 94533
+1 (707) 429-4446
Club & Association
5071 Suisun Valley Road, Fairfield, CA 94534
+1 (707) 422-8025
College/University
1350 Travis Boulevard, Fairfield, CA 94533
+1 (707) 436-1200
Community Center
1200 Civic Center Dr, Fairfield, CA 94533
+1 (707) 428-7421
Dentist
2801 Waterman Boulevard, Fairfield, CA 94534
+1 (707) 425-5666
Do-It-Yourself Centers
2121 Cadenasso Drive, Fairfield, CA 94533
+1 (707) 426-9600
Doctor
1125 Missouri Street, Fairfield, CA 94533
+1 (925) 691-9806
Government Office
160 Serrano Drive, Fairfield, CA 94533
+1 (800) 777-0133
Library
5050 Business Center Drive, Fairfield, CA 94534
+1 (866) 572-7887
Movie Theater
1549 Gateway Boulevard, Fairfield, CA 94533
+1 (844) 462-7342
Pharmacy
364 Pittman Road, Fairfield, CA 94534
+1 (707) 207-0527
Post Office
5055 Business Center Drive, Fairfield, CA 94534
+1 (707) 207-0470
Rent-a-Car Facility
600 Parker Road, Fairfield, CA 94533
+1 (707) 437-3366
Restaurant
2121 North Texas Street, Fairfield, CA 94533
+1 (707) 386-8610
Shopping Center
1350 Travis Boulevard, Fairfield, CA 94533
+1 (707) 435-9297

FAQ

What are short-term loans?

Short-term loans are financial products designed to assist borrowers needing immediate cash to cover emergency expenses or bridge a temporary gap in finances. These loans are typically repaid within a few weeks or months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders often focus more on your current financial situation and income rather than your credit history. However, be aware that these loans may come with higher interest rates due to the increased risk for the lender.

What are same-day loans and how do they work?

Same-day loans are a type of short-term loan where the application process is streamlined to provide funds to borrowers quickly, usually within the same day of approval. Lenders offering same-day loans use online applications and prioritize fast processing to ensure you receive your money promptly.

Are short-term loans different from short-term loans?

Short-term loans are a specific type of short-term loan designed to be repaid on the borrower’s next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans usually carry higher fees and interest rates, making them a costly option if not repaid swiftly.

How do I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a loan provider's store. The application process generally requires basic personal, financial, and employment information. It's important to compare different lenders to find the best terms and interest rates before applying.

What are the typical requirements to qualify for a short-term loan?

Lenders typically require applicants to be at least 18 years old, have a valid bank account, provide proof of a steady income, and present valid identification. Some lenders may have additional requirements based on their lending criteria and your financial profile.

Are there risks associated with short-term loans?

Yes, short-term loans can be risky due to high interest rates and fees, especially short-term loans. Borrowers may find themselves stuck in a cycle of debt if they continually roll over or extend the loan without paying off the principal. It's essential to carefully assess your ability to repay before borrowing.

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Fairfield ZIP Codes

94510
94533
94534
94535
94585
94591
95687