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Best Online Short-term Loans in Lemoore

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

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Best Online Short-term Loans in Lemoore

Advance America
Financial institution
4.80
10 reviews

Address: 155 W Hanford Armona Rd Ste. J, Lemoore, CA 93245

Phone Number: +1 (559) 925-9659

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bank Transfers Consumers Loans Credit Counseling Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Home Loans Money Orders Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Loan Application Online Personal Loan Overdraft Protection Loans Personal Finances Refinance Loan Short Term Loans Single Repayment Loan Small Loans Term Lending Wire Transfer
Check Into Cash
Financial institution
4.80
8 reviews

Address: 1122 N Lemoore Ave, Lemoore, CA 93245

Phone Number: +1 (559) 924-4314

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Checking Accounts Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Registration Loan Registration Loans Retail Loans Small Loan Term Loan

Alternatives to Short-term Loans in Lemoore

Short-term loans are a quick financial solution designed to be repaid within a short period, usually under a year. Personal loans are unsecured and can be used for various purposes, offering flexibility in terms of use but typically involving higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed sum of money that is repaid over a set number of scheduled payments, offering predictability and structure in repayment terms. Title loans require the borrower to offer their vehicle title as collateral, allowing access to fast cash but with the risk of losing the vehicle if the loan terms are not met. Each type of short-term loan comes with its unique advantages and risks, catering to different financial needs and circumstances.

Best Personal Loan

Navy Federal Credit Union - ATM
5.00
0 reviews

Short-term personal loans are a popular option for individuals seeking quick access to cash for unexpected expenses or emergencies. These loans are typically unsecured, meaning they do not require collateral, and they have shorter repayment terms compared to traditional loans. One of the best choices in this category is LightStream, known for its low-interest rates and flexible loan amounts that cater to different financial needs. LightStream also offers same-day funding in many cases, making it convenient for borrowers who need immediate access to funds.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After taking out a short-term loan, individuals can allocate funds across essential local service providers including medical, car repair, legal, funeral, and appliance services. Such financial support empowers borrowers to address urgent health care needs, vehicle maintenance for dependable transportation, legal counsel for pressing matters, and expenses related to funeral arrangements. Additionally, purchasing or repairing home appliances ensures everyday convenience and functionality.

Antique/Art Shop
West D Street, Lemoore, CA 93245
+1 (559) 997-3944
Car Wash
725 North Lemoore Avenue, Lemoore, CA 93245
+1 (925) 734-5800
Club & Association
1104 North Lemoore Avenue, Lemoore, CA 93245
+1 (559) 925-4210
College/University
826 Hancock Circle, Lemoore, CA 93246
+1 (559) 998-8570
Community Center
789 18th Avenue, Lemoore, CA 93245
+1 (559) 423-5903
Dentist
210 Heinlen Street, Lemoore, CA 93245
+1 (559) 924-5353
Doctor
209 C Street, Lemoore, CA 93245
+1 (559) 386-4500
Fast Food
1019 North Lemoore Avenue, Lemoore, CA 93245
Fitness Club & Center
711 West Cinnamon Drive, Lemoore, CA 93245
+1 (559) 772-5787
Government Office
224 North Lemoore Avenue, Lemoore, CA 93245
+1 (559) 924-2229
Hospital
Franklin Avenue, Lemoore, CA 93246
+1 (559) 998-4201
Library
822 Hancock Circle, Lemoore, CA 93246
+1 (559) 998-4633
Local Post Office
826 Hancock Circle, Lemoore, CA 93246
+1 (800) 275-8777
Motel
Sierra Circle, Lemoore, CA 93245
+1 (559) 925-6100
Movie Theater
400 Follett Street, Lemoore, CA 93245
+1 (559) 924-2100

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

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Lemoore ZIP Codes

93245
93246