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Best Online Short-term Loans in Modesto

Need cash in a hurry? A financial bind doesn't have to stress you out. Short-term loans are your quick and easy fix! We understand the frustration of unexpected expenses, feeling stuck, and having no way out. Luckily, our Best Cash Advance Short-term Loans offer a fast, reliable solution to get you back on track. Whether it's an emergency repair or a sudden bill, we’re here to help you bridge the gap with flexibility and speed. You deserve a hassle-free way to manage life's surprises. Let us help you find the stability you need.

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Best Online Short-term Loans in Modesto

12M Loans
Loan agency
5.00
4 reviews

Address: 1634 McHenry Ave, Modesto, CA 95350

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (209) 353-2716

Website: 12mloans.com/ca-modesto-95350

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Quick cash loans No Credit Check Loans Direct Lender Loans Easy Loans Fast Loans Short Term Loans Same Day Loans 1 Hour Loans Guaranteed Loans Bad Credit Loans Emergency Cash Cash Loans Overnight Loans Tribal Loans Urgent Loans Money Loans Small Loans Short Term Unsecured Loans Poor Credit Loans Fair Credit Loans Instant Cash Loans
Advance America
Financial institution
5.00
10 reviews

Address: 2401 E Orangeburg Ave Ste. 170, Modesto, CA 95355

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (209) 579-1508

Website: advanceamerica.net/store-locations/california/2401-e-orangeburg-ave-ste-170-modesto-95355

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans
Browning Garry CPA Tax Preparation
Financial institution
5.00
1 reviews

Address: 1101 Sylvan Ave, Modesto, CA 95350

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (209) 572-0111

Website: browningcpa.com

Services:

Business tax planning Estate planning IRS representation & resolution Individual tax planning Payroll accounting Audits - Reviews - Compilations Bank Financing Client Reviews Cpa Accountancy Elder Care Free Initial Consultation Investment Strategies Irs Levies Irs Liens Irs Payment Plan Litigation Support Online Service Part-Time Cfo Services Personal Cpa Quickbooks Setup Quickbooks Training
Oportun
Loan agency
4.90
42 reviews

Address: 1620 Crows Landing Rd, Modesto, CA 95358

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (209) 263-0773

Website: oportun.com/locations/modesto-95358-113-2

Services:

Auto Loans Brokerage Services Car Loan Common Loan Consumer Lending Consumer Loans Credit Card Loan Easy Loan Education Loans Financial Loan Financial Support Investment Advisory Loan Calculator Loans Applications Loans Personal Loans Online Personal Loans Payment Plan Credit Payments Personal Loans Personal loans Quick Personal Loans Secured Personal Loans Secured personal loans Short-Term Loan Small Loan Standard Personal Loans Unsecured Personal Loans credit cards
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 2508 Oakdale Rd Ste C3, Modesto, CA 95355

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (209) 551-7911

Website: acecashexpress.com/locations/california/modesto/4073

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Apoyo Financiero Modesto
Loan agency
4.70
10 reviews

Address: 1413 Crows Landing Rd, Modesto, CA 95351

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (209) 248-8415

Website: apoyo-financiero.com

ACE Cash Express
Loan agency
4.70
12 reviews

Address: 420 H St, Modesto, CA 95351

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (209) 526-8900

Website: acecashexpress.com/locations/california/modesto/4064

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Caliber Collision
Financial institution
4.40
15 reviews

Address: 331 Bangs Ave, Modesto, CA 95356

Today's Business Hours: 7:30 AM - 5:30 PM

Phone Number: +1 (209) 524-6824

Website: calibercollision.com/locate-a-caliber-collision-center/modesto-bangs-ave

Services:

Auto engine diagnostic Battery Body & Trim Painting Steering & suspension repair Tires Welding Another Repair Auto Glass Repair Auto Glass Replacement Automotive Collision Repair Bumper Repair Car Body Cars Pulling Chip Repair Collision Repair Center Collision Work Commercial Repairs Delivery Service Dent Repair & Removal Fender Repair Fleet Services Free Estimate Hail Damage Repair Insurance Claims Minor Dings Motor Vehicle Repair Other Car Repair Paint Repair Paintless Dent Repair Rental Car Repair Facility Repair Work Rust Repair Windshield Repairs
Check Into Cash
Financial institution
4.40
10 reviews

Address: 2519 Coffee Rd Suite 101, Modesto, CA 95355

Phone Number: +1 (209) 576-7917

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Registration Loan Registration Loans Retail Loans Small Loan Term Loan
Lendmark Financial Services LLC
Loan agency
4.40
3 reviews

Address: 2225 Plaza Pkwy Suite M4-B, Modesto, CA 95350

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (209) 284-3100

Website: lendmarkfinancial.com/branches/ca/modesto/95350

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Ace Cash Payday Loans
Financial institution

Address: 1830 Gulfstream Dr, Modesto, CA 95350

Central Valley Farm Credit
Loan agency

Address: 1115 14th St, Modesto, CA 95354

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (209) 522-1080

Yosemite Farm Credit - Modesto Branch
Loan agency

Address: 1213 13th St, Modesto, CA 95354

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (209) 527-1900

Website: yosemitefarmcredit.com

Services:

Business loans Installment loans Line of credit Signature loans Agricultural Financing Community Support Construction Financing Construction Loans Debt Service Development Loans Farm And Ranch Farm Financing Farming Credit Financial Support Flexibility Program Funds Transfers Industry Loan Insurance Service LPurchases Livestock Loans Loan Programs Operating Loans Ranch Loan Real Estate Financing Real Estate Investments Real Estate Lending Real Estate Loans Short-Term Financing Special Loan Specialty Loans Tax Planning Whistleblower Program

Alternatives to Short-term Loans in Modesto

Short-term loans come in various forms, each serving different financial needs. Personal loans are versatile and unsecured, allowing individuals to borrow a set amount of money for a specific term with a fixed repayment schedule. Installment loans, similar to personal loans, are repaid over a series of scheduled payments or installments, but they often come with shorter terms and can be used for specific purposes like home renovations or medical expenses. Title loans, on the other hand, are secured loans using the borrower's vehicle title as collateral; they typically offer quick access to funds but usually come with higher interest rates and the risk of losing the vehicle in case of default.

Best Personal Loan

TNG Home Loans
5.00
10 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
9 reviews

Title loans present an option for borrowers willing to use their vehicle as collateral. These loans typically offer quick access to funds, regardless of a borrower's credit score, as the loan is secured by the value of the car. While title loans can be useful in financial emergencies, they come with high interest rates and the risk of losing the vehicle if repayment is not met. Therefore, it's crucial for borrowers to have a clear repayment plan and consider alternative options before committing to a title loan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized to cover essential expenses from various local service providers, ensuring the swift resolution of urgent needs. For instance, these funds can address medical bills, offer financial relief for necessary legal services, or facilitate car repairs. Additionally, the loan can be allocated towards urgent funeral costs or essential appliance repairs, providing much-needed support in times of immediate financial pressure.

Car Repair and Service
611 Glass Lane, Modesto, CA 95356
+1 (209) 557-5840
Club & Association
601 Neece Drive, Modesto, CA 95351
+1 (209) 572-4487
Community Center
211 Bodem Street, Modesto, CA 95350
+1 (209) 341-2974
Dentist
1207 14th Street, Modesto, CA 95354
+1 (209) 566-9264
Hospital
Dale Road, Modesto, CA 95356
+1 (209) 735-5000
Library
948 11th Street, Modesto, CA 95354
+1 (209) 578-2333
Mexican Restaurant
3501 McHenry Avenue, Modesto, CA 95356
+1 (209) 526-5998
Movie Theater
3969 McHenry Avenue, Modesto, CA 95356
+1 (209) 557-9801
Museum
404 Patrick Lane, Modesto, CA 95350
+1 (209) 380-3221
Pharmacy
1114 6th Street, Modesto, CA 95354
+1 (209) 491-5550
Post Office
3848 McHenry Avenue, Modesto, CA 95356
+1 (209) 527-2568
Security Products
2021 Little Oak Way, Modesto, CA 95355
+1 (209) 408-0211
Shopping Center
10Th St, Modesto, CA 95354
+1 (209) 577-6444
Specialist
3109 Coffee Road, Modesto, CA 95355
+1 (209) 522-0001
Sports Center
201 East Rumble Road, Modesto, CA 95350
+1 (209) 988-2859

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide borrowers with quick access to cash. These loans typically have a short repayment period that can range from a few weeks to a few months. They are often used to cover unexpected expenses or tide over until the next paycheck.

Can I get a short-term loan with bad credit?

Yes, it is possible to secure a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit histories. However, these loans might come with higher interest rates and fees to offset the increased risk to the lender.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often being processed and approved within a single day. Once approved, the loan amount is typically deposited into the borrower's bank account, allowing immediate use of the funds. Applicants need to ensure they meet the lender's requirements for timely processing.

What is a short-term loan?

A short-term loan is a type of short-term loan that is usually due to be paid back on the borrower's next payday. This type of loan is often used for immediate financial needs and can provide quick access to cash. However, short-term loans often come with high interest rates and fees, so it's important to carefully read the terms and conditions.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider the following: your ability to repay the loan on time, the total cost of the loan including any fees and interest, and whether the loan is the best solution for your financial situation. Understanding these factors can help you make an informed decision and avoid potential financial pitfalls.

Are there alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. These include borrowing from credit unions, seeking financial assistance programs, using peer-to-peer lending platforms, or negotiating payment plans with creditors. It's important to explore these options to find a solution that minimizes financial risks.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your short-term loan on time, it's crucial to contact your lender immediately to discuss your options. Some lenders may offer extensions or payment plans, but these can come with additional fees and interest. Failing to repay a loan could lead to increased debt, damage to your credit score, and potential legal action from the lender.

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Modesto ZIP Codes

95313
95350
95351
95352
95353
95354
95355
95356
95357
95358
95368
95397