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Best Online Short-term Loans in Ventura

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in Ventura

CRM Funding
Loan agency

Address: 1932 Eastman Ave #103, Ventura, CA 93003

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (805) 656-6141

Website: crmfunding.com

Services:

Payday loans Signature loans Financing Programs Home Financing Home Refinance Loan Processing Loan Programs Manufactured Home Manufactured Home Financing Manufactured Home Lending Manufactured Home Loans Mobile Home Mobile Home Loans Purchase Or Refinance
ADT Fernando's Check Cashing
Check cash
4.20
3 reviews

Address: 2358 E Main St, Ventura, CA 93003

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (805) 643-0761

Continental Currency Services
Check cash
3.90
7 reviews

Address: 67 W Main St B, Ventura, CA 93001

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (805) 652-1596

Website: ccurr.com

Services:

Payday loans Title loans Visa Cards
Checkmate
Loan agency
3.10
6 reviews

Address: 3530 E Main St, Ventura, CA 93003

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (805) 658-2373

Website: callcheckmate.com

Services:

Business check cashing Business loans Installment loans Line of credit Money transfers Payday loans Title loans (Az) Check Cashing Locations Community Support Financial Services Home Repairs Loans Online New Credit New Loan Prepaid Debit Cards Registration Loans Small Loan Speedy Cash Term Loan
Farm Credit West
Loan agency

Address: 2031 Knoll Dr, Ventura, CA 93003

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (805) 477-1020

Website: farmcreditwest.com

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Automatic Loan Community Support Construction Loans Country Home Loans Deposit Services Equipment Loan Options Equipment Loans And Leases Estate Planning Expanded Lending Facility Loans Farm Credit Services Farm Loan Financial Assistance Fixed Rate Loans Home Loans Home Loans Investment Services LLoans Leasing Programs Lending Program Llc Loan Operating Loans Patronage Program Paycheck Protection Program Ppp Loan Real Estate Finance Real Estate Loans Real Estate Purchase Recovery Loan Refinancing A Home Residential Lending Residential Loan Row Crops Loans Rural Home Loan Program Sba Disaster Loan Short-Term Loans Simple Loan Special Loan Programs Variable Rate Loans
Future Valuing Funding Inc.
Loan agency

Address: 701 E Santa Clara St, Ventura, CA 93001

Phone Number: +1 (805) 701-8863

Website: futurevaluefunding.com

Services:

Business loans Payday loans Signature loans Bridge Loans Commercial Construction Loans Development Loans Individual Loan Investment Capital LLoans Private Money Lender Real Estate And Construction Lending Real Estate Glossary Loans Residential Construction

Alternatives to Short-term Loans in Ventura

Short-term loans provide quick financial solutions for immediate needs. Personal loans are unsecured loans that offer flexibility in usage, typically with a fixed interest rate and repayment term ranging from a few weeks to several months. Installment loans are similar but require borrowers to repay the loan amount in fixed, regular payments over a predetermined period, offering a structured repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, allowing them to borrow money quickly but often at high interest rates, with the risk of losing the vehicle if the loan isn't repaid.

Best Personal Loan

Capital Mortgage Services
5.00
10 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Best Installment Loan

Channel Islands Mortgage
0.00
0 reviews

Installment loans are another type of short-term loan that provides borrowers with a lump sum of money upfront, which is then repaid in fixed installments over a specified period. These are particularly beneficial for those who prefer a predictable payment schedule and want to avoid the hassle of balloon payments. A highly recommended installment loan would offer reasonable interest rates, multiple repayment options, and an easy application process. It is most suitable for individuals needing to finance larger purchases or consolidate debt.

Best Car Title Loan

U.S. Bank-Oscar Fernandez-Mortgage Loan Officer
5.00
1 reviews

Title loans are a type of short-term loan where the borrower uses their vehicle title as collateral. These loans are typically available even to individuals with poor credit, as the lender holds the vehicle title as security. Title loans can provide fast cash, with loan amounts generally based on the vehicle's value. However, they often come with high-interest rates, and the risk of losing the vehicle if the borrower defaults on the loan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Adventure Sports Facility
Harbor Boulevard, Ventura, CA 93001
Car Repair and Service
450 Harbor Boulevard, Ventura, CA 93001
+1 (888) 758-4389
Club & Association
10235 Telephone Road, Ventura, CA 93004
+1 (530) 659-0727
College/University
4667 Telegraph Rd, Ventura, CA 93003
+1 (805) 654-6400
Community Center
63 South Olive Street, Ventura, CA 93001
+1 (805) 620-7001
Dentist
2895 Loma Vista Road, Ventura, CA 93003
+1 (805) 653-1525
Hospital
168 North Brent Street, Ventura, CA 93003
+1 (805) 643-2179
Hotel/Motel
487 East Main Street, Ventura, CA 93001
+1 (805) 643-1224
Library
646 County Square Drive, Ventura, CA 93003
+1 (800) 510-2020
Local Post Office
2481 Grand Avenue, Ventura, CA 93003
+1 (805) 643-3057
Museum
398 Ferro Drive, Ventura, CA 93001
+1 (805) 232-3113
Pharmacy
3315 Loma Vista Road, Ventura, CA 93003
Shop
294 East Main Street, Ventura, CA 93001
Shopping Center
Telephone Rd, Ventura, CA 93003
Theater
34 North Palm Street, Ventura, CA 93001
+1 (805) 643-5701

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

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