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Best Online Short-term Loans in Visalia

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

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Best Online Short-term Loans in Visalia

ACE Cash Express
Loan agency
4.80
10 reviews

Address: 3540 S Mooney Blvd Ste B, Visalia, CA 93277

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (559) 738-8965

Website: acecashexpress.com/locations/california/visalia/4221

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.70
10 reviews

Address: 1550 N Ben Maddox Way, Visalia, CA 93292

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (559) 732-7600

Website: acecashexpress.com/locations/california/visalia/4091

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Mariner Finance
Loan agency
4.60
10 reviews

Address: 3030 N Dinuba Blvd Suite B, Visalia, CA 93291

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (559) 429-5230

Website: marinerfinance.com/locations/california/visalia-california-mariner-finance-branch

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Oportun
Loan agency
4.50
10 reviews

Address: 3112 N Dinuba Blvd, Visalia, CA 93291

Today's Business Hours: 11:00 AM - 6:30 PM

Phone Number: +1 (559) 201-6390

Website: oportun.com/locations/visalia-93291-112-2

Services:

Installment loans Alternative Lending Brokerage Services Common Loan Community Support Consumer Lending Consumer Loans Credit Card Loan Credit Reporting Credit cards Education Loans Financial Services Investment Advisory Loan Calculator Loans Personal Loans New Loan Payment Plan Credit Payments Personal Loans Quick Personal Loans Secured Personal Loans Secured personal loans Small Loan Standard Personal Loans Term Loan Unsecured Personal Loans personal loans
Cash 1
Loan agency
4.20
10 reviews

Address: 2016 S Mooney Blvd l8, Visalia, CA 93277

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (559) 635-6622

Website: ccfi.com/cash1today

Services:

Business check cashing Business loans Business tax preparation Cash for gift cards Flex loans Installment loans Payday loans Signature loans Title loans Express Loan Notary Services Prepaid Cards Tax Services Western Union
Westwood Capital Services
Loan agency

Address: 813 W Oak Ave # C, Visalia, CA 93291

Phone Number: +1 (559) 741-9400

Website: aglend.com

Services:

Business loans Installment loans Line of credit Microloans Signature loans 100% Financing Agricultural Lending Agricultural Real Estate Loans Equipment Leasing Equity Lines Farm Loans Farmer Loans Fixed Rate Loans Fsa Loan Guaranteed Loans Loan Programs Purchases Or Refinance Residential Loan Rural Home Loans Tax Returns
Cash Maxx
Check cash
1.00
1 reviews

Address: 1712 E Main St, Visalia, CA 93292

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (559) 635-9100

Website: 1clickloan.pw

Small Business Loans Visalia
Loan agency

Address: Visalia, CA 93291

Phone Number: +1 (844) 259-7381

Website: allsmallbusinessloans.com/visalia-ca

Debt Wise Solutions
Loan agency

Address: 4125 W Noble Ave 187, Visalia, CA 93277

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (800) 536-8049

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Loans Consolidation Loan Credit Card Credit Counseling Credit Repair Service Debt Consolidation Debt Management Debt Problem Government Backed Loans Home Loans Personal Loans Protection Services Student Loans
American Freight Factors
Loan agency

Address: 315 E Tulare Ave, Visalia, CA 93277

Today's Business Hours: 10:30 AM - 5:30 PM

Phone Number: +1 (559) 651-1152

Services:

Business loans Accounts Receivables Financing Services

Alternatives to Short-term Loans in Visalia

Short-term loans come in various forms, primarily including personal, installment, and title loans. Personal loans are unsecured and typically used for unforeseen expenses, offering flexibility in terms of use and repayment, but they often come with higher interest rates due to the lack of collateral. Installment loans require regular, scheduled payments and are generally tied to a fixed interest rate, making them predictable and easier to budget for over a specified term. Title loans, on the other hand, are secured loans where the borrower uses their vehicle’s title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid on time. Each of these short-term loan types comes with its own set of benefits and drawbacks, tailored to the borrower's specific financial needs and situations.

Best Personal Loan

Mason-McDuffie Mortgage Corporation
5.00
11 reviews

Personal loans are a versatile form of short-term borrowing that can be used for a variety of needs, from debt consolidation to home improvements. They typically come with fixed interest rates and set repayment terms, making it easier for borrowers to plan their finances. Many personal loans do not require collateral, which makes them accessible to a wide range of borrowers. However, borrowers need to be mindful of their credit scores, as lenders often determine the interest rates and eligibility based on creditworthiness. This makes personal loans a viable option for individuals looking for predictability and flexibility in managing their financial needs.

Best Installment Loan

Chicago Title
4.20
10 reviews

Installment loans provide borrowers with a lump sum upfront, which is repaid over a predetermined period through scheduled payments, hence the name "installment." These loans typically have fixed interest rates and payment schedules, fostering predictable budgeting for the borrower. Installment loans are a practical choice for those needing to finance large expenses or purchases that cannot be covered in a single payment. Borrowers benefit from knowing the total cost of the loan at the outset, which helps them make informed financial decisions.

Best Car Title Loan

Family Car Title Loans
5.00
10 reviews

Title loans are yet another short-term loan type, known for being relatively easy to obtain. Ideal for those needing a fast infusion of cash, title loans typically use the borrower's vehicle title as collateral. While this can allow individuals with less-than-perfect credit scores to access funds quickly, title loans often come with high-interest rates and the risk of losing one’s vehicle if the loan is not repaid. Therefore, while they can offer quick cash in emergencies, borrowers should consider the risks and terms carefully before proceeding with a title loan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Car Wash
2306 North Bridge Street, Visalia, CA 93291
+1 (559) 627-1220
Club & Association
440 North Giddings Street, Visalia, CA 93291
+1 (559) 625-0480
College/University
8344 West Mineral King Avenue, Visalia, CA 93291
+1 (559) 651-2500
Community Center
345 North Jacob Street, Visalia, CA 93291
+1 (559) 713-4365
Dentist
215 East Caldwell Avenue, Visalia, CA 93277
+1 (559) 734-7035
Fitness Club & Center
1033 South Mooney Boulevard, Visalia, CA 93277
+1 (559) 821-5964
Government Office
315 East Acequia Avenue, Visalia, CA 93291
+1 (559) 713-4460
Hospital
5400 West Hillsdale Avenue, Visalia, CA 93291
+1 (559) 738-7500
Library
200 West Oak Avenue, Visalia, CA 93291
+1 (559) 713-2700
Motorcycle Repair
W Caldwell Ave, Visalia, CA 93277
+1 (559) 732-2453
Movie Theater
120 South Bridge Street, Visalia, CA 93291
+1 (559) 741-7293
Museum
214 East Oak Avenue, Visalia, CA 93291
+1 (559) 739-0905
Pharmacy
2727 South Mooney Boulevard, Visalia, CA 93277
+1 (559) 733-0770
Pizzeria
2016 South Mooney Boulevard, Visalia, CA 93277
+1 (559) 931-9300
Post Office
4216 South Mooney Boulevard, Visalia, CA 93277
+1 (559) 738-1105

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to funds for a temporary financial need. They are often easier to qualify for than traditional loans and typically have shorter repayment terms, often ranging from a few weeks to several months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more flexible credit requirements, which can make them accessible to those who may not qualify for other types of financing. However, it's important to note that these loans may come with higher interest rates due to the increased risk to the lender.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the approval and disbursement of funds occur on the same day of application. These loans are particularly beneficial for individuals who need immediate financial assistance for emergencies or unexpected expenses.

How Do Short-term Loans Work?

Short-term loans are short-term loans that provide small amounts of money and are typically due on your next payday. These loans are often used for emergency expenses, and the repayment is usually expected in one lump sum. Short-term loans are known for their quick processing times but often come with higher fees and interest rates.

What Are the Eligibility Criteria for Short-Term Loans?

Eligibility criteria for short-term loans can vary by lender, but commonly include being at least 18 years old, having a steady source of income, possessing an active checking account, and providing a valid ID. Some lenders may also evaluate credit scores, although many are willing to work with bad-credit applicants.

How Fast Can I Receive Funds from a Short-Term Loan?

Funds from a short-term loan can often be received as quickly as the same day or within a few business days, depending on the lender and the time of application. Online lenders tend to provide faster turnaround times than traditional financial institutions.

Are There Risks Associated with Short-Term Loans?

Yes, short-term loans can come with several risks, including high interest rates, short repayment terms, and significant penalties for late or missed payments. It's important to fully understand the terms and conditions of the loan before agreeing, and ensure that you can reasonably meet the repayment obligations.

Find Short-term Loans Near Me

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Visalia ZIP Codes

93227
93277
93278
93279
93290
93291
93292