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Best Online Short-term Loans in Lakewood

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in Lakewood

Check `n Go
Loan agency
4.80
8 reviews

Address: 4073 Hardwick St, Lakewood, CA 90712

Phone Number: +1 (562) 408-2400

L.A. Cash Advance
Loan agency
4.70
3 reviews

Address: 2712 E Del Amo Blvd, Lakewood, CA 90712

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (562) 429-3200

Website: flexiblefinanceloans.com

Alternatives to Short-term Loans in Lakewood

Short-term loans cater to immediate financial needs with different options such as personal, installment, and title loans. Personal loans offer quick funds without collateral, often with higher interest rates, for those with urgent expenses. Installment loans allow borrowers to repay in fixed monthly payments over a short term, offering predictability and often requiring a credit check. Title loans use the borrower's vehicle as collateral, providing fast access to cash; however, they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Sopheak Tuon, Realtor (# 02023761) & Mortgage Loan Officer (#1957008)
5.00
7 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Best Car Title Loan

Lakewood Title Loans LLC
5.00
1 reviews

Title loans are short-term loans where borrowers can use their vehicle title as collateral to secure the funding they need. These loans are often sought by individuals who may not qualify for traditional loans due to poor credit history or limited income. With title loans, lenders typically do not perform rigorous credit checks, making them accessible but also potentially risky due to high interest rates. If borrowers are unable to repay the loan, they risk losing their vehicle as lenders have the right to repossess and sell it to recover the debt. Therefore, it's important for borrowers to consider alternative options and fully understand the terms before proceeding with a title loan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you've secured a short-term loan, there are various essential services where you can allocate the funds effectively. You can use it for medical services to cover unexpected health expenses, car repairs to keep your vehicle running smoothly, or legal services for any urgent legal matters. Additionally, the loan can be utilized for funeral services to alleviate the financial burden of organizing a farewell or for appliance services to repair or replace essential household items.

College/University
4324 South Street, Lakewood, CA 90712
+1 (562) 412-6802
Community Center
5220 Oliva Avenue, Lakewood, CA 90712
+1 (562) 630-6141
Dentist
5911 South Street, Lakewood, CA 90713
+1 (562) 461-2991
Do-It-Yourself Centers
5000 Hardwick Street, Lakewood, CA 90712
+1 (562) 529-3500
Doctor
5750 Downey Avenue, Lakewood, CA 90712
+1 (562) 633-3787
Government Office
Arbor Road, Lakewood, CA 90713
Hospital
5001 Lakewood Boulevard, Lakewood, CA 90712
+1 (562) 361-5650
Library
6600 Del Amo Boulevard, Lakewood, CA 90713
+1 (562) 421-8497
Local Post Office
4129 South Street, Lakewood, CA 90712
+1 (800) 275-8777
Movie Theater
5831 Bellflower Blvd, Lakewood, CA 90713
+1 (562) 925-3343
Museum
5149 Faust Avenue, Lakewood, CA 90713
+1 (562) 867-2596
Pizzeria
5027 Lakewood Boulevard, Lakewood, CA 90712
+1 (562) 634-2625
Rent-a-Car Facility
6498 South Street, Lakewood, CA 90713
+1 (562) 804-0268
Sports Center
4042 Hardwick Street, Lakewood, CA 90712
+1 (562) 239-4416
Theater
5200 Faculty Avenue, Lakewood, CA 90712
+1 (562) 531-9580

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

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Lakewood ZIP Codes

90712
90713
90714
90715
90805