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Best Online Short-term Loans in Mountain View

Need quick cash to tackle urgent expenses? You're not alone! Many face unexpected financial hurdles. Short-term loans provide the swift relief you need. Juggling bills and emergencies can be stressful—let us ease that burden. Our Best Cash Advance Short-term Loans offer a fast, hassle-free solution to your immediate cash needs. No complicated processes or lengthy waits, just straightforward access to the funds you need, when you need them. Say goodbye to financial stress and hello to peace of mind today!

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Best Online Short-term Loans in Mountain View

Filld
Financial institution

Address: 2362 Old Middlefield Way C, Mountain View, CA 94043

Phone Number: +1 (877) 345-5326

Website: filld.com

Services:

Mortgage consultant Mortgage broker
Credit Sesame
Credit counsel
1.90
6 reviews

Address: 444 Castro St, Mountain View, CA 94041

Website: creditsesame.com

Services:

Identity theft protection Personal loans Auto Loans Full Credit Report Card Analysis Home Loan Installment Loans Life Insurance Rent Reporting Student Loans
Pacific West Financial South Bay
Loan agency

Address: 257 Castro St, Mountain View, CA 94041

Phone Number: +1 (650) 483-6291

Alternatives to Short-term Loans in Mountain View

Short-term loans come in various forms, including personal, installment, and title loans, each tailored to meet specific financial needs with differing terms and conditions. Personal loans are unsecured loans generally used for urgent expenses and repaid over a short period. Installment loans, another type of short-term loan, allow borrowers to repay the borrowed sum plus interest in regularly scheduled payments, offering a more manageable repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, typically offering quicker access to funds but often at higher interest rates. Each type of short-term loan provides different advantages and risks, making it crucial for borrowers to assess their financial situation and borrowing needs carefully.

Best Personal Loan

Evla Hills Equity Services
5.00
0 reviews

Personal loans are a flexible type of short-term loan that can be used for a variety of purposes such as consolidating debt, covering unexpected expenses, or funding a major purchase. These loans are typically unsecured, meaning they don’t require collateral, and are offered by banks, credit unions, and online lenders. One of the best personal loans, known for competitive interest rates and flexible terms, is offered by SoFi. SoFi provides low fees and perks like unemployment protection, making it a popular choice for those seeking flexible short-term financing.

Best Installment Loan

Matthew Izaddoust - Chase Home Lending Advisor - NMLS ID 8385
3.00
9 reviews

Installment loans are short-term loans that are repaid over a set period through regular monthly payments. These loans can be used for a variety of purposes, such as consolidating debt, making a significant purchase, or covering unforeseen expenses. They offer borrowers the benefit of predictable payment schedules, which can help with budgeting and financial planning. Due to their structured nature, installment loans are generally more manageable than other short-term borrowing options.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Club & Association
445 North Whisman Road, Mountain View, CA 94043
+1 (650) 386-1571
College/University
333 Moffett Boulevard, Mountain View, CA 94043
+1 (650) 940-1333
Dentist
1061 El Monte Avenue, Mountain View, CA 94040
+1 (650) 968-5024
Government Office
231 North Whisman Road, Mountain View, CA 94043
+1 (650) 903-6329
Hospital
247 West El Camino Real, Mountain View, CA 94040
+1 (650) 417-6460
Library
585 Franklin Street, Mountain View, CA 94041
+1 (650) 903-6337
Local Post Office
67 North Akron Road, Mountain View, CA 94035
+1 (650) 960-6851
Movie Theater
2575 California Street, Mountain View, CA 94040
+1 (650) 695-1190
Rent-a-Car Facility
2452 Old Middlefield Way, Mountain View, CA 94043
+1 (650) 969-3730
Shopping Center
Grant Road, Mountain View, CA 94040
+1 (650) 965-4091
Theater
2510 Old Middlefield Way, Mountain View, CA 94043
+1 (650) 988-8798
Veterinarian
601 Showers Drive, Mountain View, CA 94040
+1 (408) 578-5622

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

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Mountain View ZIP Codes

94035
94039
94040
94041
94042
94043
94085
94303