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Best Online Short-term Loans in Manhattan Beach

Need fast cash to tackle unexpected expenses? Short-term loans from "Best Cash Advance" are your go-to solution! When sudden financial hurdles arise, it can be overwhelming. Let that stress melt away with our quick and reliable short-term loan services. Our user-friendly process ensures you get the cash you need—right when you need it. Trust "Best Cash Advance" to help you bridge financial gaps effortlessly. Apply today and regain control of your finances with ease!

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Best Online Short-term Loans in Manhattan Beach

Citi
Bank
2.20
10 reviews

Address: 2710 N Sepulveda Blvd, Manhattan Beach, CA 90266

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (424) 275-6271

Website: citi.com

BRC Loans
Loan agency

Address: 1020 Manhattan Beach Blvd, Manhattan Beach, CA 90266

Phone Number: +1 (714) 469-5643

Website: brcloans.com/about

Services:

Business loans Payday loans Cash Out Refinance Commercial Bridge Loans Commercial Real Estate Construction Loan Estate Planning Fix & Flip Investment Plan Short Term Loans Site Inspections Small Balance Commercial
Denise Echeverria
Loan agency

Address: 111 N Sepulveda Blvd, Manhattan Beach, CA 90266

Phone Number: +1 (562) 741-9984

Website: so-calhomeloans.com

JWM CPA and Co. - Manhattan Beach
Financial institution

Address: 111 N Sepulveda Blvd #310, Manhattan Beach, CA 90266

Today's Business Hours: 8:30 AM - 7:00 PM

Phone Number: +1 (310) 372-0672

Website: jwmcpa.com

Services:

Business startup services Business tax planning Business tax return preparation Financial advising IRS representation & resolution Individual income tax return preparation Individual tax planning Audits - Reviews - Compilations Bank Financing Cash Flow Management Client Reviews Comprehensive Retirement Plan Expert Witness Financial Documents Financial Statements IRS Representation Investment Strategies Irs Levies Irs Liens Irs Payment Plan Irs Tax Forms Litigation Support New Hire Reports Non-Filed Tax Returns Part-Time Cfo Services Property Investing Quickbooks Training Small Business Financing State Tax Reporting Tax Advice Tax Compliance Tax Consequences Tax Law Tax Liability Tax Preparation Tax Research Tax Saving Strategies Tax Strategies For Business Owners

Alternatives to Short-term Loans in Manhattan Beach

Short-term loans are diverse financial products designed to meet immediate cash needs. Personal loans are unsecured, typically based on creditworthiness, and offer quick access to funds with flexible terms. Installment loans, another form of short-term borrowing, allow borrowers to repay the loan amount over a set period through scheduled payments, making them ideal for managing larger, unforeseen expenses. Title loans, often used by individuals with less favorable credit, require the borrower to use their vehicle title as collateral, providing quick cash but with the risk of losing the vehicle if the loan is not repaid. Each type has unique benefits and risks, catering to the varied needs of borrowers facing short-term financial challenges.

Best Personal Loan

RPM Mortgage | Scott T. Davis
5.00
13 reviews

Short-term loans come in various forms to meet different financial needs. Among the prevalent options, personal loans are often considered the best choice for short-term borrowing. Personal loans typically offer borrowers flexibility with how they use the funds, which can cover unexpected medical expenses, home repairs, or debt consolidation. These loans are generally unsecured, which means no collateral is required. With competitive interest rates and manageable terms, personal loans provide a practical solution for those seeking to borrow smaller amounts over shorter periods.

Best Installment Loan

Mbanc
4.80
20 reviews

For installment loans, a leading option combines both manageable terms and broader access to funds. These loans are characterized by their structured repayment plans, where the borrower pays back the loan amount in equal installments over a predetermined period, which can range from a few months to a couple of years. This setup helps in making budgeting easier for borrowers, as they know exactly how much they need to pay each month. Installment loans are typically chosen by individuals who require a larger amount than what is available via payday loans and prefer a more predictable and manageable repayment schedule.

Best Car Title Loan

Manhattan Beach Title Loans Group
5.00
0 reviews

Title loans use a borrower's vehicle title as collateral and are known for quick approval processes. LoanMart emerges as a recommendable option for title loans, offering flexible terms and transparent practices. With LoanMart, borrowers can access funds without giving up their vehicle use, and the company provides supportive customer service to facilitate a smooth loan experience. This solution is ideal for those needing immediate cash while still maintaining vehicle possession.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already secured a short-term loan, they have the flexibility to allocate funds toward crucial services provided by local experts. This can include covering costs for medical treatments, getting a vehicle repaired, obtaining legal assistance, arranging funeral services, or purchasing and fixing home appliances. Access to these essential services ensures that the individual can address pressing needs promptly and efficiently.

American Restaurant
1120 Manhattan Avenue, Manhattan Beach, CA 90266
+1 (310) 372-3066
Car Accessories
1141 Highland Avenue, Manhattan Beach, CA 90266
+1 (310) 545-4545
Car Wash
1307 North Sepulveda Boulevard, Manhattan Beach, CA 90266
+1 (310) 545-6380
Club & Association
1535 Artesia Boulevard, Manhattan Beach, CA 90266
+1 (310) 372-3300
College/University
3627 North Sepulveda Boulevard, Manhattan Beach, CA 90266
+1 (310) 546-0063
Community Center
Manhattan Beach Boulevard, Manhattan Beach, CA 90266
+1 (310) 802-5425
Curtains/Textiles
909 North Aviation Boulevard, Manhattan Beach, CA 90266
+1 (310) 379-8855
Dentist
1200 Rosecrans Avenue, Manhattan Beach, CA 90266
+1 (310) 615-1022
Government Office
1400 Highland Avenue, Manhattan Beach, CA 90266
+1 (310) 802-5540
Hotel
1400 Park View Avenue, Manhattan Beach, CA 90266
+1 (310) 546-7511
Local Post Office
2711 North Sepulveda Boulevard, Manhattan Beach, CA 90266
+1 (310) 545-5800
Museum
John Street, Manhattan Beach, CA 90266
+1 (310) 374-7575
Pharmacy
2800 Maple Avenue, Manhattan Beach, CA 90266
+1 (213) 765-9010
Rent-a-Car Facility
933 14th Street, Manhattan Beach, CA 90266
+1 (310) 546-3438
Shopping Center
3200 North Sepulveda Boulevard, Manhattan Beach, CA 90266
+1 (310) 546-5556

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

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Manhattan Beach ZIP Codes

90266