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Best Online Short-term Loans in Rancho Cordova

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Best Online Short-term Loans in Rancho Cordova

Mariner Finance
Loan agency
4.90
10 reviews

Address: 11110 Coloma Rd Suite 45, Rancho Cordova, CA 95670

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (916) 238-3059

Website: marinerfinance.com/locations/california/mariner-finance-in-rancho-cordova-ca

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Check Into Cash
Financial institution
4.90
11 reviews

Address: 10925 Olson Dr, Rancho Cordova, CA 95670

Phone Number: +1 (916) 858-1506

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Registration Loan Registration Loans Retail Loans Small Loan Term Loan
Grant Bennett Associates, CPA
Financial institution
4.40
3 reviews

Address: 10850 Gold Center Dr Suite 260, Rancho Cordova, CA 95670

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (916) 922-5109

Website: gbacpa.com

Services:

Business consulting Business tax planning Business tax return preparation Estate planning Financial advising General bookkeeping Individual tax planning Payroll accounting Bookkeeping/Write Cpa Consultants Defined Benefit Plans Elder Care Family Offices Services Financial Forecasts & Projections Generally Accepted Accounting International Taxation Taxation Issues Test Service
Tri-State Livestock Credit
Loan agency

Address: 2880 Sunrise Blvd # 224, Rancho Cordova, CA 95742

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (916) 570-1388

Website: tri-statelivestockcredit.com

Services:

Business loans Installment loans Line of credit Payday loans Capital Improvement Loans Improvement Loans Operating Loans Real Estate Real Estate Loans Term Financing Term Loans
Momentum Commercial Funding
Loan agency

Address: 11171 Sun Center Dr, Rancho Cordova, CA 95670

Today's Business Hours: 10:30 AM - 6:00 PM

Phone Number: +1 (916) 440-6170

Services:

Business loans Asset Based Loans Equipment Loans

Alternatives to Short-term Loans in Rancho Cordova

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Guild Mortgage Company
5.00
4 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Installment Loan

Ever Bank
0.00
0 reviews

Installment loans are structured to provide the borrower with a fixed loan amount, which is repaid over a set period through regular installments. These loans offer predictability due to their fixed interest rates and repayment schedules, helping borrowers effectively manage their budgets. The best installment loans typically feature favorable terms such as low-interest rates, reasonable fees, and flexibility in repayment terms tailored to the borrower’s financial circumstances. They can be obtained through various financial institutions, including banks, online lenders, and peer-to-peer lending platforms.

Best Car Title Loan

Fast Money Car Title Loans
5.00
2 reviews

Title loans offer a unique option for borrowers who own a vehicle and need quick access to cash. A popular choice in this category involves using the borrower's car title as collateral, allowing them to borrow money based on the car's value. While these loans provide rapid access to funds, they come with significant risks, including high interest rates and the potential loss of the vehicle if the loan is not repaid. Title loans tend to appeal to those who need immediate financial assistance and have no other credit options available, but they should approach this type of loan with caution, ensuring they understand the terms and have a solid repayment plan.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have secured a short-term loan have several options for utilizing these funds across various local service providers. In the medical sector, the loan can cover urgent medical expenses, such as consultations and treatments. For car repair needs, it can be applied to service costs or essential parts replacement. Additionally, the loan can address legal service fees for consultations or court representations, funeral service expenditures, and cover the cost of repairing or replacing household appliances.

Car Repair and Service
4050 Sunrise Boulevard, Rancho Cordova, CA 95742
+1 (877) 455-3833
Car Wash
3257 Monier Circle, Rancho Cordova, CA 95742
+1 (916) 852-7841
Club & Association
2720 Kilgore Road, Rancho Cordova, CA 95670
+1 (916) 852-0368
College/University
11000 Olson Drive, Rancho Cordova, CA 95670
+1 (916) 638-7582
Dentist
4022 Sunrise Boulevard, Rancho Cordova, CA 95742
+1 (916) 246-1108
Do-It-Yourself Centers
2756 Sunrise Boulevard, Rancho Cordova, CA 95742
+1 (916) 852-0900
Fast Food
10399 Folsom Boulevard, Rancho Cordova, CA 95670
Fitness Club & Center
Atherstone Drive, Rancho Cordova, CA 95670
General Practitioner
10665 Coloma Road, Rancho Cordova, CA 95670
+1 (916) 876-5000
Government Office
4047 Copper Lake Way, Rancho Cordova, CA 95742
+1 (916) 673-9863
Local Post Office
10923 Progress Court, Rancho Cordova, CA 95670
+1 (916) 574-3061
Museum
11355 Pyrites Way, Rancho Cordova, CA 95670
+1 (916) 852-7484
Rent-a-Car Facility
1940 Zinfandel Drive, Rancho Cordova, CA 95670
+1 (916) 631-4146
Shopping Center
10801 Olson Drive, Rancho Cordova, CA 95670
Tourist Information Office
2897 Kilgore Road, Rancho Cordova, CA 95670
+1 (916) 851-1094

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

Find Short-term Loans Near Me

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Rancho Cordova ZIP Codes

95655
95670
95741
95742
95827