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Best Online Short-term Loans in Oxnard

Need cash fast? We've all been there—unexpected expenses can throw your budget off balance. Short-term loans might be just the lifeline you need to get back on track. Don’t let financial hiccups stress you out. Our Best Cash Advance Short-term Loans offer quick, hassle-free solutions to keep you moving forward. Forget lengthy applications and waiting times; with us, you'll secure the funds you need, exactly when you need them. Choose our service today, and regain control of your finances in a pinch!

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Best Online Short-term Loans in Oxnard

Trinity Check Cashing
Check cash
5.00
1 reviews

Address: 3115 Saviers Rd, Oxnard, CA 93033

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (805) 483-3484

Website: fastcash24.club

Variety Bad Credit Loans
Loan agency

Address: 2212 Edelweiss St, Oxnard, CA 93036

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (805) 892-6356

Website: varietybcl.com/locations/oxnard-2

Services:

Installment loans Payday loans Signature loans Loans Personal Loans No Credit Check Loans Online Bad Credit Loans Personalised Service Quick Online Loan Short-Term Loan Unsecured Loans
Sharp Personal Loans
Loan agency

Address: 2461 N Oxnard Blvd, Oxnard, CA 93036

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (805) 600-8567

Website: sharppersonalloans.com/california/oxnard

Services:

Installment loans Payday loans Signature loans Easy Loan No Credit Check Loans Online Personal Loans Short-Term Loan
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 2694 E Vineyard Ave, Oxnard, CA 93036

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (805) 981-3548

Website: acecashexpress.com/locations/california/oxnard/4600

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Continental Currency Services
Check cash
4.30
8 reviews

Address: 2532 Saviers Rd, Oxnard, CA 93033

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (805) 486-7337

Website: ccurr.com

Services:

Payday loans Title loans Visa Cards
Fernando's Check Cashing
Check cash
4.20
2 reviews

Address: 301 W 4th St, Oxnard, CA 93030

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (805) 483-2371

ServiCenter 4th & B St. Check Cashing
Check cash

Address: 301 W 4th St, Oxnard, CA 93030

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (805) 483-8000

Services:

Bill paying Money orders Money transfers Payroll check cashing Tax refund check cashing
Oxnard CA Small Business Loans
Loan agency

Address: Oxnard, CA 93030

Phone Number: +1 (855) 805-4824

Website: allsmallbusinessloans.com/oxnard-ca

Caliber Funding LLC
Loan agency

Address: 300 E Esplanade Dr, Oxnard, CA 93036

Today's Business Hours: 7:30 AM - 6:30 PM

Phone Number: +1 (805) 988-6600

Alternatives to Short-term Loans in Oxnard

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Oportun
5.00
15 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Best Installment Loan

Hacienda Casa De Cambio
4.30
5 reviews

Installment loans provide a structured repayment process over a set number of payments, making them an ideal option for borrowers who need a large lump sum that they can pay back gradually. The best installment loans offer fixed interest rates, ensuring that monthly payments remain consistent throughout the loan term. These loans can be secured or unsecured, with secured versions often involving lower interest rates. Installment loans are suitable for a variety of needs, including home improvement, medical expenses, or major purchases, and they generally require proof of income and a satisfactory credit score.

Best Car Title Loan

Family Car Title Loans
5.00
10 reviews

Title loans offer a specialized form of short-term lending for individuals who own assets, such as vehicles, which are used as collateral. Often characterized by fast approval and high loan amounts based on the asset's value, they provide a quick cash influx, although typically at higher interest rates and shorter repayment terms. The best title loans are those that combine reasonable interest rates with clear terms, ensuring borrowers know their obligations and can recover their asset upon timely repayment.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently allocate these funds towards essential local services. Medical providers can receive payment for urgent healthcare needs, car repair shops can be paid for immediate vehicle maintenance, and legal services can address pressing legal concerns. Additionally, funeral services can help manage unexpected end-of-life expenses, while appliance service providers can assist with necessary household repairs, ensuring the loan directly supports critical areas of one's life.

Car Glass Replacement Shop
2051 Cabot Place, Oxnard, CA 93030
+1 (805) 609-7362
Car Wash
2550 East Vineyard Avenue, Oxnard, CA 93036
+1 (805) 485-9700
Club & Association
801 South A Street, Oxnard, CA 93030
+1 (805) 483-5713
Community Center
126 Amelia Court, Oxnard, CA 93030
+1 (805) 385-8163
Concert Hall
800 Hobson Way, Oxnard, CA 93030
+1 (805) 385-8147
Dentist
705 North Oxnard Boulevard, Oxnard, CA 93030
+1 (805) 464-3894
Doctor
2221 Wankel Way, Oxnard, CA 93030
+1 (805) 988-9366
Doughnut Restaurant
1351 West Gonzales Road, Oxnard, CA 93036
+1 (805) 983-0390
Fitness Club & Center
3000 Paseo Mercado, Oxnard, CA 93036
+1 (805) 988-9922
Government Office
4050 Saviers Road, Oxnard, CA 93033
+1 (800) 777-0133
Hospital
1700 North Rose Avenue, Oxnard, CA 93030
+1 (805) 988-7185
Hotel
2512 Balboa Street, Oxnard, CA 93036
Library
251 South A Street, Oxnard, CA 93030
+1 (805) 385-7500
Local Post Office
2520 Saviers Road, Oxnard, CA 93033
+1 (800) 275-8777
Movie Theater
255 West 5th Street, Oxnard, CA 93030
+1 (805) 798-0830

FAQ

What are short-term loans?

Short-term loans are financial products that allow individuals to borrow a small amount of money to be repaid within a brief period, typically within a few weeks or months. These loans are designed to provide immediate financial relief for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more lenient credit requirements compared to traditional loans. However, interest rates and fees may be higher due to increased risk to the lender.

What is a same-day loan?

A same-day loan is a type of short-term loan where the borrower receives funds on the same day their application is approved. These loans are ideal for urgent situations where quick access to cash is necessary.

How do short-term loans work?

Short-term loans are short-term, high-interest loans typically due on the borrower's next payday. They are intended to cover immediate cash needs and are often repaid in a single lump sum, including fees, within two to four weeks.

What are the eligibility requirements for a short-term loan?

Eligibility for short-term loans generally includes being at least 18 years old, having a steady source of income, and providing a valid form of identification. Specific requirements can vary by lender, especially for those offering loans to individuals with bad credit.

Are there risks associated with short-term loans?

Yes, there are risks involved with short-term loans, particularly high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to understand the loan terms and ensure you can repay it on time to avoid further financial strain.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a lender's physical location. The application process typically involves filling out a form with your personal and financial information, along with providing any required documentation. Approval is usually quick, especially for same-day loans.

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Oxnard ZIP Codes

93001
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93031
93032
93033
93034
93035
93036
93041