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Best Online Short-term Loans in Redding

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

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Best Online Short-term Loans in Redding

Allied Cash Advance
Loan agency

Address: 1020 E Cypress Ave Unit B, Redding, CA 96002

Phone Number: +1 (530) 722-0562

OneMain Financial
Loan agency
4.20
6 reviews

Address: 1355 Churn Creek Rd, Ste C5, Redding, CA 96003

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (530) 223-9850

Website: onemainfinancial.com/branches/ca/redding/96003/4272

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Check Into Cash
Loan agency
3.90
10 reviews

Address: 179 Lake Blvd, Redding, CA 96003

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (530) 242-1147

Website: local.checkintocash.com/us/ca/redding/179-lake-blvd

Services:

Bad Credit Cash Advances Cash Today Check Into Cash Loans Checking Account Credit Card Customer Support Dollar Loans Easy Loan Home Improvements Home Loans Identity Verification Loan By Phone Loan Lending Loans Funds New Loan Online Lending Payment Plan Prepaid Debit Card Quick Cash Refinance Your Loan Registration Loan Retail Loans Short-Term Loans Small Loan
Lendmark Financial Services LLC
Loan agency
3.30
5 reviews

Address: North Point Plaza, 107 Lake Blvd, Redding, CA 96003

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (530) 244-2615

Website: lendmarkfinancial.com/branches/ca/redding/96003-2508

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Internet Service Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Get Payday Loans
Loan agency
1.00
1 reviews

Address: Market-Pine Alley, Redding, CA 96001

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (855) 748-5759

Preferred Financial Services
Loan agency

Address: 1073 Hartnell Ave, Redding, CA 96002

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (530) 226-5500

Website: expressloansofamerica.com

Corner Cash Advance Redding
Loan agency

Address: 364 Knollcrest Dr, Redding, CA 96002

Alternatives to Short-term Loans in Redding

Short-term loans are financial solutions designed to meet immediate needs, usually involving repayment within a short period. Personal short-term loans are unsecured loans typically provided by banks or online lenders, allowing borrowers to use funds for various purposes without specifying their use. Installment loans, on the other hand, enable borrowers to repay the loan amount over a predetermined schedule, offering the flexibility of smaller, manageable payments over time, often with fixed interest rates. Title loans are secured loans where borrowers use their vehicle title as collateral, providing quick access to cash but posing the risk of losing the vehicle if the loan terms are not met. Each type of loan serves specific financial needs while posing distinct advantages and potential risks.

Best Personal Loan

Byron Pontoni: Redding Mortgage Lender (Fairway Independent Mortgage)
5.00
12 reviews

Personal loans are a versatile form of short-term borrowing that can be used for a variety of needs, from debt consolidation to home improvements. They typically come with fixed interest rates and set repayment terms, making it easier for borrowers to plan their finances. Many personal loans do not require collateral, which makes them accessible to a wide range of borrowers. However, borrowers need to be mindful of their credit scores, as lenders often determine the interest rates and eligibility based on creditworthiness. This makes personal loans a viable option for individuals looking for predictability and flexibility in managing their financial needs.

Best Installment Loan

Professional Mortgage Associates
5.00
1 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Best Car Title Loan

Depot Car Title Loans
5.00
8 reviews

Short-term title loans are secured loans where the borrower uses their vehicle as collateral to secure the funds. This option is useful for those who need quick access to cash but might not qualify for an unsecured personal loan due to credit constraints. The best title loans offer competitive interest rates and allow borrowers to continue using their vehicle while they repay the loan. It is crucial, however, for borrowers to consider the risk factor, as failing to repay the title loan could result in the lender repossessing their vehicle. For many, this option provides a viable, albeit riskier, means to obtain short-term funding.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Car Wash
1666 East Cypress Avenue, Redding, CA 96002
+1 (530) 604-1270
Club & Association
1538 Market Street, Redding, CA 96001
+1 (530) 246-2666
College/University
2195 Larkspur Lane, Redding, CA 96002
+1 (530) 226-4000
Concert Hall
700 Auditorium Drive, Redding, CA 96001
Dentist
1441 Liberty Street, Redding, CA 96001
+1 (530) 224-2700
Fast Food
135 Lake Boulevard East, Redding, CA 96003
Fitness Club & Center
2580 Victor Avenue, Redding, CA 96002
+1 (530) 604-8231
Government Office
2135 Civic Center Drive, Redding, CA 96001
+1 (800) 777-0133
Hospital for Women and Children
2900 Eureka Way, Redding, CA 96001
+1 (530) 225-8700
Hotel
2731 Bechelli Lane, Redding, CA 96002
Library
1335 Arboretum Drive, Redding, CA 96003
+1 (530) 244-1219
Local Post Office
1647 Yuba Street, Redding, CA 96001
+1 (530) 246-2571
Movie Theater
980 Old Alturas Road, Redding, CA 96003
+1 (530) 223-7755
Museum
777 Cypress Avenue, Redding, CA 96001
Pet Supplies
1336 Hilltop Drive, Redding, CA 96003
+1 (530) 223-1890

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

Find Short-term Loans Near Me

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Redding ZIP Codes

96001
96002
96003
96007
96019
96049
96099