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Best Online Short-term Loans in Colton

Need fast cash to tackle unexpected expenses? Short-term loans from "Best Cash Advance" are your go-to solution! When sudden financial hurdles arise, it can be overwhelming. Let that stress melt away with our quick and reliable short-term loan services. Our user-friendly process ensures you get the cash you need—right when you need it. Trust "Best Cash Advance" to help you bridge financial gaps effortlessly. Apply today and regain control of your finances with ease!

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Best Online Short-term Loans in Colton

High Risk Cash Advance
Loan agency

Address: 595 W Valley Blvd, Colton, CA 92324

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (909) 422-1044

Website: highriskcashadvance.com

Advance America
Financial institution
4.90
13 reviews

Address: 2021 E Washington St Ste. 3-C, Colton, CA 92324

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (909) 825-5795

Website: advanceamerica.net/store-locations/california/2021-e-washington-st-ste-3-c-colton-92324

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans
ACE Cash Express
Loan agency
4.70
10 reviews

Address: 1049 N Mt Vernon Ave, Colton, CA 92324

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (909) 824-7815

Website: acecashexpress.com/locations/california/colton/4018

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services

Alternatives to Short-term Loans in Colton

Short-term loans are financial products designed to provide quick cash to individuals, typically with a repayment period ranging from a few weeks to a year. Personal loans are a versatile type of short-term loan that can be used for various purposes, such as covering emergency expenses or consolidating debt, and are usually unsecured, relying on creditworthiness. Installment loans, on the other hand, involve borrowing a set amount of money and repaying it in regular, fixed payments over the loan term, often with higher interest rates due to the shorter repayment period. Title loans are secured loans where the borrower uses their vehicle title as collateral, allowing them to access funds quickly, but they come with the risk of losing the vehicle if the loan is not repaid as agreed.

Best Personal Loan

Solid Cash Advance
5.00
5 reviews

Short-term personal loans are designed for individuals who need quick access to funds and are typically unsecured. They are often characterized by higher interest rates and shorter repayment periods compared to traditional loans. Online lenders and financial institutions offer these loans with varying terms and conditions. The best personal loans tend to have flexible repayment options, low-interest rates, and minimal fees, making them suitable for borrowers who have a good credit score and need smaller amounts of money for immediate personal expenses.

Best Car Title Loan

Depot Car Title Loans
3.00
7 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in California

Navigating the world of short-term loans, installment loans or car title loans in California requires a solid understanding of regulations. Borrowers can only loan up to $300 with a maximum fee of 15% of the loan amount. These loans have a maximum term of 31 days but no minimum duration. Rollovers aren't permitted, and there's a mandatory cooling-off period between loans. For those considering bridge loans or online short-term loans, staying updated with state-wide regulations is crucial.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you've secured a short-term loan, there are various essential services where you can allocate the funds effectively. You can use it for medical services to cover unexpected health expenses, car repairs to keep your vehicle running smoothly, or legal services for any urgent legal matters. Additionally, the loan can be utilized for funeral services to alleviate the financial burden of organizing a farewell or for appliance services to repair or replace essential household items.

Car Repair and Service
1605 North Rancho Avenue, Colton, CA 92324
+1 (909) 420-9580
Club & Association
670 West Laurel Street, Colton, CA 92324
+1 (909) 825-0151
Community Center
660 Colton Avenue, Colton, CA 92324
+1 (909) 825-1743
Dentist
1080 East Washington Street, Colton, CA 92324
+1 (909) 783-9099
Doctor
128 East G Street, Colton, CA 92324
+1 (909) 824-8345
Fast Food
792 West Valley Boulevard, Colton, CA 92324
Furniture/Home Furnishings
897 Via Lata, Colton, CA 92324
+1 (951) 333-0469
Government Office
650 North La Cadena Drive, Colton, CA 92324
+1 (909) 370-5040
Hospital
400 North Pepper Avenue, Colton, CA 92324
+1 (909) 580-1000
Hotel
1355 Satinwood Road, Colton, CA 92324
Library
650 North La Cadena Drive, Colton, CA 92324
+1 (909) 370-5099
Local Post Office
265 North 7th Street, Colton, CA 92324
+1 (909) 825-2154
Movie Theater
1030 East Washington Street, Colton, CA 92324
+1 (909) 370-2085
Pharmacy
518 West Valley Boulevard, Colton, CA 92324
+1 (909) 422-0444
Rent-a-Car Facility
1700 West Valley Boulevard, Colton, CA 92324
+1 (909) 423-0436

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is typically repaid over a short period, often ranging from a few weeks to a few months. These loans are designed to provide quick financial relief and are often used for emergencies or unexpected expenses. Short-term loans can include short-term loans, same-day loans, and other similar credit options.

Can I get a short-term loan with bad credit?

Yes, some lenders are willing to provide short-term loans to individuals with bad credit. These lenders focus on other factors such as income and employment status rather than just your credit score. However, be aware that loans for individuals with bad credit may come with higher interest rates.

What is the difference between a short-term loan and a same-day loan?

Short-term loans are a type of short-term loan that is typically due on your next payday. These loans often have high interest rates and fees. Same-day loans are similar in that they are designed for short-term financial needs, but the key feature is that they can be approved and disbursed on the same day, offering quick access to funds.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial situation. Typically, these loans range from a few hundred dollars to a few thousand dollars. Always borrow only what you need and can afford to repay to avoid financial strain.

What are the risks associated with short-term loans?

Short-term loans come with several risks, including high interest rates and fees. Failing to repay on time can lead to additional charges and negatively impact your credit score. It's important to carefully consider your ability to repay the loan before applying.

How quickly can I receive funds from a short-term loan?

One of the primary benefits of short-term loans is their fast disbursement. Many lenders offer same-day or next-day funding if the application is approved. The exact timing depends on the lender and your bank's processing times.

Are there any alternatives to short-term loans for bad-credit individuals?

Yes, there are alternatives to short-term loans for those with bad credit. Consider borrowing from friends or family, negotiating a payment plan with creditors, or seeking assistance from a local community or charitable organization. Additionally, some lenders offer installment loans with longer repayment terms, which may be more manageable.

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Colton ZIP Codes

92313
92316
92324
92408